First International Bank of Israel Reports Financial Results for the Second Quarter of 2025
First International Bank of Israel (TASE: FIBI) reported strong Q2 2025 financial results, with net income reaching NIS 637 million, up 4.6% year-over-year. The bank demonstrated robust growth with credit to the public increasing by 12% and deposits growing by 10.3% year-over-year. Customer assets surged by 34.4% to NIS 1,015 billion.
Key financial metrics include a return on equity of 18.3%, shareholders' equity of NIS 14.26 billion (up 13%), and a strong tier 1 capital ratio of 11.54%. The bank declared a dividend of NIS 319 million, representing 50% of Q2 net income. The bank's efficiency ratio improved to 43.1% in Q2 2025, while maintaining a healthy NPL ratio of 0.46%.
The bank's performance reflects accelerated growth and high profitability while maintaining financial stability, positioning it for continued expansion in its core business activities.
First International Bank of Israel (TASE: FIBI) ha registrato solide performance nel secondo trimestre 2025: utile netto di NIS 637 million, in crescita del 4.6% su base annua. La banca ha mostrato una forte espansione con crediti alla clientela in aumento del 12% e depositi cresciuti del 10.3% su base annua. Gli attivi dei clienti sono saliti del 34.4% a NIS 1,015 billion.
I principali indicatori finanziari includono una redditivit脿 del capitale proprio (ROE) del 18.3%, un patrimonio netto di NIS 14.26 billion (in aumento del 13%) e un solido rapporto Tier 1 del 11.54%. La banca ha dichiarato un dividendo di NIS 319 million, equivalente al 50% dell'utile netto del trimestre. Il rapporto di efficienza 猫 migliorato al 43.1% nel Q2 2025, mantenendo un sano tasso di crediti deteriorati (NPL) dello 0.46%.
Questi risultati riflettono una crescita accelerata e un'elevata redditivit脿, mantenendo la stabilit脿 finanziaria e posizionando la banca per una prosecuzione dell'espansione nelle sue attivit脿 core.
First International Bank of Israel (TASE: FIBI) present贸 s贸lidos resultados en el segundo trimestre de 2025: beneficio neto de NIS 637 million, un aumento del 4.6% interanual. El banco mostr贸 un crecimiento robusto con cr茅ditos al p煤blico increment谩ndose un 12% y dep贸sitos creciendo un 10.3% interanual. Los activos de clientes se incrementaron un 34.4% hasta NIS 1,015 billion.
Los indicadores clave incluyen una rentabilidad sobre recursos propios (ROE) del 18.3%, un patrimonio neto de NIS 14.26 billion (con un aumento del 13%) y un s贸lido coeficiente de capital Tier 1 del 11.54%. El banco declar贸 un dividendo de NIS 319 million, que representa el 50% del beneficio neto del trimestre. El ratio de eficiencia mejor贸 hasta el 43.1% en el Q2 2025, manteniendo un saludable ratio de morosidad (NPL) del 0.46%.
El desempe帽o refleja un crecimiento acelerado y alta rentabilidad, manteniendo la estabilidad financiera y posicionando al banco para continuar expandiendo sus actividades principales.
First International Bank of Israel (TASE: FIBI)電� 2025雲� 2攵勱赴鞐� 瓴“頃� 鞁れ爜鞚� 氚滍憸頄堨姷雼堧嫟. 靾滌澊鞚奠澊 NIS 637 million鞙茧 鞝勲厔 霃欔赴 雽�牍� 4.6% 歃濌皜頄堨姷雼堧嫟. 鞚�頄夓潃 雽�瓿犼皾 鞐嫚鞚� 12% 歃濌皜顷橁碃 鞓堦笀鞚� 10.3% 歃濌皜頃橂姅 霌� 韮勴儎頃� 靹膘灔鞚� 氤挫榾鞀惦媹雼�. 瓿犼皾 鞛愳偘鞚� 34.4% 歃濌皜頃橃棳 NIS 1,015 billion鞐� 雼枅鞀惦媹雼�.
