[Form 4] Citizens Financial Group, Inc. Insider Trading Activity
Kelly Edward J. III, a director of Citizens Financial Group, Inc. (CFG), reported a Section 16 transaction dated 08/14/2025. The filing shows an acquisition of 306.212 common stock units credited at $0, and reports total beneficial ownership following the transaction of 36,184.136 shares/units. The filing explains these were restricted stock units credited to the reporting person’s account following the issuer’s dividend payment under the Amended & Restated Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan. The Form 4 was signed on 08/15/2025 by an attorney-in-fact.
Kelly Edward J. III, direttore di Citizens Financial Group, Inc. (CFG), ha comunicato una operazione ai sensi della Sezione 16 in data 14/08/2025. La dichiarazione riporta l'acquisizione di 306,212 unità di azioni ordinarie contabilizzate a $0 e indica una detenzione beneficiaria totale dopo l'operazione pari a 36,184.136 azioni/unità. Il documento specifica che si trattava di restricted stock unit accreditate sul conto del dichiarante a seguito del pagamento del dividendo da parte dell'emittente nell'ambito dell'Amended & Restated Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan. Il Modulo 4 è stato firmato il 15/08/2025 da un procuratore legale.
Kelly Edward J. III, director de Citizens Financial Group, Inc. (CFG), informó una transacción bajo la Sección 16 con fecha 14/08/2025. La presentación muestra la adquisición de 306,212 unidades de acciones ordinarias acreditadas a $0 y reporta una propiedad beneficiaria total posterior a la transacción de 36,184.136 acciones/unidades. El informe explica que eran restricted stock units acreditadas en la cuenta del declarante tras el pago de dividendos por parte del emisor en virtud del Amended & Restated Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan. El Formulario 4 fue firmado el 15/08/2025 por un apoderado.
Kelly Edward J. III, Citizens Financial Group, Inc. (CFG) 이사, � 2025-08-14� 섹션 16 거래� 보고했습니다. 신고섵ӗ� $0� 계상� 306.212 보통� 단위 취득� 기재되어 있으�, 거래 이후 � 실소� 지분이 36,184.136 �/단위� 보고되어 있습니다. 서류� 따르� 이는 발행회사가 배당� 지급함� 따라 신고인의 계정� 적립� 제한부 주식단위(restricted stock units)입니�. Form 4� 2025-08-15� 법정대리인(대리권�)� 의해 서명되었습니�.
Kelly Edward J. III, administrateur de Citizens Financial Group, Inc. (CFG), a déclaré une opération au titre de la Section 16 datée du 14/08/2025. Le dépôt indique l'acquisition de 306,212 unités d'actions ordinaires créditées à 0 $ et fait état d'une détention bénéficiaire totale après l'opération de 36,184.136 actions/unités. Le document précise qu'il s'agissait de restricted stock units créditées sur le compte du déclarant suite au paiement de dividendes par l'émetteur en vertu de l'Amended & Restated Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan. Le formulaire 4 a été signé le 15/08/2025 par un mandataire.
Kelly Edward J. III, Direktor von Citizens Financial Group, Inc. (CFG), meldete eine Transaktion nach Section 16 datiert auf den 14.08.2025. Die Einreichung weist den Erwerb von 306,212 Stammaktieneinheiten mit einem Ansatz von $0 aus und nennt eine gesamte wirtschaftliche Besitzposition nach der Transaktion von 36,184.136 Aktien/Einheiten. In der Meldung heißt es, dass es sich um Restricted Stock Units handelte, die dem Konto des Meldenden nach der Dividendenauszahlung des Emittenten gemäß dem Amended & Restated Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan gutgeschrieben wurden. Das Formular 4 wurde am 15.08.2025 von einem Bevollmächtigten unterzeichnet.
- Timely disclosure of the insider transaction via Form 4 with signature dated 08/15/2025
- Transaction clearly explained as restricted stock units credited following a dividend under the 2014 Non-Employee Directors Compensation Plan
- No cash outlay for the credited units (reported price $0), consistent with dividend-equivalent treatment
- None.
