AG˹ٷ

STOCK TITAN

[Form 4] Better Home & Finance Holding Company Warrant Insider Trading Activity

Filing Impact
(Low)
Filing Sentiment
(Neutral)
Form Type
4
Rhea-AI Filing Summary

Michael J. Farello, a director of Better Home & Finance Holding Co. received 11,327 restricted stock units (RSUs) of Class A common stock in a reported acquisition dated 08/29/2025. Each RSU represents a contingent right to one share and will vest on the business day immediately preceding the issuer's next annual meeting of stockholders. Following the transaction Farello is reported to beneficially own 11,327 shares directly. The RSUs were recorded with a grant price of $0. The Form 4 was signed by an attorney-in-fact on behalf of the reporting person on 09/02/2025. The filing indicates this is a routine equity award to an insider and does not disclose cash proceeds or exercises.

Michael J. Farello, membro del consiglio di Better Home & Finance Holding Co. ha ricevuto 11.327 restricted stock units (RSU) di azioni ordinarie Classe A in un'acquisizione riportata in data 29/08/2025. Ciascuna RSU rappresenta il diritto condizionato a una azione e maturerà il giorno lavorativo immediatamente precedente la prossima assemblea annuale degli azionisti dell'emittente. Dopo la transazione Farello risulta beneficiariamente titolare direttamente di 11.327 azioni. Le RSU sono state registrate con un prezzo di assegnazione di $0. Il Modulo 4 è stato firmato da un procuratore per conto della persona che presenta la segnalazione in data 02/09/2025. La comunicazione indica che si tratta di un premio azionario ordinario a un insider e non riporta proventi in contanti né esercizi.

Michael J. Farello, miembro del consejo de Better Home & Finance Holding Co. 𳦾ó 11.327 unidades restringidas de acciones (RSU) de acciones ordinarias Clase A en una adquisición reportada con fecha 29/08/2025. Cada RSU representa el derecho contingente a una acción y se consolidará el día hábil inmediatamente anterior a la próxima junta anual de accionistas del emisor. Tras la operación, Farello figura como propietario beneficiario directo de 11.327 acciones. Las RSU se registraron con un precio de concesión de $0. El Formulario 4 fue firmado por un apoderado en nombre de la persona informante el 02/09/2025. La presentación indica que se trata de una concesión de acciones rutinaria a un insider y no revela ingresos en efectivo ni ejercicios.

Better Home & Finance Holding Co.� 이사 Michael J. Farello2025-08-29자로 보고� 취득에서 클래� A 보통� 11,327주에 해당하 제한부 주식단위(RSU) 11,327�� 수령했습니다. � RSU� 1주에 대� 조건부 권리� 의미하며 발행회사� 다음 연례 주주총회 � 영업일에 베스팅됩니다. 거래 � Farello� 11,327주를 직접적으� 실질� 소유자로 보유하고 있 것으� 보고되었습니�. RSU� 부여가격은 $0� 기재되었습니�. 양식 4� 보고� 대� 대리인� 2025-09-02� 서명했습니다. 제출서류에 내부자에 대� 통상적인 주식 보상임을 표시하고 있으� 현금 수익이나 행사� 대� 내용은 공개하지 않았습니�.

Michael J. Farello, administrateur de Better Home & Finance Holding Co. a reçu 11 327 unités d'actions restreintes (RSU) d'actions ordinaires de catégorie A dans une acquisition déclarée datée du 29/08/2025. Chaque RSU représente un droit conditionnel à une action et deviendra acquis le jour ouvrable précédant immédiatement la prochaine assemblée générale annuelle des actionnaires de l'émetteur. Suite à la transaction, Farello est réputé détenir à titre bénéficiaire 11 327 actions en propriété directe. Les RSU ont été enregistrées avec un prix d'attribution de 0 $. Le formulaire 4 a été signé par un mandataire pour le compte de la personne déclarante le 02/09/2025. Le dépôt indique qu'il s'agit d'une attribution d'actions de routine à un initié et ne divulgue ni produit en espèces ni exercice.