欤检殧 鞛 歆�響滊電� 鞛愱赴鞛愲掣鞚挫澋毳�(ROE) 18.3%, NIS 14.26 billion鞚� 欤检＜歆�攵�(13% 歃濌皜), 攴鸽Μ瓿� Tier 1 牍勳湪 11.54%鞚� 瓯挫爠頃� 鞛愲掣 牍勳湪鞚� 鞛堨姷雼堧嫟. 鞚�頄夓潃 攵勱赴 靾滌澊鞚奠潣 50%鞐� 頃措嫻頃橂姅 NIS 319 million鞚� 氚半嫻鞚� 靹犾柛頄堨姷雼堧嫟. 2025雲� 2攵勱赴 須湪靹� 牍勳湪鞚� 43.1%搿� 臧滌劆霅橃棃鞙茧┌, 攵�鞁れ眲甓岆箘鞙�(NPL)鞚� 0.46%搿� 鞏戫樃頃� 靾橃鞚� 鞙犾頄堨姷雼堧嫟.
鞚� 臧欖潃 靹标臣電� 瓿犾啀 靹膘灔瓿� 雴掛潃 靾橃澋靹膘潉 氚橃榿頃橂┌, 鞛 鞎堨爼靹膘潉 鞙犾頃� 毂� 頃奠嫭 靷梾鞚� 歆�靻嶌爜 頇曥灔鞚� 鞙勴暅 鞖绊樃鞝� 鞙勳箻毳� 毵堧牗顷橁碃 鞛堨姷雼堧嫟.
First International Bank of Israel (TASE: FIBI) a publi茅 de solides r茅sultats au deuxi猫me trimestre 2025 : un b茅n茅fice net de NIS 637 million, en hausse de 4.6% en glissement annuel. La banque a affich茅 une forte croissance avec les cr茅dits au public en hausse de 12% et les d茅p么ts en progression de 10.3% sur un an. Les actifs clients ont bondi de 34.4% 脿 NIS 1,015 billion.
Les indicateurs financiers cl茅s incluent une rentabilit茅 des capitaux propres (ROE) de 18.3%, des capitaux propres de NIS 14.26 billion (en hausse de 13%) et un solide ratio Tier 1 de 11.54%. La banque a annonc茅 un dividende de NIS 319 million, repr茅sentant 50% du b茅n茅fice net du trimestre. Le ratio d'efficacit茅 s'est am茅lior茅 脿 43.1% au T2 2025, tout en maintenant un ratio de cr茅ances douteuses (NPL) sain de 0.46%.
Ces r茅sultats illustrent une croissance acc茅l茅r茅e et une forte rentabilit茅 tout en pr茅servant la stabilit茅 financi猫re, positionnant la banque pour poursuivre son expansion dans ses activit茅s principales.
First International Bank of Israel (TASE: FIBI) meldete starke Ergebnisse f眉r das zweite Quartal 2025: ein Nettogewinn von NIS 637 million, ein Anstieg von 4.6% gegen眉ber dem Vorjahr. Die Bank verzeichnete robustes Wachstum mit Krediten an die 脰ffentlichkeit, die um 12% zunahmen, und Einlagen, die um 10.3% wuchsen gegen眉ber dem Vorjahr. Die Kundenaktiva stiegen um 34.4% auf NIS 1,015 billion.
Wesentliche Kennzahlen umfassen eine Eigenkapitalrendite (ROE) von 18.3%, ein Eigenkapital von NIS 14.26 billion (plus 13%) und eine starke Tier鈥�1鈥慘apitalquote von 11.54%. Die Bank hat eine Dividende von NIS 319 million erkl盲rt, was 50% des Quartalsnettogewinns entspricht. Die Effizienzquote verbesserte sich im Q2 2025 auf 43.1%, w盲hrend die notleidenden Kredite (NPL) mit 0.46% weiterhin auf gesundem Niveau lagen.
Die Performance spiegelt beschleunigtes Wachstum und hohe Profitabilit盲t bei gleichzeitiger finanzieller Stabilit盲t wider und positioniert die Bank f眉r weiteres Wachstum im Kerngesch盲ft.
