FULT 8-K/A: Typo Correction in 2025 NII Guidance Slides

Q: When is Fulton Financial鈥檚 Q2 2025 earnings webcast?

It is scheduled for July 16, 2025 at 10:00 a.m. ET .

[8-K/A] Fulton Financial Corp Amends Material Event Report

Filing Impact

(Low)

Filing Sentiment

(Neutral)

Form Type

8-K/A

Rhea-AI Filing Summary

Fulton Financial Corporation (FULT) filed an 8-K/A (Amendment No. 1) dated 16 Jul 2025 to correct a single typographical error in the investor presentation that accompanied its 15 Jul 2025 earnings release. On Slide 10 (鈥�2025 Operating Guidance鈥�) the expected range of Non-FTE Net Interest Income was mistakenly expressed in 鈥渕illions鈥� and has been changed to 鈥渂illions.鈥�

No other modifications were made to the presentation (Exhibit 99.2), and the original press release (Exhibit 99.1) remains unchanged. The corrected slides are now available on the company鈥檚 investor-relations site and will be referenced during the scheduled webcast on 16 Jul 2025 at 10:00 a.m. ET. All forward-looking statement disclaimers and exhibit listings are unchanged.

Insights

TL;DR: Minor typo fix; no change to guidance or fundamentals鈥攎arket impact negligible.

The amendment merely replaces 鈥渕illions鈥� with 鈥渂illions鈥� for projected Non-FTE NII, aligning the slide with management鈥檚 previously stated 2025 outlook. There is no revision to absolute guidance figures, earnings, capital ratios or credit quality. Because the correction is clerical, it does not alter valuation drivers such as margin expectations or cost of funds. I classify the filing as procedural and not impactful for the stock.

TL;DR: Amendment underscores disclosure diligence; governance stance unchanged.

Fulton鈥檚 prompt 8-K/A demonstrates adherence to SEC disclosure accuracy requirements. The swift correction limits potential investor confusion and reflects sound controls over financial communications. However, the underlying governance or risk profile is unaffected; no new risk factors, litigation or executive actions are disclosed.

07/16/2025 - 08:03 AM

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K/A

Amendment No. 1

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

July 15, 2025

Date of Report (date of earliest event reported)

Fulton Financial Corporation

(Exact name of registrant as specified in its charter)

Pennsylvania

001-39680

23-2195389

(State or other jurisdiction of incorporation)

(Commission File Number)

(I.R.S. Employer Identification No.)

One Penn Square,

P.O. Box 4887

Lancaster,

Pennsylvania

17604

(Address of Principal Executive Offices)

(Zip Code)

(717) 291-2411

(Registrant's telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common stock, par value $2.50	FULT	The Nasdaq Stock Market, LLC
Depositary Shares, Each Representing 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A	FULTP	The Nasdaq Stock Market, LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

Explanatory Note

On July 15, 2025, Fulton Financial Corporation (the "Corporation") issued a press release (the "Press Release") announcing its results of operations for the second quarter and six months ended June 30, 2025 and posted on its Investor Relations website, www.fultonbank.com, presentation materials (the "Presentation Materials") it intends to use during a conference call and webcast to discuss those results on Wednesday, July 16, 2025 at 10:00 a.m. Eastern Time. A copy of the Press Release was filed, and a copy of the Presentation Materials was furnished, with a Current Report on Form 8-K filed with the Securities and Exchange Commission on July 15, 2025 (the "Original Current Report"). This Amendment No. 1 is being filed solely to correct a typographical error citing the word “millions” which was corrected to “billions” when referring to the expected range of Non-FTE Net Interest Income ("NII") on Slide 10 titled "2025 Operating Guidance" of the Presentation Materials attached as Exhibit 99.2 to the Original Current Report. There are no other changes to the corrected Presentation Materials attached as Exhibit 99.2 to this Amendment No. 1. There are no changes to the Press Release attached as Exhibit 99.1 to this Amendment No. 1. The corrected version of the Presentation Materials has been posted to the Corporation's Investor Relations website.

Item 2.02 Results of Operations and Financial Condition.

On July 15, 2025, Fulton Financial Corporation (the "Corporation") issued a press release (the "Press Release") announcing its results of operations for the second quarter and six months ended June 30, 2025. A copy of the Press Release and supplementary financial information which accompanied the Press Release are attached as Exhibit 99.1 to this Current Report on Form 8-K (this "Current Report") and are incorporated herein by reference. The Corporation also posted on its Investor Relations website, www.fultonbank.com, presentation materials the Corporation intends to use during a conference call and webcast to discuss those results on Wednesday, July 16, 2025 at 10:00 a.m. eastern time. A copy of the presentation materials is attached as Exhibit 99.2 to this Current Report and is incorporated herein by reference.