Insights
TL;DR: Director received a small award of restricted stock units tied to a dividend reinvestment/compensation plan; not material to company valuation.
The filing documents a routine compensation-related credit of 306.212 restricted stock units at no cash price, increasing the reporting person’s beneficial holdings to 36,184.136 units. This appears to be an administrative posting of director compensation under the company’s non-employee directors plan rather than an open-market purchase or sale. The size of the grant is modest relative to typical public-company float and shows use of equity-based compensation to satisfy dividend-crediting obligations.
TL;DR: Transaction reflects standard director compensation mechanics tied to dividends; disclosure aligns with Section 16 requirements.
The Form 4 explains the mechanics: restricted stock units were credited following a dividend payment pursuant to the 2014 Non-Employee Directors Compensation Plan. The zero-price entry indicates a non-cash grant or dividend-equivalent credit. The timely filing and attorney-in-fact signature are consistent with standard insider reporting practices and do not indicate any governance irregularity based on the disclosed facts.
Kelly Edward J. III, direttore di Citizens Financial Group, Inc. (CFG), ha comunicato una operazione ai sensi della Sezione 16 in data 14/08/2025. La dichiarazione riporta l'acquisizione di 306,212 unità di azioni ordinarie contabilizzate a $0 e indica una detenzione beneficiaria totale dopo l'operazione pari a 36,184.136 azioni/unità. Il documento specifica che si trattava di restricted stock unit accreditate sul conto del dichiarante a seguito del pagamento del dividendo da parte dell'emittente nell'ambito dell'Amended & Restated Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan. Il Modulo 4 è stato firmato il 15/08/2025 da un procuratore legale.
Kelly Edward J. III, director de Citizens Financial Group, Inc. (CFG), informó una transacción bajo la Sección 16 con fecha 14/08/2025. La presentación muestra la adquisición de 306,212 unidades de acciones ordinarias acreditadas a $0 y reporta una propiedad beneficiaria total posterior a la transacción de 36,184.136 acciones/unidades. El informe explica que eran restricted stock units acreditadas en la cuenta del declarante tras el pago de dividendos por parte del emisor en virtud del Amended & Restated Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan. El Formulario 4 fue firmado el 15/08/2025 por un apoderado.
Kelly Edward J. III, Citizens Financial Group, Inc. (CFG) 이사, � 2025-08-14� 섹션 16 거래� 보고했습니다. 신고섵ӗ� $0� 계상� 306.212 보통� 단위 취득� 기재되어 있으�, 거래 이후 � 실소� 지분이 36,184.136 �/단위� 보고되어 있습니다. 서류� 따르� 이는 발행회사가 배당� 지급함� 따라 신고인의 계정� 적립� 제한부 주식단위(restricted stock units)입니�. Form 4� 2025-08-15� 법정대리인(대리권�)� 의해 서명되었습니�.
Kelly Edward J. III, administrateur de Citizens Financial Group, Inc. (CFG), a déclaré une opération au titre de la Section 16 datée du 14/08/2025. Le dépôt indique l'acquisition de 306,212 unités d'actions ordinaires créditées à 0 $ et fait état d'une détention bénéficiaire totale après l'opération de 36,184.136 actions/unités. Le document précise qu'il s'agissait de restricted stock units créditées sur le compte du déclarant suite au paiement de dividendes par l'émetteur en vertu de l'Amended & Restated Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan. Le formulaire 4 a été signé le 15/08/2025 par un mandataire.
Kelly Edward J. III, Direktor von Citizens Financial Group, Inc. (CFG), meldete eine Transaktion nach Section 16 datiert auf den 14.08.2025. Die Einreichung weist den Erwerb von 306,212 Stammaktieneinheiten mit einem Ansatz von $0 aus und nennt eine gesamte wirtschaftliche Besitzposition nach der Transaktion von 36,184.136 Aktien/Einheiten. In der Meldung heißt es, dass es sich um Restricted Stock Units handelte, die dem Konto des Meldenden nach der Dividendenauszahlung des Emittenten gemäß dem Amended & Restated Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan gutgeschrieben wurden. Das Formular 4 wurde am 15.08.2025 von einem Bevollmächtigten unterzeichnet.