- Net income increased 4.6% year-over-year to NIS 637 million in Q2 2025
- Credit to the public grew 12% year-over-year
- Customer assets surged 34.4% to NIS 1,015 billion
- Strong tier 1 capital ratio of 11.54%, 2.3% above regulatory requirement
- Improved efficiency ratio of 43.1% in Q2 2025
- Resumed dividend distribution at 50% of quarterly net income
- Low NPL ratio of 0.46%, improved from 0.59% year-over-year
- Return on equity declined to 18.3% from 19.6% in Q2 2024
- Net income for first half 2025 decreased 0.9% year-over-year
- Operating expenses increased to NIS 1,585 million in first half 2025
Reports record profits, with the financial statements reflecting accelerated growth and high profitability, whilst maintaining financial stability
Financial Highlights
- Net income of
NIS 637 million in the second quarter of 2025, an increase of4.6% year-over-year, and a return on equity of -18.3% - Pre-tax income amounted to
NIS 1,951 million in the first half of the year, an increase of6.6% year-over-year - Net income in the first half of the year amounted to
NIS 1,167 million , compared to-1,178 NIS million in the same period of last year, a decrease of0.9% / - Credit to the public, net, in the first half of the year increased by
12% year-over-year and by2.3% in the second quarter of the year - Deposits by the public, net, in the first half of the year increased by
10.3% year-over-year and by1.8% in the second quarter of the year - Customers' assets in the first half of the year grew by
34.4% year-over-year and by8.3% in the second quarter of the year, reachingNIS 1,015 billion . - Shareholders' equity in the Bank amounted to
NIS 14,258 million , an increase of13% year-over-year. The tier 1 capital ratio stands at11.54% - The Bank's Board of Directors declared a dividend of
NIS 319 million , representing50% of the net income for the second quarter of the year
Second Quarter and First Half 2025 Results Summary
- The First International Bank Group's net income amounted to
NIS 637 million in the second quarter of 2025, an increase of 4.6 % compared to the same quarter last year. The return on equity reached18.3% . - Pre-tax income amounted to
NIS 1,951 million in the first six months of the year, an increase of6.6% compared to the first half of the previous year. Net income amounted toNIS 1,167million in the first half of the year. The return on equity reached17.1% . - Credit to the public, net, amounted to
NIS 135 billion , an increase of12% compared to the end of the second quarter of last year, an increase of4.4% compared to the end of 2024, and an increase of2.3% in the second quarter of the year. - Deposits by the public amounted to approximately
NIS 225 billion , an increase of10.3% compared to the end of the second quarter of last year, an increase of4.8% compared to the end of 2024 and an increase of1.8% in the second quarter of the year. - Customers' assets portfolio increased by
34.4% compared to the same period last year, by21% compared to the end of 2024, and by8.3% in the second quarter of the year and amounted toNIS 1,015 billion . - Shareholders' equity in the Bank increased to
NIS 14.26 billion , an increase of13% compared to the same period last year. The tier 1 capital ratio stood at11.54% - approximately2.3% percentage points above the regulatory requirement, supporting continued growth in the Group's activities. - Net income from credit losses in the first half of 2025 amounted to
NIS 27 million , representing0.04% of the average balance of the credit to the public. - The NPL ratio (non-performing loans as a percentage of total credit to the public, defined as loans that are non-accrual or more than 90 days past due) reached
0.46% , compared to0.59% in the same period last year. - Operating and other expenses amounted to
NIS 1,585 million in the first half of 2025. The operating efficiency ratio was45.2% in the first half of 2025 and43.1% in the second quarter of 2025. - The Bank's Board of Directors approved the distribution of a cash dividend in the amount of
NIS 319 million to the shareholders, representing50% of the net income in the second quarter. The Bank's Board of Directors will continue to review the Bank's dividend distribution policy in light of developments and the impact on the economy and on the Bank.
Management Comment
Eli Cohen, First International Bank's CEO commented: "The results for the second quarter of 2025 demonstrate record profits for the First International Bank. The profit was driven by annual growth of more than
As part of the implementation of our dividend policy, we have resumed distributions at a rate of
I would like to thank the Bank's employees, who show their loyalty and their commitment even during conflict on both the frontlines and also on the home front, as they continue to provide essential and high-quality service to our customers. I pray for the swift and safe return of all of our soldiers and all the hostages."
