Welcome to our dedicated page for Ryan Specialty Hldgs SEC filings (Ticker: RYAN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Ryan Specialty鈥檚 filings rarely read like ordinary insurance documents. Revenue from wholesale brokerage, delegated-authority underwriting, and complex reinsurance treaties is scattered across hundreds of pages, making it tough to pinpoint what drives margins or how a new acquisition shifts risk exposure. That鈥檚 the problem most analysts face when they open a Ryan Specialty annual report 10-K simplified鈥攐r any other form.
Stock Titan solves it. Our AI dissects every Ryan Specialty SEC filing the moment it hits EDGAR. Whether you need a Ryan Specialty quarterly earnings report 10-Q filing decoded or Ryan Specialty Form 4 insider transactions real-time, we surface the numbers鈥攃ommissions, loss ratios, premium volume鈥攂efore you finish your coffee.
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RYAN Q2-25 (10-Q) highlights:
- Total revenue rose 23% YoY to $855.2 M, driven by Wholesale Brokerage +7%, Binding Authority +17% and an 73% surge in Underwriting Management.
- Operating income grew 16% to $191.1 M; operating margin slipped 120 bp to 22.3% as compensation and amortization outpaced top-line growth.
- Net income attributable to RYAN increased 11% to $52.0 M; diluted EPS up to $0.38 (vs $0.37).
- Six-month view: revenue +24% to $1.55 B, but EPS fell 63% to $0.18 on sharply higher amortization (+130%) and interest expense (+86%).
- Interest expense climbed to $58.3 M in the quarter, reflecting higher borrowings; long-term debt now $3.41 B (+6% YTD).
- Cash & equivalents fell to $172.6 M (-68% YTD) after $565 M cash spent on three acquisitions: Velocity Risk Underwriters, USQRisk Holdings and 360掳 Underwriting. Goodwill rose to $3.09 B.
- Operating cash flow improved 37% to $210.8 M; however free cash flow was negative due to acquisition spend.
- Shares outstanding: 128.0 M Class A, 135.7 M Class B as of 7/28/25.
Key takeaways: Strong organic and acquisitive growth continues, but leverage, amortization charges and TRA obligations are weighing on net earnings and liquidity.
Yelp Inc. (YELP) 鈥� Form 4 Insider Transaction
Chief Product Officer Craig Saldanha disclosed a sale of 1,000 common shares on 07/23/2025. The transaction, coded 鈥淪,鈥� was executed at $35.23 per share under a Rule 10b5-1 trading plan adopted 08/30/2024, generating proceeds of roughly $35k. After the sale, Saldanha still directly owns 212,720 shares, meaning he reduced his holding by less than 0.5 %. No derivative securities were involved, and no other insiders are listed on the filing.
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