NOAH Holdings | ARK Wealth H2 CIO Report: Technology-Driven Deflation and Efficiency Dividends Are Reshaping Asset Allocation
Noah Holdings (NYSE: NOAH, HKEX: 6686) has released its H2 2025 CIO Report highlighting how technology-driven deflation and AI disruption are reshaping wealth management strategies. The report identifies a dual-track economic structure combining structural inflation from geopolitical factors with deep deflation driven by technological advancement.
The wealth management firm, which manages over US$8.7 billion in assets through ARK Wealth Management, emphasizes the need to shift away from traditional debt-driven frameworks. Their new multi-layered asset allocation model focuses on balancing short-term hedging with long-term growth opportunities through a mix of inflation-hedged, deflation-hedged, and bridge assets.
Noah Holdings (NYSE: NOAH, HKEX: 6686) ha pubblicato il suo CIO Report per la seconda metà del 2025, mettendo in luce come la deflazione guidata dalla tecnologia e la disruption dell'AI stiano ridefinendo le strategie di wealth management. Il rapporto individua una struttura economica a doppio binario che combina pressioni inflazionistiche di natura geopolitica con una forte deflazione indotta dal progresso tecnologico.
La società di gestione patrimoniale, che tramite ARK Wealth Management amministra oltre 8,7 miliardi di dollari di asset, sottolinea la necessità di abbandonare i tradizionali schemi basati sul debito. Il nuovo modello di allocazione multilivello punta a bilanciare la copertura nel breve termine con opportunità di crescita a lungo termine, attraverso un mix di asset protetti dall'inflazione, dall'effetto deflazionistico e strumenti ponte.
Noah Holdings (NYSE: NOAH, HKEX: 6686) ha publicado su Informe del CIO para la segunda mitad de 2025, destacando cómo la deflación impulsada por la tecnología y la disrupción de la IA están transformando las estrategias de gestión de patrimonios. El informe identifica una estructura económica de doble vía que combina la inflación estructural derivada de factores geopolíticos con una profunda deflación causada por el avance tecnológico.
La firma de wealth management, que a través de ARK Wealth Management gestiona más de 8.700 millones de dólares en activos, enfatiza la necesidad de alejarse de los marcos tradicionales basados en la deuda. Su nuevo modelo de asignación de activos multicapa se centra en equilibrar coberturas a corto plazo con oportunidades de crecimiento a largo plazo mediante una combinación de activos protegidos contra la inflación, contra la deflación y activos puente.
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Noah Holdings (NYSE: NOAH, HKEX: 6686) a publié son rapport du CIO pour le second semestre 2025, mettant en avant la manière dont la déflation portée par la technologie et la disruption de l'IA repoussent les contours de la gestion de patrimoine. Le rapport met en évidence une structure économique à double voie mêlant une inflation structurelle due à des facteurs géopolitiques et une déflation profonde liée aux progrès technologiques.
La société de gestion patrimoniale, qui gère via ARK Wealth Management plus de 8,7 milliards de dollars d'actifs, insiste sur la nécessité de s'éloigner des cadres traditionnels fondés sur la dette. Son nouveau modèle d'allocation d'actifs en plusieurs couches vise à équilibrer la couverture à court terme et les opportunités de croissance à long terme, en combinant des actifs protégés contre l'inflation, contre la déflation et des actifs passerelles.
Noah Holdings (NYSE: NOAH, HKEX: 6686) hat seinen CIO-Bericht für die zweite Hälfte 2025 veröffentlicht und aufgezeigt, wie technologiegetriebene Deflation und KI-Disruption das Wealth-Management neu gestalten. Der Bericht identifiziert eine dualspurige Wirtschaftsstruktur, die strukturelle Inflation durch geopolitische Faktoren mit tiefgreifender Deflation durch technologischen Fortschritt kombiniert.