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CONDENSED PRINCIPAL FINANCIAL INFORMATION AND PRINCIPAL EXECUTION INDICES | ||||||||||
Principal execution indices | ||||||||||
For the three months | For the six months | For the听year | ||||||||
2025 | 2024 | 2025 | 2024 | 2024 | ||||||
in % | ||||||||||
Return on equity attributed to shareholders of the Bank(1) | 18.3 | 19.6 | 17.1 | 19.2 | 19.0 | |||||
Return on average assets(1) | 0.99 | 1.06 | 0.91 | 1.05 | 1.02 | |||||
Ratio of total income to average assets(1) | 2.9 | 2.9 | 2.7 | 2.9 | 2.9 | |||||
Ratio of interest income, net to average assets (1) | 2.0 | 2.1 | 1.9 | 2.1 | 2.0 | |||||
Ratio of fees to average assets (1) | 0.7 | 0.6 | 0.7 | 0.6 | 0.7 | |||||
Efficiency ratio | 43.1 | 44.7 | 45.2 | 45.4 | 44.1 | |||||
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As of June 30, | As of December 31, | |||||
2025 | 2024 | 2024 | ||||
in % | ||||||
Ratio of equity capital tier 1 | 11.54 | 11.34 | 11.31 | |||
Leverage ratio | 5.26 | 5.20 | 5.18 | |||
Liquidity coverage ratio (3) | 134 | 172 | 165 | |||
Net stable funding ratio | 125 | 149 | 140 | |||
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Credit quality indices | ||||||||||
For the three months | For the six months | For the year | ||||||||
2025 | 2024 | 2025 | 2024 | 2024 | ||||||
in % | ||||||||||
Ratio of provision for credit losses to credit to the public | 1.19 | 1.32 | 1.19 | 1.32 | 1.25 | |||||
Ratio of total provision for credit losses (2)听to credit to the public | 1.33 | 1.44 | 1.33 | 1.44 | 1.38 | |||||
Ratio of non-accruing debts or in arrears of 90 days or more to credit to the public | 0.46 | 0.59 | 0.46 | 0.59 | 0.53 | |||||
Ratio of provision for credit losses to total non-accruing credit to the public | 271.5 | 230.4 | 271.5 | 230.4 | 244.6 | |||||
Ratio of net write-offs to average total credit to the public (1) | (0.03) | (0.15) | (0.04) | (0.08) | (0.04) | |||||
Ratio of income for credit losses to average total credit to the public (1) | (0.05) | (0.24) | (0.04) | (0.12) | (0.01) | |||||
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Principal data from the statement of income | ||||||||
For the three months | For the six months | |||||||
2025 | 2024 | 2025 | 2024 | |||||
NIS million | ||||||||
Net profit attributed to shareholders of the Bank | 637 | 609 | 1,167 | 1,178 | ||||
Interest Income, net | 1,290 | 1,221 | 2,444 | 2,336 | ||||
Income from credit losses | (16) | (71) | (27) | (73) | ||||
Total non-Interest income | 551 | 418 | 1,065 | 884 | ||||
听听 Of which: 听听听听 Fees | 434 | 362 | 859 | 727 | ||||
Total operating and other expenses | 793 | 732 | 1,585 | 1,463 | ||||
听听 Of which: 听听听听 Salaries and related expenses | 449 | *435 | 902 | *882 | ||||
Primary and diluted net profit per share of | 6.35 | 6.07 | 11.63 | 11.74 | ||||
Principal data from the balance sheet | ||||||
30.6.25 | 30.6.24 | 31.12.24 | ||||
NIS million | ||||||
Total assets | 262,507 | 232,809 | 248,563 | |||
of which:听听听 Cash and deposits with banks | 79,142 | 77,663 | 77,175 | |||
听听 听听听听听听 听听听听听 Securities | 37,432 | 27,237 | 34,396 | |||
听听 听听听听听听 听听听听听 Credit to the public, net | 135,092 | 120,436 | 129,416 | |||
Total liabilities | 247,537 | 219,604 | 234,479 | |||
of which:听听听 Deposits from the public | 225,124 | 204,069 | 214,755 | |||
听听 听听听听听听 听听听听听 Deposits from banks | 2,141 | 2,735 | 2,508 | |||
