Welcome to our dedicated page for Berkshire Hills Bancorp SEC filings (Ticker: BHLB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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Berkshire Hills Bancorp, Inc. (NYSE: BHLB) filed an 8-K (Item 8.01) on 1 Aug 2025 to disclose the Board鈥檚 latest dividend action.
- Quarterly cash dividend: $0.18 per common share
- Record date: 14 Aug 2025
- Payment date: 21 Aug 2025
No other financial metrics, guidance, or strategic transactions were reported. The company issued a related press release on its investor relations website but did not include it within this filing.
The disclosure signals continued capital return to shareholders, yet the filing provides no earnings or capital ratios to evaluate the dividend鈥檚 sustainability.
Berkshire Hills Bancorp, Inc. (NYSE: BHLB) filed an 8-K dated 24 Jul 2025 to furnish Q2-25 information.
- Item 2.02 鈥� Results of Operations: The company issued a news release (Ex. 99.1) announcing financial results for the quarter ended 30 Jun 2025. No figures are included in the filing; the release is treated as 鈥渇urnished,鈥� not 鈥渇iled.鈥�
- Conference call/webcast: Held 24 Jul 2025 with replay available until 31 Jul 2025; webcast and slide deck posted on the IR website.
- Item 7.01 鈥� Regulation FD: Investor presentation slides used during the call are available online.
- Exhibits: 99.1 (news release) and 104.1 (Inline XBRL cover page).
No quantitative results, guidance, or other material events are disclosed in the text supplied. Consequently, the filing is informational only and has limited immediate valuation impact.
Morgan Stanley Finance LLC is issuing $2.508 million of Trigger Performance Leveraged Upside Securities (PLUS) maturing 6 July 2028. Each $1,000 note is an unsecured obligation of MSFL, fully and unconditionally guaranteed by Morgan Stanley, and will pay no periodic interest.
Pay-off structure
- Upside: If the final level of each index (S&P 500 & Russell 2000) exceeds its initial level, investors receive principal plus 136 % of the worst performer鈥檚 gain.
- Par: If either index is 鈮� its initial level but both remain 鈮� 70 % of the initial, only principal is returned.
- Downside: If either index closes below its 70 % downside threshold (SPX 4,343.465 / RTY 1,522.525), repayment equals principal 脳 performance of the worst performer, exposing investors to 1 % loss for every 1 % decline; the payment can fall to $0.
Key terms
- Issue/Strike/Pricing date: 30 June 2025 | Maturity: 6 July 2028 (3-year tenor)
- Initial levels: SPX 6,204.95; RTY 2,175.035
- Estimated value on pricing date: $972.30 (97.23 % of issue price) reflecting structuring & hedging costs
- No listing; secondary liquidity solely through MS&Co, which is not obligated to make a market
- Aggregate commissions to dealers: up to $6.25 per note (sold only through fee-based advisory accounts)
- Minimum denomination: $1,000; CUSIP 61778KF44
Risk highlights
- Principal at risk; no minimum repayment
- Linked to the worst performing index, eliminating diversification benefits
- Subject to Morgan Stanley credit risk; MSFL has no independent operations
- Estimated value < issue price; expected secondary price lower than par
- Limited or no secondary market; investors should be prepared to hold to maturity
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