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Fannie Mae Announces Winner of Twenty-Seventh Community Impact Pool of Non-Performing Loans

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Fannie Mae (OTCQB: FNMA) has announced Residential Credit Opportunities Trust X-C as the winning bidder for its twenty-seventh Community Impact Pool (CIP) of non-performing loans in Florida. The transaction, set to close on September 19, 2025, includes 26 loans with a total unpaid principal balance of $6.38 million.

The pool features an average loan size of $245,426 with a weighted average note rate of 4.13%. The cover bid was 104.78% of UPB. Purchasers must honor existing loss mitigation efforts and offer delinquent borrowers various options, including loan modifications with potential principal forgiveness, before pursuing foreclosure.

Fannie Mae (OTCQB: FNMA) ha selezionato Residential Credit Opportunities Trust X-C come aggiudicatario del suo ventisettesimo Community Impact Pool (CIP) di prestiti non performing in Florida. La chiusura della transazione è prevista per il 19 settembre 2025 e riguarda 26 crediti per un capitale residuo complessivo di 6,38 milioni di dollari.

Il pool presenta una dimensione media del prestito di 245.426 USD e un tasso nominale medio ponderato del 4,13%. L'offerta vincente è stata pari al 104,78% del UPB. Gli acquirenti devono rispettare le misure di mitigazione delle perdite in corso e offrire ai mutuatari in ritardo diverse opzioni, comprese modifiche del prestito con possibile riduzione del capitale, prima di avviare procedure esecutive.

Fannie Mae (OTCQB: FNMA) ha nombrado a Residential Credit Opportunities Trust X-C como el postor ganador de su vigésimo séptimo Community Impact Pool (CIP) de préstamos morosos en Florida. La operación, que se cerrará el 19 de septiembre de 2025, incluye 26 préstamos con un saldo principal pendiente total de 6,38 millones de dólares.

El grupo presenta un tamaño promedio de préstamo de 245.426 USD y una tasa nominal media ponderada del 4,13%. La oferta ganadora fue del 104,78% del UPB. Los compradores deben respetar las medidas de mitigación de pérdidas existentes y ofrecer a los prestatarios morosos varias opciones, incluidas modificaciones del préstamo con posible condonación de capital, antes de iniciar ejecuciones hipotecarias.

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해당 í’€ì� í‰ê·  대ì¶� ê¸ˆì•¡ì€ 245,426달러ì´ê³  가중í‰ê·� 명목ì´ìœ¨ì€ 4.13%입니ë‹�. 낙찰가ëŠ� UPBì� 104.78%였습니ë‹�. 매수ì¸ì€ 기존 ì†ì‹¤ 완화 조치ë¥� 존중해야 하며 ì—°ì²´ 차주ì—게ëŠ� 압류ë¥� 진행하기 ì „ì— ì›ê¸ˆ íƒ•ê° ê°€ëŠ¥ì„±ì� 있는 대ì¶� ì¡°ê±´ ë³€ê²½ì„ í¬í•¨í•� 다양í•� ì„ íƒì§€ë¥� 제공해야 합니ë‹�.

Fannie Mae (OTCQB: FNMA) a désigné Residential Credit Opportunities Trust X-C comme adjudicataire de son vingt-septième Community Impact Pool (CIP) de prêts non performants en Floride. La transaction, qui doit être finalisée le 19 septembre 2025, comprend 26 prêts pour un solde principal impayé total de 6,38 millions de dollars.

Le portefeuille présente une taille de prêt moyenne de 245 426 USD et un taux nominal moyen pondéré de 4,13%. L'offre retenue s'élevait à 104,78% du UPB. Les acquéreurs doivent respecter les mesures de réduction des pertes en vigueur et offrir aux emprunteurs en défaut diverses options, y compris des modifications de prêt avec éventuelle remise de capital, avant d'engager des procédures de saisie.

Fannie Mae (OTCQB: FNMA) hat Residential Credit Opportunities Trust X-C als Höchstbietenden für seinen siebenundzwanzigsten Community Impact Pool (CIP) mit notleidenden Krediten in Florida benannt. Der Abschluss der Transaktion ist für den 19. September 2025 geplant und umfasst 26 Darlehen mit einem gesamten ausstehenden Kapitalbetrag von 6,38 Mio. USD.

Der Pool weist eine durchschnittliche Darlehensgröße von 245.426 USD und einen gewichteten durchschnittlichen Nominalzins von 4,13% auf. Das Zuschlagsgebot lag bei 104,78% des UPB. Käufer müssen bestehende Maßnahmen zur Verlustminderung anerkennen und säumigen Kreditnehmern verschiedene Optionen anbieten, einschließlich Darlehensänderungen mit möglicher Schuldenerlass, bevor Zwangsvollstreckungen eingeleitet werden.

Positive
  • Successful sale of non-performing loans helps improve Fannie Mae's balance sheet
  • Purchaser required to offer loss mitigation options to protect borrowers
  • Cover bid at 104.78% of UPB indicates strong market interest
Negative
  • Portfolio of 26 non-performing loans indicates continued mortgage payment challenges in Florida market

WASHINGTON, Aug. 15, 2025 /PRNewswire/ -- Fannie Mae (OTCQB: FNMA) today announced the winning bidder for its twenty-seventh Community Impact Pool (CIP) of non-performing loans. The transaction is expected to close on September 19, 2025. The loans are geographically focused in the Florida area, and the winning bidder was Residential Credit Opportunities Trust X-C. The pool was marketed with BofA Securities, Inc. and First Financial Network, Inc. as advisors.

The CIP awarded in this most recent transaction includes 26 loans with an aggregate unpaid principal balance (UPB) of $6,381,078; average loan size of $245,426; and weighted average note rate of 4.13%.

The cover bid, which was the second highest bid, for the CIP was 104.78% of UPB (40.38% of BPO).

All purchasers are required to honor any approved or in-process loss mitigation efforts at the time of sale, including loan modifications. In addition, purchasers must offer delinquent borrowers a waterfall of loss mitigation options, including loan modifications, which may include principal forgiveness, prior to initiating foreclosure on any loan.

Interested bidders can register for ongoing announcements, training, and other information . Fannie Mae will also post information about specific pools available for purchase on that page.

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FAQ

What is the size of Fannie Mae's 27th Community Impact Pool of non-performing loans?

The Community Impact Pool consists of 26 loans with a total unpaid principal balance of $6.38 million, with an average loan size of $245,426.

Who won the bid for Fannie Mae's latest non-performing loan pool?

Residential Credit Opportunities Trust X-C won the bid for Fannie Mae's twenty-seventh Community Impact Pool of non-performing loans in Florida.

When will Fannie Mae's latest non-performing loan sale close?

The transaction is expected to close on September 19, 2025.

What are the requirements for purchasers of Fannie Mae's non-performing loans?

Purchasers must honor existing loss mitigation efforts, including loan modifications, and must offer delinquent borrowers various loss mitigation options, including potential principal forgiveness, before initiating foreclosure.

What was the cover bid percentage for Fannie Mae's 27th Community Impact Pool?

The cover bid was 104.78% of UPB (40.38% of BPO).
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