听听 听听听听听听 听听听听听 Bonds and subordinated capital听notes | 4,517 | 4,689 | 4,479 | |||
Capital attributed to the shareholders of the Bank | 14,258 | 12,615 | 13,430 | |||
Additional data | ||||||
30.6.25 | 30.6.24 | 31.12.24 | ||||
( | ||||||
Share price | 24,370 | 14,410 | 17,940 | |||
Dividend per share | 439 | 495 | 986 | |||
*听听听听听听 Reclassified. | ||||||
(1)听听听 Annualized. | ||||||
(2)听听听 Including provision in respect of off-balance sheet credit instruments. | ||||||
(3)听听听 The ratio is computed in respect of the three months ended at the end of the reporting period. | ||||||
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CONSOLIDATED STATEMENT OF INCOME | ||||||||||
(NIS million) | ||||||||||
For the three months | For the six months | For the year Ended | ||||||||
2025 | 2024 | 2025 | 2024 | 2024 | ||||||
(unaudited) | (unaudited) | (unaudited) | (unaudited) | (audited) | ||||||
Interest Income | 3,019 | 2,879 | 5,822 | 5,455 | 11,097 | |||||
Interest Expenses | 1,729 | 1,658 | 3,378 | 3,119 | 6,357 | |||||
Interest Income, net | 1,290 | 1,221 | 2,444 | 2,336 | 4,740 | |||||
Income from credit losses | (16) | (71) | (27) | (73) | (16) | |||||
Net Interest Income after expenses from credit losses | 1,306 | 1,292 | 2,471 | 2,409 | 4,756 | |||||
Non- Interest Income | ||||||||||
Non-Interest Financing income | 117 | 47 | 205 | 147 | 432 | |||||
Fees | 434 | 362 | 859 | 727 | 1,553 | |||||
Other income | - | 9 | 1 | 10 | 21 | |||||
Total non- Interest income | 551 | 418 | 1,065 | 884 | 2,006 | |||||
Operating and other expenses | ||||||||||
Salaries and related expenses | 449 | *435 | 902 | *882 | 1,739 | |||||
Maintenance and depreciation of premises and听equipment | 82 | *81 | 166 | *163 | 359 | |||||
Amortizations and impairment of intangible assets | 36 | 32 | 71 | 63 | 134 | |||||
Other expenses | 226 | 184 | 446 | 355 | 745 | |||||
Total operating and other expenses | 793 | 732 | 1,585 | 1,463 | 2,977 | |||||
Profit before taxes | 1,064 | 978 | 1,951 | 1,830 | 3,785 | |||||
Provision for taxes on profit | 416 | 364 | 770 | 643 | 1,383 | |||||
Profit after taxes | 648 | 614 | 1,181 | 1,187 | 2,402 | |||||
The bank's share in profit of equity-basis investee, after taxes | 16 | 22 | 38 | 40 | 74 | |||||
Net profit: | ||||||||||
Before attribution to non鈥慶ontrolling interests | 664 | 636 | 1,219 | 1,227 | 2,476 | |||||
Attributed to non鈥慶ontrolling interests | (27) | (27) | (52) | (49) | (105) | |||||
Attributed to shareholders of the Bank | 637 | 609 | 1,167 | 1,178 | 2,371 | |||||
NIS | ||||||||||
Primary profit per share attributed to the shareholders | ||||||||||
Net profit per share of | 6.35 | 6.07 | 11.63 | 11.74 | 23.63 | |||||
Diluted profit per share attributed to the shareholders | ||||||||||
Net profit per share of | 6.35 | 6.07 | 11.63 | 11.74 | 23.63 | |||||
*听听听听听听 Reclassified. | ||||||||||
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STATEMENT OF COMPREHENSIVE INCOME | ||||||||||
(NIS million) | ||||||||||
For the three months | For the six months | For the year Ended | ||||||||
2025 | 2024 | 2025 | 2024 | 2024 | ||||||
(unaudited) | (unaudited) | (unaudited) | (unaudited) | (audited) | ||||||
Net profit before attribution to non鈥慶ontrolling interests | 664 | 636 | 1,219 | 1,227 | 2,476 | |||||
Net profit attributed to non鈥慶ontrolling interests | (27) | (27) | (52) | (49) | (105) | |||||
Net profit attributed to the shareholders of the Bank | 637 | 609 | 1,167 | 1,178 | 2,371 | |||||
