Heading into the Holiday Weekend, Mortgage Rates Decrease
Freddie Mac (OTCQB: FMCC) reported a significant decrease in mortgage rates, with the 30-year fixed-rate mortgage (FRM) averaging 6.67%, marking the fifth consecutive weekly decline and the largest weekly drop since early March. This represents a decrease from 6.77% last week and 6.95% a year ago.
The 15-year FRM also showed improvement, averaging 5.80%, down from 5.89% last week and 6.25% year-over-year. According to Chief Economist Sam Khater, declining rates are encouraging more sellers to enter the market, potentially benefiting prospective buyers despite ongoing affordability challenges.
Freddie Mac (OTCQB: FMCC) ha riportato un calo significativo dei tassi ipotecari, con il mutuo a tasso fisso a 30 anni (FRM) che si attesta in media al 6,67%, segnando la quinta settimana consecutiva di diminuzione e il calo settimanale pi霉 consistente dallo scorso marzo. Questo rappresenta una diminuzione rispetto al 6,77% della scorsa settimana e al 6,95% di un anno fa.
Anche il mutuo a tasso fisso a 15 anni (FRM) ha mostrato miglioramenti, con una media del 5,80%, in calo rispetto al 5,89% della settimana precedente e al 6,25% su base annua. Secondo l'economista capo Sam Khater, il calo dei tassi sta incoraggiando un maggior numero di venditori a entrare nel mercato, potenzialmente a vantaggio degli acquirenti nonostante le persistenti difficolt脿 legate all'accessibilit脿 economica.
Freddie Mac (OTCQB: FMCC) inform贸 una disminuci贸n significativa en las tasas hipotecarias, con la hipoteca fija a 30 a帽os (FRM) promediando un 6.67%, marcando la quinta ca铆da semanal consecutiva y la mayor baja semanal desde principios de marzo. Esto representa una disminuci贸n desde el 6.77% de la semana pasada y el 6.95% hace un a帽o.
La hipoteca fija a 15 a帽os (FRM) tambi茅n mostr贸 mejoras, promediando un 5.80%, por debajo del 5.89% de la semana pasada y del 6.25% interanual. Seg煤n el economista jefe Sam Khater, la ca铆da de las tasas est谩 alentando a m谩s vendedores a ingresar al mercado, lo que podr铆a beneficiar a los compradores potenciales a pesar de los desaf铆os persistentes en la asequibilidad.
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Freddie Mac (OTCQB : FMCC) a annonc茅 une baisse significative des taux hypoth茅caires, avec le pr锚t hypoth茅caire 脿 taux fixe sur 30 ans (FRM) affichant en moyenne 6,67%, marquant la cinqui猫me baisse hebdomadaire cons茅cutive et la plus forte chute hebdomadaire depuis d茅but mars. Cela repr茅sente une baisse par rapport 脿 6,77% la semaine derni猫re et 6,95% il y a un an.
Le pr锚t 脿 taux fixe sur 15 ans (FRM) a 茅galement progress茅, avec une moyenne de 5,80%, en baisse par rapport 脿 5,89% la semaine derni猫re et 6,25% sur un an. Selon l鈥櫭ヽonomiste en chef Sam Khater, la baisse des taux encourage davantage de vendeurs 脿 entrer sur le march茅, ce qui pourrait profiter aux acheteurs potentiels malgr茅 les d茅fis persistants en mati猫re d鈥檃ccessibilit茅 financi猫re.
Freddie Mac (OTCQB: FMCC) meldete einen deutlichen R眉ckgang der Hypothekenzinsen, wobei der 30-j盲hrige Festzins-Hypothekendarlehen (FRM) im Durchschnitt bei 6,67% lag. Dies markiert den f眉nften w枚chentlichen R眉ckgang in Folge und den gr枚脽ten R眉ckgang seit Anfang M盲rz. Dies stellt einen R眉ckgang gegen眉ber 6,77% in der letzten Woche und 6,95% vor einem Jahr dar.
Auch der 15-j盲hrige FRM verbesserte sich und lag im Durchschnitt bei 5,80%, gegen眉ber 5,89% in der Vorwoche und 6,25% im Jahresvergleich. Laut Chef枚konom Sam Khater ermutigen die sinkenden Zinss盲tze mehr Verk盲ufer, auf den Markt zu kommen, was potenziell K盲ufern zugutekommen k枚nnte, trotz anhaltender Herausforderungen bei der Erschwinglichkeit.
- Mortgage rates decreased for the fifth consecutive week
- 30-year FRM rate dropped to 6.67% from 6.77% last week and 6.95% year-over-year
- 15-year FRM rate decreased to 5.80% from 5.89% last week
- More sellers entering the market, improving buyer opportunities
- Overall housing affordability challenges persist
MCLEAN, Va., July 03, 2025 (GLOBE NEWSWIRE) -- (OTCQB: FMCC) today released the results of its (PMMS庐), showing the 30-year fixed-rate mortgage (FRM) averaged
鈥淭he average 30-year fixed-rate mortgage decreased for the fifth consecutive week. This is the largest weekly decline since early March. Declining mortgage rates are encouraging and, while overall affordability challenges remain, we are seeing more sellers enter the market giving prospective buyers an advantage,鈥� said Sam Khater, Freddie Mac鈥檚 Chief Economist.
News Facts
- The averaged
6.67% as of July 3, 2025, down from last week when it averaged6.77% . A year ago at this time, the 30-year FRM averaged6.95% . - The averaged
5.80% , down from last week when it averaged5.89% . A year ago at this time, the 15-year FRM averaged6.25% .
The PMMS庐 is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac鈥檚 mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: | | | | | |
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
[email protected]
A photo accompanying this announcement is available at
FAQ
What is the current 30-year fixed mortgage rate for Freddie Mac (FMCC)?
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What is the current 15-year fixed mortgage rate for Freddie Mac?
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What impact are declining mortgage rates having on the housing market?
