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[8-K] Blue Foundry Bancorp Reports Material Event

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
8-K
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Insights

Blue Foundry disclosed Q2 results via 8-K Item 2.02; numbers sit in Exhibit 99.1, so market impact hinges on that data.

Item 2.02 signals the company has publicly released its June 30 2025 financial results. That automatically makes the disclosure material under Regulation FD, because management is sharing performance information that could influence trading decisions. However, the 8-K body does not reproduce any income-statement, balance-sheet, or guidance figures; it simply points readers to Exhibit 99.1, the press release.

Key implications:

  • Timing: Filing on the same day as the press release demonstrates compliance with the four-business-day 8-K deadline.
  • Regulatory scope: Because the Item is furnished (not filed), the information avoids Section 18 liability, reducing litigation exposure.
  • Analytical limitation: Without the exhibit text, stakeholders cannot yet determine whether net interest margin, credit costs, or capital ratios improved or deteriorated. The directional impact therefore remains unknown until the attached press release is reviewed.

Bottom line: the 8-K confirms that fresh quarterly data are now available, but the narrative itself contains no metrics to judge performance. The strategic or valuation effect will depend entirely on the numbers in Exhibit 99.1.

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0001846017false00018460172025-07-302025-07-30

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF
THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): July 30, 2025

BLUE FOUNDRY BANCORP
(Exact Name of Registrant as Specified in its Charter)

Delaware001-4061986-2831373
(State or Other Jurisdiction)(Commission File No.)(I.R.S. Employer
of Incorporation)Identification No.)
19 Park Avenue, Rutherford, New Jersey
07070
(Address of Principal Executive Offices)(Zip Code)

Registrant’s telephone number, including area code: (201) 939-5000

Not Applicable
(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:

Title of each class
Trading
Symbol(s)
Name of each exchange on which registered
Common Stock, $0.01 par valueBLFYThe NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.



Item 2.02 Results of Operation and Financial Condition
On July 30, 2025, Blue Foundry Bancorp (the “Company”), the holding company for Blue Foundry Bank (the "Bank") issued a press release reporting its financial results for the period ended June 30, 2025.
A copy of the press release announcing the results is included as Exhibit 99.1 to this Current Report on Form 8-K and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, or otherwise subject to the liabilities of that section.
Item 9.01 Financial Statements and Exhibits

(a) Financial Statements of Businesses Acquired. Not applicable.

(b) Pro Forma Financial Information. Not applicable.

(c) Shell Company Transactions. Not applicable.

(d) Exhibits.

99.1
Press Release dated July 30, 2025.
104Cover Page Interactive Data File (embedded within the inline XBRL document)



SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.


Blue Foundry Bancorp
DATE:
July 30, 2025
By:
James D. Nesci
President and Chief Executive Officer

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United States
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