FNB Adds Business Platform to eStore庐 Common Application
FNB (NYSE:FNB) has expanded its eStore庐 Common application platform to include business deposit products, enabling customers to apply for both business and personal banking products through a single universal application. The enhanced platform allows simultaneous applications for over 40 banking products, with most applications completed in approximately 7 minutes.
The platform's efficiency demonstrates a 30% time reduction when applying for multiple products compared to separate applications. The system includes the new Business First package, featuring integrated reporting tools and fraud mitigation services. FNB reported a 108% increase in Common app submissions between Q1 and Q2 2025, with business loan products planned for integration in 2026.
FNB (NYSE:FNB) ha ampliato la sua piattaforma di applicazione eStore庐 Common per includere prodotti di deposito aziendale, permettendo ai clienti di richiedere sia prodotti bancari personali che aziendali tramite un'unica applicazione universale. La piattaforma migliorata consente di effettuare domande simultanee per oltre 40 prodotti bancari, con la maggior parte delle applicazioni completate in circa 7 minuti.
L'efficienza della piattaforma dimostra una riduzione del 30% del tempo quando si richiedono pi霉 prodotti rispetto alle domande separate. Il sistema include il nuovo pacchetto Business First, che offre strumenti di reportistica integrati e servizi di prevenzione delle frodi. FNB ha registrato un incremento del 108% nelle domande tramite Common app tra il primo e il secondo trimestre del 2025, con l'integrazione dei prodotti di prestito aziendale prevista per il 2026.
FNB (NYSE:FNB) ha ampliado su plataforma de solicitud eStore庐 Common para incluir productos de dep贸sito empresarial, permitiendo a los clientes solicitar productos bancarios tanto personales como empresariales a trav茅s de una 煤nica aplicaci贸n universal. La plataforma mejorada permite solicitudes simult谩neas para m谩s de 40 productos bancarios, con la mayor铆a de las solicitudes completadas en aproximadamente 7 minutos.
La eficiencia de la plataforma demuestra una reducci贸n del 30% en el tiempo al solicitar m煤ltiples productos en comparaci贸n con solicitudes separadas. El sistema incluye el nuevo paquete Business First, que presenta herramientas integradas de reporte y servicios de mitigaci贸n de fraudes. FNB report贸 un aumento del 108% en las solicitudes de Common app entre el primer y segundo trimestre de 2025, con planes para integrar productos de pr茅stamos empresariales en 2026.
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FNB (NYSE:FNB) a 茅tendu sa plateforme de demande eStore庐 Common pour inclure des produits de d茅p么t professionnels, permettant aux clients de postuler 脿 la fois pour des produits bancaires personnels et professionnels via une seule application universelle. La plateforme am茅lior茅e permet des demandes simultan茅es pour plus de 40 produits bancaires, la plupart des demandes 茅tant compl茅t茅es en environ 7 minutes.
L'efficacit茅 de la plateforme d茅montre une r茅duction de 30% du temps lors de la demande de plusieurs produits par rapport 脿 des demandes s茅par茅es. Le syst猫me comprend le nouveau forfait Business First, avec des outils de reporting int茅gr茅s et des services de pr茅vention de la fraude. FNB a rapport茅 une augmentation de 108% des soumissions via Common app entre le premier et le deuxi猫me trimestre 2025, avec une int茅gration pr茅vue des produits de pr锚ts professionnels en 2026.
FNB (NYSE:FNB) hat seine eStore庐 Common Anwendungsplattform erweitert, um Gesch盲ftseinlageprodukte einzuschlie脽en, sodass Kunden sowohl Gesch盲fts- als auch Privatbankprodukte 眉ber eine einzige universelle Anwendung beantragen k枚nnen. Die verbesserte Plattform erm枚glicht gleichzeitige Antr盲ge f眉r 眉ber 40 Bankprodukte, wobei die meisten Antr盲ge in etwa 7 Minuten abgeschlossen werden.
Die Effizienz der Plattform zeigt eine 30%ige Zeitersparnis bei der Beantragung mehrerer Produkte im Vergleich zu separaten Antr盲gen. Das System umfasst das neue Business First Paket mit integrierten Berichtstools und Betrugspr盲ventionsdiensten. FNB verzeichnete zwischen dem ersten und zweiten Quartal 2025 einen 108%igen Anstieg der Common-App-Einreichungen, mit der geplanten Integration von Gesch盲ftskreditprodukten im Jahr 2026.
