[424B2] Ally Financial Inc. Prospectus Supplement
Filing Impact
Filing Sentiment
Form Type
424B2
Rhea-AI Filing Summary
Ally Financial announces $12.006M offering of Senior Unsecured Notes (CUSIP: 02006DY88) with a fixed 6% coupon rate paid monthly, maturing June 15, 2035. The notes are priced at 100% with a gross concession of 1.8%, yielding net proceeds of $11.79M. Key features include monthly interest payments starting July 15, 2025, callable at 100% beginning December 15, 2025 and semi-annually thereafter with 30 days notice, and includes Survivor's Option. The notes will be sold in minimum denominations of $1,000 through multiple agents including InspereX, Citigroup, JPMorgan, BofA Securities, Morgan Stanley, and RBC Capital Markets. Settlement date is set for June 26, 2025, with DTC book-entry settlement. Notes are not FDIC guaranteed but represent senior unsecured obligations of Ally Financial.
Ally Financial annuncia un'offerta di Senior Unsecured Notes per un valore di 12,006 milioni di dollari (CUSIP: 02006DY88) con un tasso cedolare fisso del 6% pagabile mensilmente, con scadenza il 15 giugno 2035. Le obbligazioni sono quotate al 100% con una commissione lorda dell'1,8%, generando proventi netti di 11,79 milioni di dollari. Le caratteristiche principali includono pagamenti degli interessi mensili a partire dal 15 luglio 2025, possibilit脿 di rimborso anticipato al 100% a partire dal 15 dicembre 2025 e successivamente ogni sei mesi con un preavviso di 30 giorni, e comprendono l'Opzione Survivor. Le obbligazioni saranno vendute in tagli minimi da 1.000 dollari tramite diversi agenti, tra cui InspereX, Citigroup, JPMorgan, BofA Securities, Morgan Stanley e RBC Capital Markets. La data di regolamento 猫 fissata per il 26 giugno 2025, con regolamento tramite DTC in modalit脿 book-entry. Le obbligazioni non sono garantite dalla FDIC ma rappresentano obbligazioni senior non garantite di Ally Financial.
Ally Financial anuncia una oferta de Senior Unsecured Notes por 12.006 millones de d贸lares (CUSIP: 02006DY88) con una tasa fija del 6% pagadera mensualmente, con vencimiento el 15 de junio de 2035. Los bonos se cotizan al 100% con una concesi贸n bruta del 1.8%, generando ingresos netos de 11.79 millones de d贸lares. Las caracter铆sticas clave incluyen pagos de intereses mensuales a partir del 15 de julio de 2025, opci贸n de llamada al 100% desde el 15 de diciembre de 2025 y semestralmente despu茅s con un aviso de 30 d铆as, e incluye la opci贸n Survivor. Los bonos se vender谩n en denominaciones m铆nimas de 1,000 d贸lares a trav茅s de varios agentes, incluyendo InspereX, Citigroup, JPMorgan, BofA Securities, Morgan Stanley y RBC Capital Markets. La fecha de liquidaci贸n est谩 fijada para el 26 de junio de 2025, con liquidaci贸n mediante DTC book-entry. Los bonos no est谩n garantizados por la FDIC pero representan obligaciones senior no garantizadas de Ally Financial.