The information included in Exhibit 99.1 shall be deemed filed for purposes of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), and therefore may be incorporated by reference in filings under the Securities Act of 1933, as amended (the "Securities Act"). The information included in Exhibit 99.2 is being furnished and shall not be deemed filed for purposes of the Exchange Act or be incorporated by reference in any filing under the Securities Act.

Forward-Looking Statements

This Current Report, including Exhibits 99.1 and 99.2, may contain forward-looking statements with respect to the Corporation's financial condition, results of operations and business. Do not unduly rely on forward-looking statements. Forward-looking statements can be identified by the use of words such as "may," "should," "will," "could," "estimates," "predicts," "potential," "continue," "anticipates," "believes," "plans," "expects," "future," "intends," "projects," the negative of these terms and other comparable terminology. These forward-looking statements may include projections of, or guidance on, the Corporation's future financial performance, expected levels of future expenses, including future credit losses, anticipated growth strategies, descriptions of new business initiatives and anticipated trends in the Corporation's business or financial results. Management’s "2025 Operating Guidance" contained in Exhibit 99.2 to this Current Report is comprised of forward-looking statements.

Forward-looking statements are neither historical facts nor assurance of future performance. Instead, the statements are based on current beliefs, expectations and assumptions regarding the future of the Corporation's business, future plans and strategies, projections, anticipated events and trends, the economy and other future conditions. Because forward-looking statements relate to the future, they are subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict and many of which are outside of the Corporation's control, and actual results and financial condition may differ materially from those indicated in the forward-looking statements. Therefore, you should not unduly rely on any of these forward-looking statements. Any forward-looking statement is based only on information currently available and speaks only as of the date when made. The Corporation undertakes no obligation, other than as required by law, to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise.

A discussion of certain risks and uncertainties affecting the Corporation, and some of the factors that could cause the Corporation's actual results to differ materially from those described in the forward-looking statements, can be found in the sections entitled "Risk Factors" and "Management's Discussion and Analysis of Financial Condition and Results of Operations" in the Corporation's Annual Report on Form 10-K for the year ended December 31, 2024, Quarterly Report on Form 10-Q for the quarter ended March 31, 2025 and other current and periodic reports, which have been, or will be, filed with the Securities and Exchange Commission (the "SEC") and are, or will be, available in the Investor Relations section of the Corporation's website (www.fultonbank.com) and on the SEC's website (www.sec.gov).

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.


Exhibit No.			Description
99.1			Press release dated July 15, 2025 containing financial information for the second quarter and six months ended June 30, 2025, deemed filed under the Securities Exchange Act of 1934.
99.2			Presentation materials to be discussed during the conference call and webcast on July 16, 2025, deemed furnished under the Securities Exchange Act of 1934.
104			Cover page Interactive Data File (the cover page XBRL tags are embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


Date: July 16, 2025			FULTON FINANCIAL CORPORATION
			By: /s/ Richard S. Kraemer
			Richard S. Kraemer
			Senior Executive Vice President and
			Chief Financial Officer

Source:

FAQ

What did Fulton Financial correct in its July 2025 8-K/A?

The company changed the unit descriptor on Slide 10 of its presentation from 鈥�millions鈥� to 鈥�billions鈥� for projected Non-FTE NII.

Does the amendment change Fulton Financial鈥檚 2025 guidance?

No. Only the wording was corrected; the underlying numerical guidance remains the same.

Are there any changes to the July 15, 2025 press release (Exhibit 99.1)?

No, the press release is unchanged and remains deemed filed with the SEC.

Where can investors access the corrected presentation slides?

The updated Exhibit 99.2 is posted on Fulton Financial鈥檚 investor-relations website and filed with the SEC.

When is Fulton Financial鈥檚 Q2 2025 earnings webcast?

It is scheduled for July 16, 2025 at 10:00 a.m. ET.

AG真人官方

[8-K/A] Fulton Financial Corp Amends Material Event Report

Insights

FAQ

What did Fulton Financial correct in its July 2025 8-K/A?

Does the amendment change Fulton Financial鈥檚 2025 guidance?

Are there any changes to the July 15, 2025 press release (Exhibit 99.1)?

Where can investors access the corrected presentation slides?

When is Fulton Financial鈥檚 Q2 2025 earnings webcast?

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[8-K/A] Fulton Financial Corp Amends Material Event Report

Insights

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Corporate Governance Expert neutral

FAQ

What did Fulton Financial correct in its July 2025 8-K/A?

Does the amendment change Fulton Financial鈥檚 2025 guidance?

Are there any changes to the July 15, 2025 press release (Exhibit 99.1)?

Where can investors access the corrected presentation slides?

When is Fulton Financial鈥檚 Q2 2025 earnings webcast?

NASDAQ:FULT

FULT Rankings

FULT Latest News

FULT Latest SEC Filings

FULT Stock Data