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Affirm Holdings, Inc. SEC Filings

AFRM NASDAQ

Welcome to our dedicated page for Affirm Holdings SEC filings (Ticker: AFRM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Digging through Affirm鈥檚 BNPL credit metrics, delinquency tables, and securitization details can take hours. Each Affirm Holdings 10-K or 10-Q packs dense disclosures on loan performance, funding costs, and merchant concentration鈥攊nformation essential to valuing a fintech lender but difficult to locate quickly.

Stock Titan solves that problem. Our AI reads every new document the moment it hits EDGAR, then delivers Affirm SEC filings explained simply. Compare charge-offs quarter over quarter with one click in the Affirm quarterly earnings report 10-Q filing, or see an Affirm annual report 10-K simplified summary that highlights risk-factor changes and BNPL regulatory updates. Need transaction alerts? We stream Affirm Form 4 insider transactions real-time, letting you track Affirm executive stock transactions Form 4 without sifting through PDFs. Even sudden events鈥攏ew bank credit lines or securitization upsizes鈥攁ppear instantly via our Affirm 8-K material events explained feed.

Whether you鈥檙e screening for Affirm insider trading Form 4 transactions, running an Affirm earnings report filing analysis, or reviewing the Affirm proxy statement executive compensation table, our platform keeps you ahead. AG真人官方-time updates, AI-powered summaries, and expert context mean you spend less time reading and more time making decisions鈥�understanding Affirm SEC documents with AI instead of drowning in them.

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Affirm Holdings, Inc. (AFRM) 鈥� Insider Transaction Form 4

On 07/07/2025, Chief Financial Officer Robert O鈥橦are reported the sale of 19,802 Class A common shares at a weighted-average price of $70.03 (range $70.00-$70.21) under a Rule 10b5-1 trading plan adopted 12/06/2024. After the sale, the filing lists 0 shares beneficially owned.

  • Transaction code: S (open-market sale)
  • Form filed on 07/09/2025; only non-derivative shares affected
  • No derivative positions were reported

The filing signals full divestiture by the company鈥檚 CFO while confirming adherence to SEC 10b5-1 safe-harbor procedures.

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Affirm Holdings, Inc. (AFRM) 鈥� Insider Transaction Form 4

On 07/07/2025, Chief Financial Officer Robert O鈥橦are reported the sale of 19,802 Class A common shares at a weighted-average price of $70.03 (range $70.00-$70.21) under a Rule 10b5-1 trading plan adopted 12/06/2024. After the sale, the filing lists 0 shares beneficially owned.

  • Transaction code: S (open-market sale)
  • Form filed on 07/09/2025; only non-derivative shares affected
  • No derivative positions were reported

The filing signals full divestiture by the company鈥檚 CFO while confirming adherence to SEC 10b5-1 safe-harbor procedures.

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Sunrun Inc. (RUN) Form 144 filing: An insider has notified the SEC of an intent to sell 8,909 common shares, valued at about $96,261, through broker Charles Schwab on or after 07 Jul 2025. The shares stem from the lapse of restricted stock units (RSUs) received as equity compensation. The filing also discloses that the same seller disposed of 18,531 shares in two transactions during the past three months, generating gross proceeds of roughly $127,337. The proposed sale represents less than 0.01% of Sunrun鈥檚 228.5 million shares outstanding and, by itself, is unlikely to be material to the company鈥檚 capital structure.

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Form 144 filing overview

NVIDIA Corporation (NVDA) has submitted a Form 144 indicating the proposed sale of 75,000 common shares by insider Jen-Hsun Huang. The shares, valued at approximately $11.88 million, are scheduled to be sold on or about 07/07/2025 on the NASDAQ through Charles Schwab.

The filing also details substantial prior activity: 675,000 NVDA shares were sold by the same insider between 06/20/2025 and 07/03/2025, generating roughly $93 million in gross proceeds. The new sale stems from a 03/20/2024 performance stock award classified as equity compensation.

Rule 144 requires advance notice but does not mandate execution; nevertheless, repeated large-scale dispositions can indicate potential supply pressure and are closely watched by investors.

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Affirm Holdings, Inc. (AFRM) 鈥� Form 4 insider transaction

Chief Legal Officer Katherine Adkins settled vested restricted stock units (RSUs) on 01 July 2025. The settlement converted a total of 2,012 RSUs into an equivalent number of Class A common shares.

  • Acquisition (Code M): 1,706 shares issued at $0 cost from RSU conversion.
  • Withholding (Code F): 773 shares automatically surrendered at $67.10 to cover statutory taxes, leaving a net 933-share increase.

Following these transactions, Adkins directly owns 112,467 Class A shares. She retains 21,450 unvested RSUs across two grants that vest monthly through 2026, signalling continued equity alignment with shareholders. No open-market sales occurred; all dispositions were tax related, making the filing largely administrative.

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Affirm Holdings, Inc. (AFRM) 鈥� Form 4 insider transaction

Chief Legal Officer Katherine Adkins settled vested restricted stock units (RSUs) on 01 July 2025. The settlement converted a total of 2,012 RSUs into an equivalent number of Class A common shares.

  • Acquisition (Code M): 1,706 shares issued at $0 cost from RSU conversion.
  • Withholding (Code F): 773 shares automatically surrendered at $67.10 to cover statutory taxes, leaving a net 933-share increase.

Following these transactions, Adkins directly owns 112,467 Class A shares. She retains 21,450 unvested RSUs across two grants that vest monthly through 2026, signalling continued equity alignment with shareholders. No open-market sales occurred; all dispositions were tax related, making the filing largely administrative.

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Affirm Holdings, Inc. (AFRM) 鈥� Form 4 insider transaction

Chief Legal Officer Katherine Adkins settled vested restricted stock units (RSUs) on 01 July 2025. The settlement converted a total of 2,012 RSUs into an equivalent number of Class A common shares.

