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Bank of America SEC Filings

BAC NYSE

Welcome to our dedicated page for Bank of America SEC filings (Ticker: BAC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Bank of America’s scale makes its disclosures a trove of insight—and a maze of footnotes. Credit-card charge-offs, Basel III capital cushions, and trading VaR all hide inside a 300-page annual report 10-K. If you have ever asked, “How do I read Bank of America’s SEC filings explained simply?� this page answers that question.

Stock Titan’s AI breaks down every document the moment it hits EDGAR. Whether you need a Bank of America quarterly earnings report 10-Q filing to gauge net-interest income, or want Bank of America Form 4 insider transactions real-time before the market opens, our platform summarizes key metrics, links commentary to line items, and flags unusual movements. Complex tables turn into clear prose, so understanding Bank of America SEC documents with AI feels effortless.

All filing types are covered with real-time alerts:

  • Bank of America insider trading Form 4 transactions spotlight executive buys and sells
  • Bank of America 8-K material events explained outline dividend changes or sudden risk events
  • Bank of America proxy statement executive compensation unveils pay structures and performance targets
  • Bank of America earnings report filing analysis tracks margin trends across consumer, wealth, and markets units
  • Bank of America annual report 10-K simplified extracts segment revenue, loan loss provisions, and regulatory capital ratios
  • Bank of America executive stock transactions Form 4 let you monitor insider sentiment

Investors use these insights to compare quarter-over-quarter performance, monitor credit quality ahead of rate moves, or track insider activity around material announcements. No more scrolling through hundreds of pages—our AI surfaces what matters so you make informed decisions faster.

Rhea-AI Summary

Bank of America has issued Contingent Income Buffered Callable Yield Notes linked to the performance of the Russell 2000 and S&P 500 indices, with the following key terms:

  • Term: Approximately 2.75 years (due March 30, 2028)
  • Monthly contingent coupon rate of 7.25% per annum (0.6042% monthly) if both indices are â‰� 85% of starting value
  • Callable monthly by issuer starting December 31, 2025
  • 85% downside buffer at maturity - losses only occur if worst-performing index declines >15%
  • Initial offering price: $1,000 per note with total issuance of $200,000

The notes carry credit risk of BofA Finance as issuer and Bank of America as guarantor. Initial estimated value is $962.30 per $1,000 note, reflecting internal funding rates and hedging costs. The notes are not FDIC insured and may lose value.

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Bank of America Corporation has filed a prospectus supplement for Dual Directional Buffered Notes linked to the S&P 500 Index. These structured notes, due December 31, 2026, offer unique investment characteristics:

  • 17-month term with $1,000 minimum denomination
  • 100% upside participation in S&P 500 gains, capped at 10% maximum return
  • Positive returns if index declines up to 10% (absolute return feature)
  • 1:1 downside exposure beyond 10% decline, with up to 90% principal at risk

Key features include no periodic interest payments, initial estimated value between $920-$970 per $1,000 principal amount, and public offering price of $1,000 with $22 underwriting discount. Notes are subject to BofA Finance's credit risk as issuer and Bank of America's guarantee. Securities are not FDIC insured and will not be exchange-listed. CUSIP: 09711HXG3.

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Bank of America has announced Contingent Income Auto-Callable Yield Notes linked to the performance of three major indices: the Nasdaq-100 Technology Sector Index, Russell 2000 Index, and S&P 500 Index. The notes offer:

Key Features:

  • Monthly contingent coupon payments of $8.542 per $1,000 (10.25% per annum) if all underlying indices are above their coupon barriers
  • 3-year term with automatic monthly call feature starting December 30, 2025
  • Coupon and Threshold Barrier set at 70% of starting value for each index
  • Initial estimated value range: $915.70-$965.70 per note

Risk Considerations: No guaranteed principal protection, limited returns to coupon payments, subject to automatic call feature, and exposure to the worst-performing underlying index. Investment subject to BofA Finance's credit risk with BAC as guarantor.

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Bank of America has announced Jump Securities with Auto-Callable Feature linked to Dow Inc. stock, due July 12, 2030. These principal-at-risk securities are issued by BofA Finance and guaranteed by Bank of America Corporation.

Key features include:

  • Principal amount: $1,000 per security
  • Early redemption feature if stock price meets/exceeds call threshold (100% of initial price)
  • Potential early redemption payments offering approximately 23.40% return per annum
  • At maturity: $2,170 payment if final stock price â‰� 80% of initial price; otherwise loss proportional to stock decline
  • Estimated value between $900-$950 per $1,000 principal

Notable risks include potential loss of principal, limited upside potential, no interest payments, and early redemption risk. The securities will not be listed on any exchange and are subject to Bank of America's credit risk.