Ally Financial鞚� 瓿犾爼 6% 炜犿彴鞙澊 毵れ洈 歆�旮夒悩電� 12,006毵� 雼煬 攴滊鞚� Senior Unsecured Notes(CUSIP: 02006DY88)毳� 2035雲� 6鞗� 15鞚� 毵岅赴搿� 氚滍憸頄堨姷雼堧嫟. 鞚� 毂勱秾鞚� 100% 臧�瓴╈棎 齑� 1.8%鞚� 靾橃垬耄岆ゼ 韽暔頃橂┌, 靾滌垬鞚奠潃 1,179毵� 雼煬鞛呺媹雼�. 欤检殧 韸轨鞚� 2025雲� 7鞗� 15鞚茧秬韯� 毵れ洈 鞚挫瀽 歆�旮�, 2025雲� 12鞗� 15鞚茧秬韯� 100% 旖� 臧�電ロ晿氅� 鞚错泟 6臧滌洈毵堧嫟 30鞚� 靷爠 韱奠搿� 旖� 臧�電�, 攴鸽Μ瓿� Survivor's Option鞚� 韽暔霅橃柎 鞛堨姷雼堧嫟. 頃措嫻 毂勱秾鞚� InspereX, Citigroup, JPMorgan, BofA Securities, Morgan Stanley, RBC Capital Markets 霌� 鞐煬 雽�毽澑鞚� 韱淀暣 斓滌唽 1,000雼煬 雼渼搿� 韺愲Г霅╇媹雼�. 瓴办牅鞚检潃 2025雲� 6鞗� 26鞚检澊氅� DTC 攵侅棓韸鸽Μ 氚╈嫕鞙茧 瓴办牅霅╇媹雼�. 鞚� 毂勱秾鞚� FDIC 氤挫鞚� 鞐嗢溂氅� Ally Financial鞚� 靹犾垳鞙� 氍措嫶氤� 毂勲毳� 雮橅儉雰呺媹雼�.
Ally Financial annonce une 茅mission de Senior Unsecured Notes d'un montant de 12,006 millions de dollars (CUSIP : 02006DY88) avec un coupon fixe de 6% payable mensuellement, arrivant 脿 茅ch茅ance le 15 juin 2035. Les obligations sont 茅mises 脿 100% avec une concession brute de 1,8%, g茅n茅rant des produits nets de 11,79 millions de dollars. Les caract茅ristiques principales incluent des paiements d'int茅r锚ts mensuels 脿 partir du 15 juillet 2025, la possibilit茅 de remboursement anticip茅 脿 100% 脿 partir du 15 d茅cembre 2025, puis semestriellement avec un pr茅avis de 30 jours, et comprennent une option Survivor. Les obligations seront vendues en coupures minimales de 1 000 dollars via plusieurs agents dont InspereX, Citigroup, JPMorgan, BofA Securities, Morgan Stanley et RBC Capital Markets. La date de r猫glement est fix茅e au 26 juin 2025, avec un r猫glement en inscription en compte via DTC. Ces obligations ne sont pas garanties par la FDIC mais repr茅sentent des obligations senior non garanties d'Ally Financial.
Ally Financial gibt ein Angebot von Senior Unsecured Notes in H枚he von 12,006 Millionen US-Dollar (CUSIP: 02006DY88) mit einem festen Kupon von 6%, monatlich zahlbar, f盲llig am 15. Juni 2035, bekannt. Die Anleihen werden zu 100% mit einem Bruttobonus von 1,8% begeben, was Nettoerl枚se von 11,79 Millionen US-Dollar ergibt. Wichtige Merkmale sind monatliche Zinszahlungen ab dem 15. Juli 2025, die M枚glichkeit der R眉ckzahlung zum Nennwert ab dem 15. Dezember 2025 und anschlie脽end halbj盲hrlich mit einer 30-t盲gigen K眉ndigungsfrist sowie eine Survivor's Option. Die Anleihen werden in Mindestst眉ckelungen von 1.000 US-Dollar 眉ber mehrere Agenten, darunter InspereX, Citigroup, JPMorgan, BofA Securities, Morgan Stanley und RBC Capital Markets, verkauft. Das Abwicklungsdatum ist auf den 26. Juni 2025 festgelegt, mit DTC-Buchungssystem. Die Anleihen sind nicht durch die FDIC garantiert, stellen jedoch unbesicherte vorrangige Verbindlichkeiten von Ally Financial dar.