  • Acquisition (Code M): 1,706 shares issued at $0 cost from RSU conversion.
  • Withholding (Code F): 773 shares automatically surrendered at $67.10 to cover statutory taxes, leaving a net 933-share increase.

Following these transactions, Adkins directly owns 112,467 Class A shares. She retains 21,450 unvested RSUs across two grants that vest monthly through 2026, signalling continued equity alignment with shareholders. No open-market sales occurred; all dispositions were tax related, making the filing largely administrative.

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Affirm Holdings, Inc. (AFRM) 鈥� Form 4 insider transaction

Chief Legal Officer Katherine Adkins settled vested restricted stock units (RSUs) on 01 July 2025. The settlement converted a total of 2,012 RSUs into an equivalent number of Class A common shares.

  • Acquisition (Code M): 1,706 shares issued at $0 cost from RSU conversion.
  • Withholding (Code F): 773 shares automatically surrendered at $67.10 to cover statutory taxes, leaving a net 933-share increase.

Following these transactions, Adkins directly owns 112,467 Class A shares. She retains 21,450 unvested RSUs across two grants that vest monthly through 2026, signalling continued equity alignment with shareholders. No open-market sales occurred; all dispositions were tax related, making the filing largely administrative.

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Affirm Holdings, Inc. (AFRM) 鈥� Form 4 insider activity

Director Christa S. Quarles reported two transactions dated July 1, 2025: (1) acquisition of 670 restricted stock units (RSUs) granted under the 2012 Stock Plan; the RSUs vest in full on July 1, 2026 and carry no cost, with each RSU convertible into one Class A share. (2) disposition of 754 Class A shares at a weighted-average price of $67.43 per share executed under a Rule 10b5-1 plan adopted on September 13, 2024. After the transactions Ms. Quarles beneficially owns 137,241 Class A shares, held directly.

The approximate value of the sale is $50.8 thousand, a de-minimis amount relative to Affirm鈥檚 market capitalisation. The RSU grant represents routine director compensation and does not immediately increase the tradeable share count. Because the sale was pre-scheduled and small, the filing is unlikely to exert meaningful influence on AFRM鈥檚 share price.

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Affirm Holdings, Inc. (AFRM) 鈥� Form 4 insider activity

Director Christa S. Quarles reported two transactions dated July 1, 2025: (1) acquisition of 670 restricted stock units (RSUs) granted under the 2012 Stock Plan; the RSUs vest in full on July 1, 2026 and carry no cost, with each RSU convertible into one Class A share. (2) disposition of 754 Class A shares at a weighted-average price of $67.43 per share executed under a Rule 10b5-1 plan adopted on September 13, 2024. After the transactions Ms. Quarles beneficially owns 137,241 Class A shares, held directly.

The approximate value of the sale is $50.8 thousand, a de-minimis amount relative to Affirm鈥檚 market capitalisation. The RSU grant represents routine director compensation and does not immediately increase the tradeable share count. Because the sale was pre-scheduled and small, the filing is unlikely to exert meaningful influence on AFRM鈥檚 share price.

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FAQ

What is the current stock price of Affirm Holdings (AFRM)?

The current stock price of Affirm Holdings (AFRM) is $66.41 as of August 1, 2025.

What is the market cap of Affirm Holdings (AFRM)?

The market cap of Affirm Holdings (AFRM) is approximately 21.8B.

What is the core business of Affirm Holdings, Inc.?

Affirm Holdings, Inc. specializes in offering a buy now, pay later platform that enables consumers to finance their purchases at the point of sale. Its core business model focuses on facilitating seamless digital and mobile commerce transactions.

How does Affirm generate revenue?

The company earns revenue primarily through merchant network partnerships and virtual card network integrations. Its fee-based approach aligns with transaction volumes and the added value provided to merchants by enhancing digital purchase conversions.

What distinguishes Affirm in the BNPL market?

Affirm distinguishes itself with a transparent and consumer-friendly financing model that integrates advanced risk management tools and mobile-first technology. Its emphasis on clear payment terms and real-time transaction processing sets it apart from traditional credit models.

How does Affirm integrate with merchants?

Affirm鈥檚 platform is designed to seamlessly integrate with merchant checkout systems, providing an embedded financing option that can help reduce cart abandonment. The solution is engineered to enhance the overall customer purchase experience while supporting merchant sales strategies.

What technology underpins Affirm鈥檚 service offerings?

The company leverages advanced payment gateway integrations, risk assessment algorithms, and secure authentication processes to power its BNPL platform. This technology framework ensures that transactions are secure, efficient, and user-friendly for both consumers and merchants.

How does Affirm's platform benefit digital commerce?

By offering consumers a flexible financing option at the point of sale, Affirm helps expand purchasing power and improve conversion rates for merchants. This integration of digital payment solutions enhances the overall efficiency of online and in-store transactions.

How does Affirm compare to other fintech companies in the payment space?

Affirm鈥檚 focus on transparent financing and its dedicated BNPL model provide a distinct alternative to both traditional credit services and other fintech payment solutions. Its tailored approach to consumer financing delivers measurable benefits in terms of ease of use and transaction clarity.

What geographic markets does Affirm primarily operate in?

Affirm predominantly serves the United States, where the digital commerce market is robust and continuously expanding. Its integrated platform is tailored to enhance the shopping experience in mature markets with high digital transaction volumes.
Affirm Holdings, Inc.

NASDAQ:AFRM

AFRM Rankings

AFRM Stock Data

21.75B
268.39M
4.69%
78.99%
3.8%
Software - Infrastructure
Personal Credit Institutions
United States
SAN FRANCISCO