Mercury Insurance Shares Guidance for Parents of First-Time Drivers
Mercury Insurance (NYSE:MCY) has released guidance for parents of first-time drivers during National Traffic Awareness Month. The company highlights that auto insurance premiums for drivers aged 16-19 average $4,573 annually, or about $380 monthly, according to The Zebra's State of Auto Insurance report.
Mercury's VP Claims, Auto, Kevin Quinn, emphasizes the importance of proper preparation and understanding coverage for new teen drivers. The company outlines several strategies to reduce insurance costs, including policy bundling, comparison shopping, increasing deductibles, choosing older vehicles, and utilizing student discounts of 10% to 25% for good academic performance.
Mercury Insurance (NYSE:MCY) ha fornito indicazioni ai genitori di neopatentati in occasione del Mese Nazionale per la Sensibilizzazione sulla Sicurezza Stradale. La societ脿 segnala che i premi medi per gli assicurati di et脿 16-19 anni sono di $4.573 all'anno, ovvero circa $380 al mese, secondo il rapporto "State of Auto Insurance" di The Zebra.
Il vicepresidente Claims Auto di Mercury, Kevin Quinn, sottolinea l'importanza di prepararsi adeguatamente e di comprendere le coperture per i nuovi guidatori adolescenti. L'azienda suggerisce diverse strategie per contenere i costi assicurativi, tra cui la combinazione di polizze (bundling), il confronto tra preventivi, l'aumento della franchigia, la scelta di veicoli pi霉 datati e l'utilizzo di sconti per studenti dal 10% al 25% per meriti scolastici.
Mercury Insurance (NYSE:MCY) ha publicado recomendaciones para los padres de conductores primerizos con motivo del Mes Nacional de Concienciaci贸n sobre el Tr谩fico. La compa帽铆a indica que las primas medias para conductores de 16 a 19 a帽os son de $4,573 anuales, o aproximadamente $380 al mes, seg煤n el informe "State of Auto Insurance" de The Zebra.
El vicepresidente de Claims Auto de Mercury, Kevin Quinn, destaca la importancia de la preparaci贸n adecuada y de entender las coberturas para los adolescentes que empiezan a conducir. La empresa propone varias estrategias para reducir los costes del seguro, como agrupar p贸lizas, comparar ofertas, aumentar las franquicias, optar por veh铆culos m谩s antiguos y aprovechar descuentos para estudiantes del 10% al 25% por buen rendimiento acad茅mico.
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Mercury Insurance (NYSE:MCY) a publi茅 des conseils destin茅s aux parents de conducteurs d茅butants 脿 l'occasion du Mois National de Sensibilisation 脿 la S茅curit茅 Routi猫re. Selon le rapport "State of Auto Insurance" de The Zebra, les primes d'assurance pour les conducteurs 芒g茅s de 16 脿 19 ans s'茅l猫vent en moyenne 脿 4 573 $ par an, soit environ 380 $ par mois.
Le vice鈥憄r茅sident Claims Auto de Mercury, Kevin Quinn, insiste sur l'importance d'une bonne pr茅paration et de la compr茅hension des garanties pour les nouveaux conducteurs adolescents. L'entreprise propose plusieurs mesures pour r茅duire le co没t de l'assurance : regrouper les contrats, comparer les offres, augmenter les franchises, choisir des v茅hicules plus anciens et profiter de r茅ductions 茅tudiantes de 10 % 脿 25 % pour de bons r茅sultats scolaires.
Mercury Insurance (NYSE:MCY) hat zum Nationalen Monat f眉r Verkehrssicherheit Empfehlungen f眉r Eltern von Fahranf盲ngern herausgegeben. Das Unternehmen weist darauf hin, dass die durchschnittlichen Kfz-Versicherungspr盲mien f眉r 16- bis 19鈥慗盲hrige $4.573 pro Jahr bzw. etwa $380 pro Monat betragen, so der "State of Auto Insurance"-Bericht von The Zebra.
Mercurys VP Claims, Auto, Kevin Quinn, betont, wie wichtig eine gute Vorbereitung und das Verst盲ndnis der Versicherungsschutzbedingungen f眉r neue jugendliche Fahrer sind. Das Unternehmen nennt mehrere Strategien zur Senkung der Versicherungskosten, darunter das B眉ndeln von Policen, Preisvergleiche, h枚here Selbstbeteiligungen, die Wahl 盲lterer Fahrzeuge sowie Studentenerm盲脽igungen von 10% bis 25% f眉r gute schulische Leistungen.
- Student discounts of 10% to 25% available for good academic performance
- Insurance premiums decrease each year after age 16
- Multiple cost-saving options available through policy bundling and deductible adjustments
- High insurance costs for teen drivers averaging $4,573 annually
- Age 16 represents peak insurance premium costs
Practical Tips to Keep Young Drivers Safe and Insurance Costs Manageable
聽knows that a teen's first license brings excitement 鈥� and higher insurance costs. Factors like age, driving distance and the type of vehicle all influence rates. In honor of National Traffic Awareness Month, Mercury is sharing tips to help parents of first-time drivers keep premiums as low as possible.
"National Traffic Awareness Month is an important reminder of how vital safe driving and proper preparation are 鈥� especially for teens getting behind the wheel for the first time," said Kevin Quinn, VP Claims, Auto, Mercury Insurance. "We want parents and young drivers to feel confident not only about safety, but also about understanding their coverage and making sure they're protected from day one."
According to The Zebra's聽聽report, the national average for auto insurance policy premiums for those aged 16-19 is
Some tips to lower your auto insurance rates with young new drivers include:
- Bundle multiple insurance policies 鈥� Bundling your auto insurance policy along with your homeowners or umbrella policy can help keep costs down. Always be sure to ask for this discount.
- Shop around 鈥� This may seem like a no-brainer, but taking the time to shop around for auto insurance quotes can save you a reasonable sum of money.
- Increase your deductible 鈥� Raising your deductible will lower the cost of your monthly premium. It is important to make sure that the deductible is within your budget should you need to file a claim.
- Buy your teen a clunker 鈥� Most first-time drivers do not need a newer, expensive car to drive. Buying a reliable, older car as your teen is gaining experience makes good sense.
- Check for student discounts (good grades) 鈥� It should be noted that many insurance companies offer discounts for students who maintain a B average or higher. These discounts are often
10% to25% and apply to full-time students under 25.
Taking the time to ask key questions and compare prices can help new drivers save money and stay within budget.
About Mercury Insurance
Mercury Insurance (NYSE: MCY) is a multiple-line insurance carrier predominantly offering personal auto, homeowners, renters and commercial insurance through a network of independent agents in
Since 1962, Mercury has provided customers with tremendous value for their insurance dollar by pairing ultra-competitive rates with excellent customer service, through more than 4,200鈥痚mployees and a network of more than 6,340 independent agents in 11 states. Mercury has earned an "A" rating from A.M. Best, as well as "Best Auto Insurance Company" designations from Forbes and Insure.com. For more information visit or follow the company on , 听辞谤 .听
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FAQ
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