Welcome to our dedicated page for Brown & Brown SEC filings (Ticker: BRO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Brown & Brown’s four-segment model—retail brokerage, niche programs, wholesale placement, and claims services—makes its SEC disclosures a maze of commission schedules and acquisition footnotes. If you have ever searched a 300-page report just to verify contingent commission revenue, you know the challenge. Stock Titan untangles those complexities by pairing AI-powered summaries with every filing, so you can stop scrolling and start understanding.
Whether you need the Brown & Brown quarterly earnings report 10-Q filing to dissect organic growth, an 8-K for the latest bolt-on acquisition, or Brown & Brown insider trading Form 4 transactions to monitor executive buying, our platform delivers real-time EDGAR updates and context in plain English. Inside each document, AI highlights where contingent commissions shift, pinpoints segment margins, and flags goodwill impairment risks—answering popular searches like “Brown & Brown SEC filings explained simply� or “understanding Brown & Brown SEC documents with AI.�
Looking for specifics? You’ll find:
- Brown & Brown annual report 10-K simplified—full revenue mix, acquisition roll-ups, and seasonality charts.
- Brown & Brown Form 4 insider transactions real-time—who bought shares before program launches.
- Brown & Brown proxy statement executive compensation—commission-linked bonus metrics.
- Brown & Brown 8-K material events explained—new program launches or carrier partnerships.
Analysts use these insights to compare segment margins quarter-over-quarter, gauge integration risk, and track insider sentiment. Save hours of manual review—our expert commentary and machine learning models turn “Brown & Brown earnings report filing analysis� into actionable information in minutes.
Brown & Brown, Inc. (NYSE: BRO) disclosed in an 8-K that it completed a $4.2 billion multi-tranche senior notes offering on 23 June 2025.
The company sold six series of unsecured notes: $400 MM 4.600% due 2026, $500 MM 4.700% due 2028, $800 MM 4.900% due 2030, $500 MM 5.250% due 2032, $1.0 BN 5.550% due 2035 and $1.0 BN 6.250% due 2055. Interest is payable semi-annually every 23 June and 23 December, beginning 23 Dec 2025.
Use of proceeds: together with cash and the previously announced equity sale of 43,137,254 shares, the funds will finance the cash consideration for the pending acquisition of RSC Topco, Inc. and related fees. If the merger is not consummated by the contractual outside date, the company must redeem the 2026, 2028, 2030, 2032 and 2055 notes at 101% of par plus accrued interest (the 2035 notes are excluded from this mandatory redemption).
The notes were issued under the company’s existing shelf (S-3 333-271708) and rank pari passu with all other senior unsecured debt. The governing indenture restricts the incurrence of secured debt, significant asset transfers, and contains a change-of-control put. Optional redemption is allowed subject to make-whole premiums defined in the prospectus supplement. Holland & Knight LLP provided the legality opinion.
Completion of this financing secures long-term, fixed-rate capital for the RSC transaction and extends BRO’s debt maturity profile to 2055, albeit at coupons that reflect the current higher-rate environment and will increase the company’s leverage and interest expense.
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