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Bank of America has announced new Capped Leveraged Index Return Notes (LIRNs) linked to the MSCI Emerging Markets Index with the following key features:

  • Principal Amount: $10.00 per unit with approximately 2-year term
  • Return Structure: 1.5-to-1 upside exposure up to a capped value of $12.80-$13.20 (28-32% max return)
  • Downside Risk: 1-to-1 exposure to index declines with potential 100% principal loss
  • No Interest Payments during the term

Key risks include: credit risk of BofA Finance and BAC as guarantor, capped upside potential, potential principal loss, emerging markets exposure, and impact of Russian securities removal from the index. The initial estimated value will be below the public offering price. Notes will not be exchange-listed and holders have no rights to underlying securities or dividends.

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Bank of America Corporation has issued $15 million in Capped Floating Rate Notes linked to Compounded SOFR, due June 25, 2035. The notes are senior unsecured debt securities with key features:

  • Interest rate: Compounded SOFR plus 1.60%, floating between 0.00% and 6.25% per annum
  • Quarterly interest payments on March 25, June 25, September 25, and December 25, starting September 25, 2025
  • 100% principal repayment at maturity
  • Minimum denomination of $1,000
  • No early redemption option

Notable risks include credit risk of Bank of America, potential for minimal interest payments during low-rate periods, and limited upside due to the 6.25% interest rate cap. The notes are not FDIC insured, not bank guaranteed, and will not be listed on any securities exchange. Trading liquidity may be limited as BofA Securities will act as the primary market maker.

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Bank of America Corporation has announced new Jump Securities with Auto-Callable Feature linked to the performance of the Russell 2000® Index and S&P 500® Index, maturing July 3, 2031. Key features include:

  • Principal Amount: $1,000 per security
  • Early Redemption Feature: Quarterly automatic redemption if both indices close at/above initial values, starting July 8, 2026
  • Early Redemption Payment: Approximately 9.10% per annum return
  • Maturity Payment Structure: - At least $1,546 if both indices are at/above initial values - $1,000 if indices are above 80% threshold - Below 80% threshold: Payment based on worst-performing index, possible total loss

The securities offer no regular interest payments or participation in index appreciation. Estimated initial value between $900-$960 per $1,000 principal. Key risks include potential principal loss, limited returns, early redemption risk, and credit risk of Bank of America Corporation.

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Bank of America Corporation (BAC) has filed a Rule 424(b)(2) pricing supplement for a new debt issuance: $100 million of Fixed-Rate Callable Notes due July 23, 2026. The notes are senior, unsecured obligations that rank equally with BAC’s other senior debt.

  • Principal terms: Issue date June 23, 2025; maturity July 23, 2026 (13-month maximum tenor if not called). Fixed coupon of 4.50% per annum, paid on September 23 2025, December 23 2025, March 23 2026, June 23 2026 and at maturity.
  • Call feature: BAC may redeem the entire issue at par plus accrued interest on any Call Date—December 23 2025, March 23 2026 or June 23 2026—upon at least five but not more than sixty calendar daysâ€� notice.
  • Denominations & listing: Minimum $1,000 increments; the notes will not be listed on any securities exchange, and secondary market liquidity is uncertain.
  • Pricing economics: Public offering price 100%, underwriting discount 0.02%, net proceeds $99.98 million. Dealers may waive part or all of their concessions for certain fee-based accounts, resulting in a price as low as 99.98% of par.
  • Risk highlights: Early-redemption risk, BAC credit risk (senior unsecured), absence of default interest, potential illiquidity, and market value sensitivity to interest-rate movements. The risk factors section emphasizes that investors must be able to tolerate redemption as early as December 23 2025 and the lack of FDIC insurance.
  • Tax & legal: Treated as fixed-rate debt; interest taxable as ordinary income for U.S. Holders. Validity opinion provided by McGuireWoods LLP; calculation agent is Merrill Lynch Capital Services, Inc.
  • Distribution & conflicts: BofA Securities, Inc. is sole selling agent and may act as market-maker but is not obligated to do so, creating potential conflicts of interest under FINRA Rule 5121.

The transaction provides BAC with short-dated funding at a fixed 4.50% cost, while offering investors predictable coupon income subject to early call and issuer credit risk.

