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Bank of America SEC Filings

BAC NYSE

Welcome to our dedicated page for Bank of America SEC filings (Ticker: BAC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Bank of America’s scale makes its disclosures a trove of insight—and a maze of footnotes. Credit-card charge-offs, Basel III capital cushions, and trading VaR all hide inside a 300-page annual report 10-K. If you have ever asked, “How do I read Bank of America’s SEC filings explained simply?� this page answers that question.

Stock Titan’s AI breaks down every document the moment it hits EDGAR. Whether you need a Bank of America quarterly earnings report 10-Q filing to gauge net-interest income, or want Bank of America Form 4 insider transactions real-time before the market opens, our platform summarizes key metrics, links commentary to line items, and flags unusual movements. Complex tables turn into clear prose, so understanding Bank of America SEC documents with AI feels effortless.

All filing types are covered with real-time alerts:

  • Bank of America insider trading Form 4 transactions spotlight executive buys and sells
  • Bank of America 8-K material events explained outline dividend changes or sudden risk events
  • Bank of America proxy statement executive compensation unveils pay structures and performance targets
  • Bank of America earnings report filing analysis tracks margin trends across consumer, wealth, and markets units
  • Bank of America annual report 10-K simplified extracts segment revenue, loan loss provisions, and regulatory capital ratios
  • Bank of America executive stock transactions Form 4 let you monitor insider sentiment

Investors use these insights to compare quarter-over-quarter performance, monitor credit quality ahead of rate moves, or track insider activity around material announcements. No more scrolling through hundreds of pages—our AI surfaces what matters so you make informed decisions faster.

Rhea-AI Summary

Bank of America has announced Contingent Income Auto-Callable Yield Notes linked to the performance of three major indices: the Nasdaq-100 Technology Sector Index, Russell 2000 Index, and S&P 500 Index. The notes offer:

Key Features:

  • Monthly contingent coupon payments of $8.542 per $1,000 (10.25% per annum) if all underlying indices are above their coupon barriers
  • 3-year term with automatic monthly call feature starting December 30, 2025
  • Coupon and Threshold Barrier set at 70% of starting value for each index
  • Initial estimated value range: $915.70-$965.70 per note

Risk Considerations: No guaranteed principal protection, limited returns to coupon payments, subject to automatic call feature, and exposure to the worst-performing underlying index. Investment subject to BofA Finance's credit risk with BAC as guarantor.

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Bank of America has announced Jump Securities with Auto-Callable Feature linked to Dow Inc. stock, due July 12, 2030. These principal-at-risk securities are issued by BofA Finance and guaranteed by Bank of America Corporation.

Key features include:

  • Principal amount: $1,000 per security
  • Early redemption feature if stock price meets/exceeds call threshold (100% of initial price)
  • Potential early redemption payments offering approximately 23.40% return per annum
  • At maturity: $2,170 payment if final stock price â‰� 80% of initial price; otherwise loss proportional to stock decline
  • Estimated value between $900-$950 per $1,000 principal

Notable risks include potential loss of principal, limited upside potential, no interest payments, and early redemption risk. The securities will not be listed on any exchange and are subject to Bank of America's credit risk.

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Bank of America has announced new Capped Leveraged Index Return Notes (LIRNs) linked to the MSCI Emerging Markets Index with the following key features:

  • Principal Amount: $10.00 per unit with approximately 2-year term
  • Return Structure: 1.5-to-1 upside exposure up to a capped value of $12.80-$13.20 (28-32% max return)
  • Downside Risk: 1-to-1 exposure to index declines with potential 100% principal loss
  • No Interest Payments during the term

Key risks include: credit risk of BofA Finance and BAC as guarantor, capped upside potential, potential principal loss, emerging markets exposure, and impact of Russian securities removal from the index. The initial estimated value will be below the public offering price. Notes will not be exchange-listed and holders have no rights to underlying securities or dividends.

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Rhea-AI Summary

Bank of America Corporation has issued $15 million in Capped Floating Rate Notes linked to Compounded SOFR, due June 25, 2035. The notes are senior unsecured debt securities with key features:

  • Interest rate: Compounded SOFR plus 1.60%, floating between 0.00% and 6.25% per annum
  • Quarterly interest payments on March 25, June 25, September 25, and December 25, starting September 25, 2025
  • 100% principal repayment at maturity
  • Minimum denomination of $1,000
  • No early redemption option

Notable risks include credit risk of Bank of America, potential for minimal interest payments during low-rate periods, and limited upside due to the 6.25% interest rate cap. The notes are not FDIC insured, not bank guaranteed, and will not be listed on any securities exchange. Trading liquidity may be limited as BofA Securities will act as the primary market maker.

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Bank of America Corporation has announced new Jump Securities with Auto-Callable Feature linked to the performance of the Russell 2000® Index and S&P 500® Index, maturing July 3, 2031. Key features include:

  • Principal Amount: $1,000 per security
  • Early Redemption Feature: Quarterly automatic redemption if both indices close at/above initial values, starting July 8, 2026
  • Early Redemption Payment: Approximately 9.10% per annum return
  • Maturity Payment Structure: - At least $1,546 if both indices are at/above initial values - $1,000 if indices are above 80% threshold - Below 80% threshold: Payment based on worst-performing index, possible total loss

The securities offer no regular interest payments or participation in index appreciation. Estimated initial value between $900-$960 per $1,000 principal. Key risks include potential principal loss, limited returns, early redemption risk, and credit risk of Bank of America Corporation.