Positive
- Ally Financial is offering $12,006,000 in senior unsecured notes with a competitive 6.000% fixed coupon rate paid monthly
- The notes include a survivor's option feature, providing additional security for investors' beneficiaries
- Strong institutional backing with multiple major underwriters including InspereX LLC, Citigroup, J.P. Morgan, BofA Securities, Morgan Stanley, and RBC Capital Markets
Negative
- Long maturity period until 2035 exposes investors to significant interest rate risk
- Notes are not FDIC guaranteed, increasing credit risk exposure
- 1.800% gross concession reduces actual proceeds to $11,789,892, representing significant underwriting costs
- Early call option starting December 2025 creates reinvestment risk for investors if interest rates decline
Ally Financial annuncia un'offerta di Senior Unsecured Notes per un valore di 12,006 milioni di dollari (CUSIP: 02006DY88) con un tasso cedolare fisso del 6% pagabile mensilmente, con scadenza il 15 giugno 2035. Le obbligazioni sono quotate al 100% con una commissione lorda dell'1,8%, generando proventi netti di 11,79 milioni di dollari. Le caratteristiche principali includono pagamenti degli interessi mensili a partire dal 15 luglio 2025, possibilit脿 di rimborso anticipato al 100% a partire dal 15 dicembre 2025 e successivamente ogni sei mesi con un preavviso di 30 giorni, e comprendono l'Opzione Survivor. Le obbligazioni saranno vendute in tagli minimi da 1.000 dollari tramite diversi agenti, tra cui InspereX, Citigroup, JPMorgan, BofA Securities, Morgan Stanley e RBC Capital Markets. La data di regolamento 猫 fissata per il 26 giugno 2025, con regolamento tramite DTC in modalit脿 book-entry. Le obbligazioni non sono garantite dalla FDIC ma rappresentano obbligazioni senior non garantite di Ally Financial.
Ally Financial anuncia una oferta de Senior Unsecured Notes por 12.006 millones de d贸lares (CUSIP: 02006DY88) con una tasa fija del 6% pagadera mensualmente, con vencimiento el 15 de junio de 2035. Los bonos se cotizan al 100% con una concesi贸n bruta del 1.8%, generando ingresos netos de 11.79 millones de d贸lares. Las caracter铆sticas clave incluyen pagos de intereses mensuales a partir del 15 de julio de 2025, opci贸n de llamada al 100% desde el 15 de diciembre de 2025 y semestralmente despu茅s con un aviso de 30 d铆as, e incluye la opci贸n Survivor. Los bonos se vender谩n en denominaciones m铆nimas de 1,000 d贸lares a trav茅s de varios agentes, incluyendo InspereX, Citigroup, JPMorgan, BofA Securities, Morgan Stanley y RBC Capital Markets. La fecha de liquidaci贸n est谩 fijada para el 26 de junio de 2025, con liquidaci贸n mediante DTC book-entry. Los bonos no est谩n garantizados por la FDIC pero representan obligaciones senior no garantizadas de Ally Financial.
Ally Financial鞚� 瓿犾爼 6% 炜犿彴鞙澊 毵れ洈 歆�旮夒悩電� 12,006毵� 雼煬 攴滊鞚� Senior Unsecured Notes(CUSIP: 02006DY88)毳� 2035雲� 6鞗� 15鞚� 毵岅赴搿� 氚滍憸頄堨姷雼堧嫟. 鞚� 毂勱秾鞚� 100% 臧�瓴╈棎 齑� 1.8%鞚� 靾橃垬耄岆ゼ 韽暔頃橂┌, 靾滌垬鞚奠潃 1,179毵� 雼煬鞛呺媹雼�. 欤检殧 韸轨鞚� 2025雲� 7鞗� 15鞚茧秬韯� 毵れ洈 鞚挫瀽 歆�旮�, 2025雲� 12鞗� 15鞚茧秬韯� 100% 旖� 臧�電ロ晿氅� 鞚错泟 6臧滌洈毵堧嫟 30鞚� 靷爠 韱奠搿� 旖� 臧�電�, 攴鸽Μ瓿� Survivor's Option鞚� 韽暔霅橃柎 鞛堨姷雼堧嫟. 頃措嫻 毂勱秾鞚� InspereX, Citigroup, JPMorgan, BofA Securities, Morgan Stanley, RBC Capital Markets 霌� 鞐煬 雽�毽澑鞚� 韱淀暣 斓滌唽 1,000雼煬 雼渼搿� 韺愲Г霅╇媹雼�. 瓴办牅鞚检潃 2025雲� 6鞗� 26鞚检澊氅� DTC 攵侅棓韸鸽Μ 氚╈嫕鞙茧 瓴办牅霅╇媹雼�. 鞚� 毂勱秾鞚� FDIC 氤挫鞚� 鞐嗢溂氅� Ally Financial鞚� 靹犾垳鞙� 氍措嫶氤� 毂勲毳� 雮橅儉雰呺媹雼�.