- Integration of business deposit products into eStore Common app streamlines application process
- 108% increase in Common app submissions between Q1 and Q2 2025
- 30% reduction in application time for multiple products
- AI-powered platform provides personalized product recommendations
- Full branch network integration achieved for universal application process
- None.
Insights
FNB's enhanced eStore platform significantly streamlines business banking, boosting digital engagement by 108% quarter-over-quarter with AI-powered recommendations.
FNB's expansion of its eStore Common application to include business deposit products represents a significant advancement in banking digitization. The platform now enables both consumers and businesses to apply for over 40 banking products through a single universal application, creating a seamless omnichannel experience that dramatically reduces application time by approximately 30%.
The substantial 108% increase in application submissions between Q1 and Q2 2025 demonstrates exceptional customer adoption. This efficiency gain is particularly valuable for small business owners who can now simultaneously apply for business and personal banking products in about seven minutes 鈥� addressing a longstanding friction point in business banking.
The integration of the recently launched Business First package, which bundles advanced reporting tools, fraud mitigation services, and accounts receivable capabilities, shows FNB's commitment to comprehensive small business solutions. Their deployment of AI and data warehouse technology to deliver personalized product recommendations reflects an advanced approach to digital banking that exceeds industry standards.
What's particularly notable is FNB's successful alignment of digital and physical channels, with the entire branch network now originating applications on this platform. This unified approach, combined with features like data prefilling, document uploading, and automated account funding, creates a competitive advantage in customer acquisition and cross-selling efficiency. The planned addition of business loan products in 2026 indicates a clear roadmap for continued platform expansion and revenue growth opportunities.
Consumers and Small Businesses Now Able to Apply for More Than 40 Banking Products Simultaneously with One Universal Process
The release of business deposit products in the eStore Common app 鈥� and the continued ability to apply for multiple consumer loan and deposit products via one experience 鈥� makes it even faster for FNB customers to acquire products and services that address the complete range of their financial needs.
The time-save is especially impactful when multiple products are included given that most applications can be completed in approximately seven minutes. A small business owner applying to open a small business checking account and a personal credit card together in the eStore Common app, for example, would spend nearly 30 percent less time completing a single application than a customer who applied separately for each product.
Among the business deposit products now available in the Common app is Business First, FNB's designed to meet the comprehensive banking needs of small businesses. Introduced in the second quarter of 2025, the Business First package includes integrated and advanced reporting tools, fraud mitigation services, optimized accounts receivable capabilities and more. FNB expects to add business loan products to the eStore Common app in 2026.
"Customers expect banking to be digital-first," said听Vincent J. Delie, Jr., Chairman, President and Chief Executive Officer of F.N.B. Corporation and First National Bank. "eStore and the Common app are powered by AI and a massive data warehouse, so we can automate both the delivery of personalized product recommendations and the process to open those accounts digitally. Our omnichannel approach makes it easy for consumers and businesses to choose FNB for all their banking needs, which is evident in our growing presence in markets throughout our footprint."
eStore Common app submissions increased 108 percent between the first and second quarter of 2025. As of June, FNB's full branch network was originating applications on the platform, aligning the universal application process across the Company's digital and physical channels. Now, multiproduct purchasing is expected to grow even further as bankers leverage AI and automation to efficiently provide customers with personalized, data-driven recommendations for the "next-best" product and service.
Accessing the eStore Common app is simple. Customers can use听听to select and add products to their shopping cart, and then check out to begin an application. FNB has included data prefilling technology in the system to eliminate keystrokes for customers. In addition, the eStore Common application's enhanced functionality includes the ability to upload supporting documents with ease as well as automated account funding.
FNB continually builds on its digital banking platform. Explore the Company's comprehensive digital solutions, highlighted by eStore, at听.
About F.N.B. Corporation
F.N.B. Corporation (NYSE: FNB), headquartered in
FNB provides a full range of commercial banking, consumer banking and wealth management solutions through its subsidiary network which is led by its largest affiliate, First National Bank of
The common stock of F.N.B. Corporation trades on the New York Stock Exchange under the symbol "FNB" and is included in Standard & Poor's MidCap 400 Index with the Global Industry Classification Standard (GICS) Regional Banks Sub-Industry Index. Customers, shareholders and investors can learn more about this regional financial institution by visiting the F.N.B. Corporation website at .听
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FAQ
What new features did FNB add to its eStore Common application in July 2025?
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