Other comprehensive income (loss) before taxes: | ||||||||||
Adjustments of available for sale bonds to fair value, net | 126 | (200) | 164 | (244) | 31 | |||||
Adjustments of liabilities in respect of employee benefits(1) | (17) | 1 | 9 | 12 | (60) | |||||
Other comprehensive income (loss) before taxes | 109 | (199) | 173 | (232) | (29) | |||||
Related tax effect | (43) | 73 | (67) | 90 | 9 | |||||
Other comprehensive income (loss) before attribution to non鈥慶ontrolling interests, after taxes | 66 | (126) | 106 | (142) | (20) | |||||
Less other comprehensive income (loss) attributed to non鈥慶ontrolling interests | 6 | (5) | 6 | (5) | 3 | |||||
Other comprehensive income (loss) attributed to the shareholders of the Bank, after听taxes | 60 | (121) | 100 | (137) | (23) | |||||
Comprehensive income before attribution to non鈥慶ontrolling interests | 730 | 510 | 1,325 | 1,085 | 2,456 | |||||
Comprehensive income attributed to non鈥慶ontrolling interests | (33) | (22) | (58) | (44) | (108) | |||||
Comprehensive income attributed to the shareholders of the Bank | 697 | 488 | 1,267 | 1,041 | 2,348 | |||||
(1)听听 Mostly reflects adjustments in respect of actuarial assessments as of the end of the period regarding defined benefits pension plans and deduction of amounts recorded in the past in other comprehensive income. | ||||||||||
听
CONSOLIDATED BALANCE SHEET | ||||||
(NIS million) | ||||||
June 30, | December 31, | |||||
2025 | 2024 | 2024 | ||||
(unaudited) | (unaudited) | (audited) | ||||
Assets | ||||||
Cash and deposits with banks | 79,142 | 77,663 | 77,175 | |||
Securities | 37,432 | 27,237 | 34,396 | |||
Securities borrowed | 275 | 30 | 70 | |||
Credit to the public | 136,724 | 122,044 | 131,050 | |||
Provision for Credit losses | (1,632) | (1,608) | (1,634) | |||
Credit to the public, net | 135,092 | 120,436 | 129,416 | |||
Credit to the government | 1,396 | 1,421 | 1,496 | |||
Investment in investee company | 884 | 825 | 842 | |||
Buildings and equipment | 855 | 859 | 867 | |||
Intangible assets | 355 | 348 | 363 | |||
Assets in respect of derivative instruments | 5,729 | 2,670 | 2,565 | |||
Other assets(2) | 1,347 | 1,320 | 1,373 | |||
Total assets | 262,507 | 232,809 | 248,563 | |||
Liabilities and Capital | ||||||
Deposits from the public | 225,124 | 204,069 | 214,755 | |||
Deposits from banks | 2,141 | 2,735 | 2,508 | |||
Deposits from the Government | 1,020 | 719 | 2,540 | |||
Securities lent or sold under agreements to repurchase | 4,180 | 744 | 2,304 | |||
Bonds and subordinated capital听notes | 4,517 | 4,689 | 4,479 | |||
Liabilities in respect of derivative instruments | 6,176 | 2,388 | 2,729 | |||
Other liabilities(1)(3) | 4,379 | 4,260 | 5,164 | |||
Total liabilities | 247,537 | 219,604 | 234,479 | |||
Shareholders' equity | 14,258 | 12,615 | 13,430 | |||
Non-controlling interests | 712 | 590 | 654 | |||
Total capital | 14,970 | 13,205 | 14,084 | |||
Total liabilities and capital | 262,507 | 232,809 | 248,563 | |||
(1)听听听 Of which: provision for credit losses in respect of off-balance sheet credit instruments in the amount of | ||||||
(2)听听听 Of which: other assets measured at fair value in the amount of | ||||||
(3)听听听 Of which: other liabilities measured at fair value in the amount of | ||||||
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STATEMENT OF CHANGES IN EQUITY | ||||||||||||||||
(NIS million) | ||||||||||||||||
For the three months ended June 30, 2025 (unaudited) | ||||||||||||||||