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Vale S.A. (NYSE: VALE) filed a Form 6-K on 25 June 2025 announcing a leadership change at its wholly-owned subsidiary, Vale Base Metals Limited. Current Chairman Mark Cutifani will step down in July 2025 to pursue new professional projects. During his tenure, Cutifani oversaw pivotal initiatives that repositioned the base-metals unit, including: (i) the July 2023 strategic partnership with Manara Minerals, (ii) the 2024 appointment of CEO Shaun Usmar, (iii) formation of a new management team, and (iv) deployment of new technologies and mine-design approaches.

The board has elected Gustavo Pimenta—currently both a Vale board member and the Company’s CEO—as the new Chairman of Vale Base Metals. Vale states that this choice is intended to ensure leadership continuity and tighter alignment with its broader strategy in energy-transition metals.

  • No financial metrics, production data, or transaction terms were disclosed in the filing.
  • The press release contains the customary forward-looking statement disclaimer highlighting macro-economic, commodity-price, and regulatory risks.

From an investor perspective, the filing signals a governance transition rather than an operational or financial event. Attention may now focus on the pace of execution of the base-metals transformation plan under Pimenta’s expanded oversight.

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Bank of America Corporation (BAC) has filed a Rule 424(b)(2) pricing supplement for $25 million of senior unsecured Fixed-Rate Callable Notes due June 23, 2037. The notes carry a fixed coupon of 5.65% per annum, paid semi-annually on June 23 and December 23, beginning December 23, 2025. They are issued in $1,000 minimum denominations, rank pari passu with BAC’s other senior debt, and will not be listed on any exchange.

  • Issue/Settlement Date: June 23, 2025
  • Maturity: June 23, 2037 (12-year tenor)
  • Call Feature: BAC may redeem the entire issue at par on June 23, 2026 and on each subsequent June 23 and December 23 (final call date â€� Dec 23, 2036) upon 5-60 daysâ€� notice.
  • Offering Economics: Public offering price 100%; underwriting discount 1.20% ($300k); net proceeds 98.80% ($24.7 million).
  • CUSIP: 06055JMF3; Calculation Agent: Merrill Lynch Capital Services, Inc.

The supplement highlights key risks: (i) BAC credit risk—payments depend on the issuer’s ability to pay; (ii) call risk—investors may receive par early and face reinvestment risk; (iii) interest-rate risk—long 12-year tenor exposes holders to rate fluctuations; (iv) potential secondary-market discount due to embedded distribution and hedging costs. The notes are not FDIC-insured, not bank-guaranteed, and may lose value.

Given BAC’s trillion-dollar balance sheet, the $25 million issuance is routine funding rather than a material capital event for common-equity investors.

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FAQ

What is the current stock price of Bank of America (BAC)?

The current stock price of Bank of America (BAC) is $48.93 as of July 3, 2025.

What is the market cap of Bank of America (BAC)?

The market cap of Bank of America (BAC) is approximately 357.5B.

What are the primary business segments of Bank of America?

Bank of America is organized into four major segments: consumer banking, global wealth and investment management, global banking, and global markets. Each serves distinct client needs across retail, corporate, and institutional sectors.

How does Bank of America integrate digital and traditional banking services?

By leveraging award-winning digital platforms, such as its CashPro App, alongside an extensive network of physical branches and ATMs, the bank offers both convenient online solutions and in-person financial advisory services.

What distinguishes Bank of America's wealth and investment management services?

Through its Merrill Lynch operations, the bank provides personalized brokerage, wealth management, and financial advisory services, combining advanced digital platforms with expert advisory support.

How is Bank of America positioned in the competitive landscape of global financial institutions?

The bank maintains a diversified service portfolio, an extensive physical and digital network, and a strong commitment to innovation, which together create a competitive edge in consumer, corporate, and institutional markets.

What role does technology play in Bank of America's operations?

Technology is central to its strategy. The bank embraces digital innovations through platforms like CashPro and API integrations, enhancing transaction efficiency, risk management, and client engagement.

How does Bank of America support its retail banking customers?

The bank supports retail customers with a nationwide network of branches, ATMs, and an integrated digital banking experience that offers services ranging from deposit accounts to personalized financial advice.

What measures does Bank of America take to manage risk?

The institution employs rigorous risk management strategies that include diversified business segments, strong digital security protocols, and comprehensive financial advisory services, ensuring reliable operations in uncertain markets.

How does Bank of America cater to small and middle-market businesses?

The bank offers tailored financial products and services, including specialized lending, business banking solutions, and digital tools designed to meet the specific needs of small and middle-market enterprises.
Bank of America

NYSE:BAC

BAC Rankings

BAC Stock Data

357.46B
6.89B
9.05%
66.27%
1.03%
Banks - Diversified
National Commercial Banks
United States
CHARLOTTE