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Rhea-AI Summary

Bank of America Corporation (BAC) has filed a Rule 424(b)(2) pricing supplement for $25 million of senior unsecured Fixed-Rate Callable Notes due June 23, 2037. The notes carry a fixed coupon of 5.65% per annum, paid semi-annually on June 23 and December 23, beginning December 23, 2025. They are issued in $1,000 minimum denominations, rank pari passu with BAC’s other senior debt, and will not be listed on any exchange.

  • Issue/Settlement Date: June 23, 2025
  • Maturity: June 23, 2037 (12-year tenor)
  • Call Feature: BAC may redeem the entire issue at par on June 23, 2026 and on each subsequent June 23 and December 23 (final call date â€� Dec 23, 2036) upon 5-60 daysâ€� notice.
  • Offering Economics: Public offering price 100%; underwriting discount 1.20% ($300k); net proceeds 98.80% ($24.7 million).
  • CUSIP: 06055JMF3; Calculation Agent: Merrill Lynch Capital Services, Inc.

The supplement highlights key risks: (i) BAC credit risk—payments depend on the issuer’s ability to pay; (ii) call risk—investors may receive par early and face reinvestment risk; (iii) interest-rate risk—long 12-year tenor exposes holders to rate fluctuations; (iv) potential secondary-market discount due to embedded distribution and hedging costs. The notes are not FDIC-insured, not bank-guaranteed, and may lose value.

Given BAC’s trillion-dollar balance sheet, the $25 million issuance is routine funding rather than a material capital event for common-equity investors.

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Rhea-AI Summary

Bank of America Corporation (BAC) proposes to issue senior, unsecured Capped Floating-Rate Notes linked to Compounded SOFR, maturing 25 June 2035. These securities are offered under the December 2022 shelf (Reg. No. 333-268718) via prospectus supplement dated 30 December 2022.

Key terms

  • Pricing date: 23 June 2025; Issue date/settlement: 25 June 2025.
  • Issue price: 100% of principal; minimum denomination US$1,000; CUSIP 06055JMP1.
  • Aggregate principal: to be determined at pricing; proceeds before expenses: 99.65% (after max. 0.35% underwriting concession).
  • Maturity: 25 June 2035 with 100% principal repayment plus final accrued interest.
  • Coupon: Compounded SOFR + 1.60 % per annum, reset and paid quarterly (25 Mar/25 Jun/25 Sep/25 Dec). Coupon is floored at 0.00 % and capped at 6.25 %.
  • Ranking: pari passu with other senior, unsecured BAC obligations; no collateral, no FDIC insurance.
  • Optionality: no issuer call and no holder put; notes will not be listed on an exchange.
  • Settlement: book-entry through DTC; calculation agent: Merrill Lynch Capital Services, Inc.

Risk highlights

  • Credit exposure to BAC—payments depend solely on the issuer’s ability to pay.
  • Variable coupon may fall to 0 % in a low-rate environment, while upside is limited to 6.25 %.
  • No secondary-market listing could restrict liquidity; market values may fluctuate with rates and BAC credit spreads.
  • Product is not bank-guaranteed or insured by the FDIC or other agencies.

Investors should review the comprehensive “Risk Factors� discussion (PS-6) and consult advisers regarding suitability, taxation, and market risks.

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Bank of America Corporation (BAC) is issuing $6.362 million in Fixed-Rate Callable Notes due 20 December 2028 under its Series P MTN program.

  • Coupon: 4.75% fixed, paid quarterly on Mar 20, Jun 20, Sep 20 and Dec 20, beginning 20 Sep 2025 (30/360 day-count).
  • Redemption: BAC may redeem the entire issue at par plus accrued interest on any quarterly call date starting 20 Dec 2025, with 5-60 business daysâ€� notice.
  • Ranking: Senior unsecured obligations of BAC; payments depend solely on BAC’s creditworthiness.
  • Denominations: $1,000 minimums; CUSIP 06055JMG1; the notes will not be listed on an exchange and no market-making is required.
  • Offer Price & Fees: Public offering price 100%; underwriting discount 0.30% ($19,086); net proceeds 99.70% ($6,342,914) before expenses. Select fee-based accounts may pay as low as 99.70%.

Key risks highlighted by the issuer include early-call reinvestment risk, exposure to changes in BAC’s credit profile, and potential secondary-market illiquidity. The pricing supplement also outlines standard U.S. federal tax treatment for fixed-rate debt, FINRA Rule 5121 conflicts, and distribution restrictions in the EEA and U.K.

Overall, this is a small, routine debt issuance that offers a modest fixed yield but gives BAC flexibility to refinance if rates fall, limiting investors� upside.

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FAQ

What is the current stock price of Bank of America (BAC)?

The current stock price of Bank of America (BAC) is $49.48 as of August 22, 2025.

What is the market cap of Bank of America (BAC)?

The market cap of Bank of America (BAC) is approximately 358.1B.
Bank of America

NYSE:BAC

BAC Rankings

BAC Stock Data

358.13B
6.79B
8.29%
67.27%
1.25%
Banks - Diversified
National Commercial Banks
United States
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