Share | Capital reserves | Total capital | Accumulated | Retained | Total | Non- | Total | |||||||||
Balance as of March 31, 2025 | 927 | 1 | 928 | (138) | 12,983 | 13,773 | 679 | 14,452 | ||||||||
Net profit for the period | - | - | - | - | 637 | 637 | 27 | 664 | ||||||||
Dividend | - | - | - | - | (212) | (212) | - | (212) | ||||||||
Other comprehensive income, after tax effect | - | - | - | 60 | - | 60 | 6 | 66 | ||||||||
Balance as at June 30, 2025 | 927 | 1 | 928 | (78) | 13,408 | 14,258 | 712 | 14,970 | ||||||||
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For the three months ended June 30, 2024 (unaudited) | ||||||||||||
Share | Accumulated | Retained | Total | Non- | Total capital | |||||||
Balance as of March 31, 2024 | 927 | (171) | 11,599 | 12,355 | 597 | 12,952 | ||||||
Net profit for the period | - | - | 609 | 609 | 27 | 636 | ||||||
Dividend | - | - | (228) | (228) | (29) | (257) | ||||||
Other comprehensive loss, after tax effect | - | (121) | - | (121) | (5) | (126) | ||||||
Balance as at June 30, 2024 | 927 | (292) | 11,980 | 12,615 | 590 | 13,205 | ||||||
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For the six months ended June 30, 2025 (unaudited) | ||||||||||||||||
Share | Capital reserves | Total capital | Accumulated | Retained earnings (2) | Total | Non- | Total capital | |||||||||
Balance as of December 31, 2024 (audited) | 927 | - | 927 | (178) | 12,681 | 13,430 | 654 | 14,084 | ||||||||
Net profit for the period | - | - | - | - | 1,167 | 1,167 | 52 | 1,219 | ||||||||
Dividend | - | - | - | - | (440) | (440) | - | (440) | ||||||||
Benefit due to share-based payment transactions | - | 1 | 1 | - | - | 1 | - | 1 | ||||||||
Other comprehensive income, after tax effect | - | - | - | 100 | - | 100 | 6 | 106 | ||||||||
Balance as at June 30, 2025 | 927 | 1 | 928 | (78) | 13,408 | 14,258 | 712 | 14,970 | ||||||||
For the six months ended June 30, 2024 (unaudited) | ||||||||||||
Share | Accumulated | Retained | Total | Non- | Total | |||||||
Balance as at December 31, 2023 (audited) | 927 | (155) | 11,299 | 12,071 | 575 | 12,646 | ||||||
Net profit for the period | - | - | 1,178 | 1,178 | 49 | 1,227 | ||||||
Dividend | - | - | (497) | (497) | (29) | (526) | ||||||
Other comprehensive loss, after tax effect | - | (137) | - | (137) | (5) | (142) | ||||||
Balance as at June 30, 2024 | 927 | (292) | 11,980 | 12,615 | 590 | 13,205 | ||||||
STATEMENT OF CHANGES IN EQUITY听(CONT'D) | ||||||||||||
(NIS million) | ||||||||||||
For the year ended December 31, 2024 (audited) | ||||||||||||
Share | Accumulated | Retained | Total | Non- | Total | |||||||
Balance as at December 31, 2023 | 927 | (155) | 11,299 | 12,071 | 575 | 12,646 | ||||||
Net profit for the period | - | - | 2,371 | 2,371 | 105 | 2,476 | ||||||
Dividend | - | - | (989) | (989) | (29) | (1,018) | ||||||
Other comprehensive income (loss), after tax effect | - | (23) | - | (23) | 3 | (20) | ||||||
Balance as at December 31, 2024 | 927 | (178) | 12,681 | 13,430 | 654 | 14,084 | ||||||
(1)听听听 Including share premium of | ||||||||||||
(2)听听听 Including an amount of | ||||||||||||
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Contact:
Dafna Zucker
First International Bank of Israel
[email protected]
+972-3-519-6224
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SOURCE First International Bank of Israel
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