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Standard Premium Delivers Strong Q2 Performance Highlighting Enhanced Efficiency and Company Growth

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Standard Premium (OTCQX: SPFX), a specialty finance company, reported strong Q2 2025 results with significant portfolio growth and improved financial metrics. The company's loan portfolio reached $70 million, up 9.7% since December 2024.

Key Q2 highlights include $3.1 million in revenue, income before taxes of $345,000, and a return-on-equity of 15%. Basic and diluted EPS were $0.08 and $0.06 respectively. Year-to-date, the company generated $6 million in revenue and $783,500 in income before taxes, with basic EPS of $0.18 and diluted EPS of $0.14. YTD return on equity improved to 18%, driven by stable originations and enhanced cost management.

Standard Premium (OTCQX: SPFX), una società di finanza specializzata, ha riportato risultati solidi per il secondo trimestre 2025 con una crescita significativa del portafoglio e un miglioramento degli indicatori finanziari. Il portafoglio prestiti ha raggiunto 70 milioni di dollari, in aumento del 9,7% rispetto a dicembre 2024.

I principali punti salienti del secondo trimestre includono 3,1 milioni di dollari di ricavi, un reddito ante imposte di 345.000 dollari e un ritorno sul capitale proprio del 15%. L'utile per azione base e diluito è stato rispettivamente di 0,08 e 0,06 dollari. Da inizio anno, la società ha generato 6 milioni di dollari di ricavi e 783.500 dollari di reddito ante imposte, con un utile per azione base di 0,18 dollari e diluito di 0,14 dollari. Il ritorno sul capitale proprio da inizio anno è migliorato al 18%, grazie a origination stabili e a una migliore gestione dei costi.

Standard Premium (OTCQX: SPFX), una compañía financiera especializada, reportó sólidos resultados en el segundo trimestre de 2025 con un crecimiento significativo en su cartera y mejoras en sus métricas financieras. La cartera de préstamos alcanzó los 70 millones de dólares, un aumento del 9,7% desde diciembre de 2024.

Los aspectos destacados del segundo trimestre incluyen 3,1 millones de dólares en ingresos, un ingreso antes de impuestos de 345,000 dólares y un retorno sobre el capital del 15%. Las ganancias básicas y diluidas por acción fueron de $0.08 y $0.06 respectivamente. En lo que va del año, la compañía generó 6 millones de dólares en ingresos y 783,500 dólares en ingresos antes de impuestos, con ganancias básicas por acción de $0.18 y diluidas de $0.14. El retorno sobre el capital acumulado mejoró a 18%, impulsado por originaciones estables y una mejor gestión de costos.

Standard Premium (OTCQX: SPFX)� 전문 금융 회사로서 2025� 2분기� 강력� 실적� 보고했으�, 포트폴리오가 크게 성장하고 재무 지표가 개선되었습니�. 회사� 대� 포트폴리오는 7,000� 달러� 달하�, 2024� 12� 이후 9.7% 증가했습니다.

2분기 주요 성과로는 310� 달러� 수익, 세전 소득 34� 5� 달러, 자기자본이익� 15%가 포함됩니�. 기본 � 희석 주당순이익은 각각 0.08달러와 0.06달러였습니�. 연초부� 회사� 600� 달러� 수익78� 3,500달러� 세전 소득� 창출했으�, 기본 주당순이익은 0.18달러, 희석 주당순이익은 0.14달러였습니�. 연초 대� 자기자본이익률은 18%� 향상되었으며, 이는 안정적인 대� 실행� 비용 관� 강화� 힘입은 결과입니�.

Standard Premium (OTCQX : SPFX), une société de finance spécialisée, a annoncé de solides résultats pour le deuxième trimestre 2025 avec une croissance significative de son portefeuille et une amélioration des indicateurs financiers. Le portefeuille de prêts de la société a atteint 70 millions de dollars, en hausse de 9,7 % depuis décembre 2024.

Les points forts du deuxième trimestre comprennent 3,1 millions de dollars de revenus, un revenu avant impôts de 345 000 dollars et un retour sur fonds propres de 15 %. Le BPA de base et dilué s'est élevé respectivement à 0,08 $ et 0,06 $. Depuis le début de l'année, la société a généré 6 millions de dollars de revenus et 783 500 dollars de revenu avant impôts, avec un BPA de base de 0,18 $ et un BPA dilué de 0,14 $. Le retour sur fonds propres sur l'année s'est amélioré à 18 %, grâce à des originations stables et une meilleure gestion des coûts.

Standard Premium (OTCQX: SPFX), ein spezialisiertes Finanzunternehmen, meldete starke Ergebnisse für das zweite Quartal 2025 mit einem signifikanten Wachstum des Portfolios und verbesserten finanziellen Kennzahlen. Das Kreditportfolio des Unternehmens erreichte 70 Millionen US-Dollar, ein Anstieg von 9,7 % seit Dezember 2024.