Die Vermögensverwaltungsgesellschaft, die über ARK Wealth Management mehr als 8,7 Milliarden US-Dollar an Vermögen verwaltet, betont die Notwendigkeit, sich von traditionellen schuldenbasierten Modellen zu lösen. Ihr neues mehrschichtiges Asset-Allocation-Modell zielt darauf ab, kurzfristige Absicherung mit langfristigen Wachstumschancen auszugleichen � durch eine Mischung aus inflationsgeschützten, deflationsgeschützten und Brückenanlagen.
- Assets under allocation reached US$8.7 billion through ARK Wealth Management
- Global presence across 30 cities in 9 countries serving 400,000 high-net-worth clients
- Cumulative asset allocation exceeding RMB 1 trillion through various subsidiaries
- None.
- The Report explores a dual-track economic structure, balancing structural inflation with deep deflation driven by technological disruption.
- Technology-driven deflation is projected to be a transformative force, unlocking productivity gains as a key source of future value creation.
- Comprehensive analysis connects global economic shifts, AI disruption, and the rise of virtual assets like Bitcoin as engines of structural change.
- The Report recommends a multi-layered strategy, balancing short-term defensive positioning with long-term growth and liquidity flexibility.
- Wealth managers must move away from traditional debt-driven frameworks.
The Report combines comprehensive market analysis with in-depth insight into the latest trends in wealth management. Some key themes include:
- Dual-track structure: The future will likely be defined by a dual-track structure of persistent structural inflation driven by geopolitics, deglobalization, aging demographics, and energy transitions, and deep structural deflation driven by technologies like AI.
- Efficiency gains from technology: Technology-driven deflation is changing how economies grow by reducing costs and amplifying productivity. As a result, marginal efficiency gains are set to become a major source of value creation.
- Future of virtual assets: Against the backdrop of technology-driven deflation,virtual assets would be poised to become one of the critical infrastructure for tomorrow's financial landscape.
The Report argues that, for high net worth investors, developing a deep understanding of "technology-driven deflation" will become essential to facilitating wealth transfer across generations.
"The future world will no longer be dominated by debt-driven asset bubbles, but by growth engines powered by technology-driven deflation and efficiency dividends," stated Noah Holdings | ARK Wealth CIO Office. "For high net worth investors, the key question is not how to avoid deflation, but how to harness the deflationary dividends of technology to restructure portfolios—balancing defensive positioning today with offensive opportunities for tomorrow."
The Report also introduces Noah Holdings | ARK Wealth an idealized multi-layered asset allocation model, which focuses on balancing practicality (hedging short-term risks), foresight (capturing long-term growth), and flexibility (maintaining liquidity) through a combination of inflation-hedged assets, deflation-hedged assets, and bridge assets, reflecting a shift from traditional frameworks.
To download the full Noah Holdings | ARK Wealth H2 2025 CIO report, please visit:
AboutNoah Holdings Limited and ARK Wealth Management
Noah Holdings Limited (NYSE: NOAH; HKEX: 6686) was founded in 2005, listed on the New York Stock Exchange in 2010, and achieved dual listing in
Noah has developed an integrated business model covering wealth management, asset management, and financial services. Its key subsidiaries include Gopher Asset, Glory Family Heritage, and Noah Zhengxing in
Known for professional and reliable service, Noah has received recognition from institutions such as Asian Private Banker and Euromoney. The company is committed to providing comprehensive wealth management services to Chinese clients globally who value both financial success and meaningful life enrichment.
For more information, please visit: .
ARKWealthManagement("ARKWealth")isawealthmanagementplatformunderNoahHoldings(NYSE,HKEX:6686) that provides comprehensive financial services to high-net worth Chinese families and institutions worldwide. Centered on client needs and adhering to principles of independence and professionalism, ARK Wealth continuously innovates its products and services. We are committed to delivering customized wealth management solutions that precisely meet our clients' evolving needs, aspiring to become the preferred wealth management platform for Chinese clients globally.
As of December 31, 2024, ARK Wealth Management has accumulated
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SOURCE Noah Holdings Limited