Michael J. Farello, Direktor von Better Home & Finance Holding Co. erhielt am gemeldeten Erwerbsdatum 29.08.2025 11.327 Restricted Stock Units (RSUs) auf Stammaktien der Klasse A. Jede RSU steht bedingt für eine Aktie und wird am Geschäftstag unmittelbar vor der nächsten ordentlichen Hauptversammlung des Emittenten unverfallbar. Nach der Transaktion ist Farello nach Angaben wirtschaftlich direkt im Besitz von 11.327 Aktien. Die RSUs wurden mit einem Zuweisungspreis von $0 verbucht. Das Formular 4 wurde am 02.09.2025 von einem Bevollmächtigten im Namen der meldepflichtigen Person unterzeichnet. Die Einreichung weist darauf hin, dass es sich um eine routinemäßige Aktienzuwendung an einen Insider handelt und keine Barauszahlungen oder Ausübungen offenlegt.

Positive
  • 11,327 RSUs granted to Director Michael J. Farello, aligning his interests with shareholders
  • Vesting tied to next annual meeting, which supports short-term retention and alignment
Negative
  • None.

Insights

TL;DR: Routine director equity award aligning insider compensation with shareholder interests.

The Form 4 documents a standard grant of 11,327 RSUs to a company director, vesting at the time of the next annual meeting. As these RSUs convert one-for-one into Class A shares, they increase the director's direct alignment with shareholders without immediate dilution until vesting and settlement. The filing shows no dispositions or exercises and no disclosed cash consideration, consistent with compensation-based grants rather than market transactions. Impact is operational and governance-related rather than a material corporate event.

TL;DR: Equity grant is compensation-driven; modest in scale and time-locked until next annual meeting.

The award of 11,327 RSUs at $0 indicates a compensation grant intended to retain or incentivize the director. Vesting on the business day before the next annual meeting creates a short-term time lock that ties continued service to equity delivery. Without disclosure of total outstanding shares or prior holdings, the grant's dilution and materiality cannot be assessed here. The transaction is typical for director pay practices and is unlikely to materially affect valuation on its own.

Michael J. Farello, membro del consiglio di Better Home & Finance Holding Co. ha ricevuto 11.327 restricted stock units (RSU) di azioni ordinarie Classe A in un'acquisizione riportata in data 29/08/2025. Ciascuna RSU rappresenta il diritto condizionato a una azione e maturerà il giorno lavorativo immediatamente precedente la prossima assemblea annuale degli azionisti dell'emittente. Dopo la transazione Farello risulta beneficiariamente titolare direttamente di 11.327 azioni. Le RSU sono state registrate con un prezzo di assegnazione di $0. Il Modulo 4 è stato firmato da un procuratore per conto della persona che presenta la segnalazione in data 02/09/2025. La comunicazione indica che si tratta di un premio azionario ordinario a un insider e non riporta proventi in contanti né esercizi.

Michael J. Farello, miembro del consejo de Better Home & Finance Holding Co. 𳦾ó 11.327 unidades restringidas de acciones (RSU) de acciones ordinarias Clase A en una adquisición reportada con fecha 29/08/2025. Cada RSU representa el derecho contingente a una acción y se consolidará el día hábil inmediatamente anterior a la próxima junta anual de accionistas del emisor. Tras la operación, Farello figura como propietario beneficiario directo de 11.327 acciones. Las RSU se registraron con un precio de concesión de $0. El Formulario 4 fue firmado por un apoderado en nombre de la persona informante el 02/09/2025. La presentación indica que se trata de una concesión de acciones rutinaria a un insider y no revela ingresos en efectivo ni ejercicios.