Ally Financial annonce une 茅mission de Senior Unsecured Notes d'un montant de 12,006 millions de dollars (CUSIP : 02006DY88) avec un coupon fixe de 6% payable mensuellement, arrivant 脿 茅ch茅ance le 15 juin 2035. Les obligations sont 茅mises 脿 100% avec une concession brute de 1,8%, g茅n茅rant des produits nets de 11,79 millions de dollars. Les caract茅ristiques principales incluent des paiements d'int茅r锚ts mensuels 脿 partir du 15 juillet 2025, la possibilit茅 de remboursement anticip茅 脿 100% 脿 partir du 15 d茅cembre 2025, puis semestriellement avec un pr茅avis de 30 jours, et comprennent une option Survivor. Les obligations seront vendues en coupures minimales de 1 000 dollars via plusieurs agents dont InspereX, Citigroup, JPMorgan, BofA Securities, Morgan Stanley et RBC Capital Markets. La date de r猫glement est fix茅e au 26 juin 2025, avec un r猫glement en inscription en compte via DTC. Ces obligations ne sont pas garanties par la FDIC mais repr茅sentent des obligations senior non garanties d'Ally Financial.
Ally Financial gibt ein Angebot von Senior Unsecured Notes in H枚he von 12,006 Millionen US-Dollar (CUSIP: 02006DY88) mit einem festen Kupon von 6%, monatlich zahlbar, f盲llig am 15. Juni 2035, bekannt. Die Anleihen werden zu 100% mit einem Bruttobonus von 1,8% begeben, was Nettoerl枚se von 11,79 Millionen US-Dollar ergibt. Wichtige Merkmale sind monatliche Zinszahlungen ab dem 15. Juli 2025, die M枚glichkeit der R眉ckzahlung zum Nennwert ab dem 15. Dezember 2025 und anschlie脽end halbj盲hrlich mit einer 30-t盲gigen K眉ndigungsfrist sowie eine Survivor's Option. Die Anleihen werden in Mindestst眉ckelungen von 1.000 US-Dollar 眉ber mehrere Agenten, darunter InspereX, Citigroup, JPMorgan, BofA Securities, Morgan Stanley und RBC Capital Markets, verkauft. Das Abwicklungsdatum ist auf den 26. Juni 2025 festgelegt, mit DTC-Buchungssystem. Die Anleihen sind nicht durch die FDIC garantiert, stellen jedoch unbesicherte vorrangige Verbindlichkeiten von Ally Financial dar.
FAQ
What is the interest rate on ALLY's new senior unsecured notes issued in June 2025?
ALLY's new senior unsecured notes offer a fixed coupon rate of 6.000% paid monthly, with a maturity date of June 15, 2035.
How much is ALLY raising through the June 2025 senior notes offering?
ALLY is raising $12,006,000 in principal amount through this senior unsecured notes offering, with net proceeds of $11,789,892.00 after accounting for the gross concession of 1.800%.
When can ALLY call back the senior notes issued in June 2025?
The notes are callable at 100.000% starting December 15, 2025 and semi-annually thereafter with 30 Calendar Days' Notice.
What is the minimum investment required for ALLY's June 2025 senior notes?
The minimum denomination for investment is $1,000.00 with increments of $1,000.00.
Who are the underwriting agents for ALLY's June 2025 notes offering?
The agents for the offering are InspereX LLC, Citigroup, J.P. Morgan, BofA Securities, Morgan Stanley, and RBC Capital Markets.
Ally Finl Inc
NYSE:ALLY
ALLY Rankings
ALLY Latest News
ALLY Stock Data
11.91B
275.27M
10.54%
81.82%
2.67%
Credit Services
State Commercial Banks
United States
DETROIT