Zu den wichtigsten Highlights im zweiten Quartal gehören 3,1 Millionen US-Dollar Umsatz, ein Ergebnis vor Steuern von 345.000 US-Dollar und eine Eigenkapitalrendite von 15%. Das unverwässerte und verwässerte Ergebnis je Aktie betrugen jeweils 0,08 und 0,06 US-Dollar. Im bisherigen Jahresverlauf erzielte das Unternehmen 6 Millionen US-Dollar Umsatz und 783.500 US-Dollar Ergebnis vor Steuern, mit einem unverwässerten Ergebnis je Aktie von 0,18 und einem verwässerten Ergebnis je Aktie von 0,14. Die Eigenkapitalrendite im Jahresverlauf verbesserte sich auf 18%, angetrieben durch stabile Kreditvergaben und verbesserte Kostenkontrolle.

Positive
  • Loan portfolio grew 9.7% to $70 million since December 2024
  • YTD return on equity increased to 18%
  • Q2 revenue reached $3.1 million with $345,000 in pre-tax income
  • Improved funding costs and disciplined expense management
  • Stable loan originations maintained
Negative
  • Significant gap between basic ($0.08) and diluted ($0.06) EPS indicates potential dilution risk

MIAMI, July 24, 2025 (GLOBE NEWSWIRE) -- ("Standard Premium") (OTCQX: SPFX), a leading specialty finance company, announces strong preliminary financial and operational results for the second quarter and first half of 2025, highlighting growth in the Company’s loan portfolio, stable originations, improved funding costs and continued return-on-equity growth.

As of June 30, 2025, the Company’s loan portfolio exceeded $70 million, representing a 9.7% increase since December 2024. For Q2, Standard Premium reported $3.1 million in revenue, income before taxes of $345,000 and return-on-equity of 15%. Basic and diluted earnings per share were $0.08 and $0.06, respectively.

“Our performance reflects a strong focus on long-term value creation and capital-efficient growth,� says William Koppelmann, CEO, Standard Premium. “As we continue to expand our national footprint and build on our operating strengths, we look ahead to the second half of the year as an opportunity to deepen our market presence, strengthen our customer relations and drive sustained performance for our shareholders.�

Year-to-date (YTD), the Company has generated $6 million in revenue and $783,500 in income before taxes. Basic earnings per share for the first half of 2025 reached $0.18, with diluted EPS of $0.14. YTD return on equity climbed to 18%, supported by stable originations, disciplined cost control and improved funding efficiency.

“We remain focused on sustainable, margin-conscious growth,� adds Brian Krogol, CFO, Standard Premium. “Improved cost of funds and careful expense management have positioned us to continue delivering value across market cycles.�

About Standard Premium Finance Holdings, Inc.

Standard Premium Finance Holdings, Inc. (OTCQX: SPFX), is a specialty finance company which has financed premiums on over $2 Billion of property and casualty insurance policies since 1991. We currently operate in 38 states and are seeking M&A opportunities of synergistic businesses to leverage economies of scale.

Cautionary Statement Regarding Forward-Looking Statements
This press release includes "forward-looking statements" within the meaning of the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995 and within the meaning of Section 27a of the Securities Act of 1933, as amended, and Section 21e of the Securities Exchange Act of 1934, as amended with regard to our anticipated earnings, future growth and outlook. Our actual results may differ from expectations presented or implied herein and, consequently, you should not rely on these forward-looking statements as predictions of future events. We do not undertake or accept any obligation or undertaking to release publicly any updates or revisions to any forward-looking statement to reflect any change in our expectations or any change in events, conditions or results.

Additional information concerning risk factors relating to our business is contained in Item 1A Risk Factors of our Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 10, 2025, which is available on the SEC’s website at or on the Investor Relations section of our website, .

Media:
Nicholas Turchiano
CPR Marketing

201-641-1911x35


FAQ

What was Standard Premium's (SPFX) Q2 2025 revenue?

Standard Premium reported $3.1 million in revenue for Q2 2025, contributing to a total of $6 million in year-to-date revenue.

How much did Standard Premium's (SPFX) loan portfolio grow in 2025?

Standard Premium's loan portfolio grew by 9.7% since December 2024, reaching $70 million as of June 30, 2025.

What was SPFX's return on equity (ROE) in Q2 2025?

Standard Premium achieved a 15% return on equity in Q2 2025, while year-to-date ROE improved to 18%.

What were Standard Premium's earnings per share in Q2 2025?

Standard Premium reported basic EPS of $0.08 and diluted EPS of $0.06 for Q2 2025.

How much pre-tax income did SPFX generate in the first half of 2025?

Standard Premium generated $783,500 in income before taxes during the first half of 2025.
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5.70M
59.93%
Credit Services
Financial Services
United States
Miami