Better Home & Finance Holding Co.� 이사 Michael J. Farello2025-08-29자로 보고� 취득에서 클래� A 보통� 11,327주에 해당하 제한부 주식단위(RSU) 11,327�� 수령했습니다. � RSU� 1주에 대� 조건부 권리� 의미하며 발행회사� 다음 연례 주주총회 � 영업일에 베스팅됩니다. 거래 � Farello� 11,327주를 직접적으� 실질� 소유자로 보유하고 있 것으� 보고되었습니�. RSU� 부여가격은 $0� 기재되었습니�. 양식 4� 보고� 대� 대리인� 2025-09-02� 서명했습니다. 제출서류에 내부자에 대� 통상적인 주식 보상임을 표시하고 있으� 현금 수익이나 행사� 대� 내용은 공개하지 않았습니�.

Michael J. Farello, administrateur de Better Home & Finance Holding Co. a reçu 11 327 unités d'actions restreintes (RSU) d'actions ordinaires de catégorie A dans une acquisition déclarée datée du 29/08/2025. Chaque RSU représente un droit conditionnel à une action et deviendra acquis le jour ouvrable précédant immédiatement la prochaine assemblée générale annuelle des actionnaires de l'émetteur. Suite à la transaction, Farello est réputé détenir à titre bénéficiaire 11 327 actions en propriété directe. Les RSU ont été enregistrées avec un prix d'attribution de 0 $. Le formulaire 4 a été signé par un mandataire pour le compte de la personne déclarante le 02/09/2025. Le dépôt indique qu'il s'agit d'une attribution d'actions de routine à un initié et ne divulgue ni produit en espèces ni exercice.

Michael J. Farello, Direktor von Better Home & Finance Holding Co. erhielt am gemeldeten Erwerbsdatum 29.08.2025 11.327 Restricted Stock Units (RSUs) auf Stammaktien der Klasse A. Jede RSU steht bedingt für eine Aktie und wird am Geschäftstag unmittelbar vor der nächsten ordentlichen Hauptversammlung des Emittenten unverfallbar. Nach der Transaktion ist Farello nach Angaben wirtschaftlich direkt im Besitz von 11.327 Aktien. Die RSUs wurden mit einem Zuweisungspreis von $0 verbucht. Das Formular 4 wurde am 02.09.2025 von einem Bevollmächtigten im Namen der meldepflichtigen Person unterzeichnet. Die Einreichung weist darauf hin, dass es sich um eine routinemäßige Aktienzuwendung an einen Insider handelt und keine Barauszahlungen oder Ausübungen offenlegt.

SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Farello Michael J.

(Last) (First) (Middle)
C/O BETTER HOME & FINANCE HOLDING CO
3 WORLD TRADE CENTER, 175 GREENWICH ST

(Street)
NEW YORK NY 10007

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director 10% Owner
Officer (give title below) Other (specify below)
3. Date of Earliest Transaction (Month/Day/Year)
08/29/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Restricted Stock Units (Class A) (1) 08/29/2025 A 11,327 (2) (2) Class A Common Stock 11,327 $0 11,327 D
Explanation of Responses:
1. Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.
2. The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.
Remarks:
/s/ Andrew Holt, Attorney-in-Fact 09/02/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Michael J. Farello report on Form 4 for BETRW?

He reported receipt of 11,327 restricted stock units (RSUs) of Class A common stock on 08/29/2025.

When will the RSUs reported on BETRW Form 4 vest?

The RSUs will vest on the business day immediately preceding the issuer's next annual meeting of stockholders.

Does the Form 4 show cash proceeds from the transaction for BETRW?

No; the RSUs were recorded with a grant price of $0, indicating a compensation grant rather than a cash purchase.

How many shares does Farello beneficially own after the reported transaction?

The Form 4 reports 11,327 shares beneficially owned following the transaction.

Who signed the Form 4 filing for Michael J. Farello?

The filing was signed by /s/ Andrew Holt, Attorney-in-Fact on 09/02/2025.
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