[Form 4] Citizens Financial Group, Inc. Insider Trading Activity
Christine M. Cumming, a director of Citizens Financial Group, Inc. (CFG), reported a non鈥慸erivative acquisition on 08/14/2025 of 336.274 shares recorded as restricted stock units credited following the issuer's dividend payment under the company's Amended & Restated 2014 Non鈥慐mployee Directors Compensation Plan. The reported acquisition price is $0, reflecting an award credit rather than a cash purchase. After this transaction, the reporting person beneficially owns 49,102.415 shares.
The Form 4 was filed as a single reporting person filing and the signature on the form is by an attorney鈥慽n鈥慺act on 08/15/2025. The filing notes the reporting person鈥檚 relationship to the issuer as a Director.
Christine M. Cumming, membro del consiglio di amministrazione di Citizens Financial Group, Inc. (CFG), ha riportato un'acquisizione non derivativa in data 08/14/2025 di 336.274 azioni registrate come unit脿 azionarie vincolate (restricted stock units) accreditate a seguito del pagamento di dividendi da parte dell'emittente nell'ambito del piano societario Amended & Restated 2014 Non鈥慐mployee Directors Compensation Plan. Il prezzo di acquisizione segnalato 猫 $0, a indicare un accredito di compenso e non un acquisto in contanti. Dopo questa operazione, la dichiarante detiene beneficiariamente 49,102.415 azioni.
Il Modulo Form 4 猫 stato presentato come comunicazione di una sola persona segnalante e la firma sul documento 猫 apposta da un procuratore il 08/15/2025. La comunicazione indica il ruolo della dichiarante presso l'emittente come Director.
Christine M. Cumming, directora de Citizens Financial Group, Inc. (CFG), inform贸 la adquisici贸n no derivativa, el 08/14/2025, de 336.274 acciones registradas como unidades de acciones restringidas (restricted stock units) acreditadas tras el pago de dividendos por parte del emisor bajo el Amended & Restated 2014 Non鈥慐mployee Directors Compensation Plan de la compa帽铆a. El precio de adquisici贸n informado es $0, lo que refleja un cr茅dito por adjudicaci贸n y no una compra en efectivo. Tras esta operaci贸n, la persona informante posee beneficiariamente 49,102.415 acciones.
El Formulario 4 se present贸 como una sola presentaci贸n de la persona informante y la firma en el formulario corresponde a un apoderado fechado el 08/15/2025. La presentaci贸n indica la relaci贸n de la persona informante con el emisor como Director.
Christine M. Cumming鞚� Citizens Financial Group, Inc.(CFG)鞚� 鞚挫偓搿滌劀 08/14/2025鞐� 牍勴寣靸�(non鈥慸erivative) 旆摑鞙茧 氚滍枆靷潣 氚半嫻 歆�旮夓棎 霐半澕 須岇偓鞚� Amended & Restated 2014 Non鈥慐mployee Directors Compensation Plan鞐� 霐半澕 瓿勳爼(韥爤霐�)霅� 336.274欤检潣 鞝滍暅 欤检嫕 雼渼(restricted stock units)毳� 鞁犼碃頄堨姷雼堧嫟. 鞁犼碃霅� 旆摑 臧�瓴╈潃 順勱笀 毵れ垬臧� 鞎勲媹霛� 氤挫儊鞙茧靹滌潣 鞝侂鞚� 氚橃榿頃橃棳 $0鞛呺媹雼�. 鞚� 瓯半灅 頉� 頃措嫻 氤搓碃鞛愲姅 鞁れ鞝侅溂搿� 49,102.415欤检潣 欤检嫕鞚� 氤挫湢頃橁矊 霅╇媹雼�.
Form 4電� 雼澕 氤搓碃鞛� 鞝滌稖搿� 鞝戩垬霅橃棃鞙茧┌, 靹滊獏鞚� 08/15/2025鞛� 鞙勳瀯鞚� 氚涭潃 雽�毽澑(氩曤雽�毽澑)鞐� 鞚橅暣 鞚措（鞏挫鞀惦媹雼�. 鞝滌稖靹滌棎電� 氤搓碃鞛愳潣 氚滍枆靷檧鞚� 甏�瓿勱皜 Director搿� 旮办灛霅橃柎 鞛堨姷雼堧嫟.
Christine M. Cumming, administratrice de Citizens Financial Group, Inc. (CFG), a d茅clar茅 une acquisition non d茅riv茅e le 08/14/2025 de 336.274 actions inscrites comme unit茅s d'actions restreintes (restricted stock units) cr茅dit茅es suite au paiement de dividendes par l'茅metteur dans le cadre du Amended & Restated 2014 Non鈥慐mployee Directors Compensation Plan de la soci茅t茅. Le prix d'acquisition d茅clar茅 est de $0, refl茅tant un cr茅dit d'attribution plut么t qu'un achat en num茅raire. Apr猫s cette op茅ration, la personne d茅clarante d茅tient b茅n茅ficiairement 49,102.415 actions.
Le Form 4 a 茅t茅 d茅pos茅 en tant que d茅claration d'une seule personne d茅clarante et la signature sur le formulaire a 茅t茅 appos茅e par un mandataire (attorney鈥慽n鈥慺act) le 08/15/2025. Le d茅p么t indique la relation de la personne d茅clarante avec l'茅metteur en tant que Director.
Christine M. Cumming, Direktorin von Citizens Financial Group, Inc. (CFG), meldete am 08/14/2025 den nicht derivativen Erwerb von 336.274 Aktien, die als Restricted Stock Units (RSUs) verbucht wurden und nach der Dividendenauszahlung des Emittenten im Rahmen des Amended & Restated 2014 Non鈥慐mployee Directors Compensation Plan gutgeschrieben wurden. Der gemeldete Erwerbspreis betr盲gt $0, was eine Zuteilung als Verg眉tung und keinen Barerwerb widerspiegelt. Nach dieser Transaktion besitzt die meldende Person wirtschaftlich 49,102.415 Aktien.
Das Formular Form 4 wurde als Einzelmeldung eingereicht, und die Unterschrift auf dem Formular stammt von einem Bevollm盲chtigten (attorney鈥慽n鈥慺act) am 08/15/2025. In der Meldung wird das Verh盲ltnis der meldenden Person zum Emittenten als Director angegeben.
- None.
- None.
Insights
TL;DR: Routine director compensation credited as RSUs; no cash purchase and no change in control or voting structure.
The report documents a customary non鈥慸erivative grant credited as restricted stock units tied to a dividend payment under the board compensation plan. The transaction increases the director's beneficial holdings by 336.274 shares to 49,102.415 shares. This is a standard disclosure for director compensation and does not indicate any change in governance, control, or debt structure. The reporting and signature details are complete and conform to Section 16 filing requirements.
TL;DR: Administrative insider disclosure of RSU credit; immaterial to company financials but useful for transparency.
The Form 4 shows an award issuance with a zero cash price reflecting issuance mechanics rather than a market transaction. The size of the grant (336.274 shares) is small relative to total insider holdings and is recorded following a dividend payment. From a securities standpoint this is a routine reporting event meeting disclosure obligations under Section 16.
Christine M. Cumming, membro del consiglio di amministrazione di Citizens Financial Group, Inc. (CFG), ha riportato un'acquisizione non derivativa in data 08/14/2025 di 336.274 azioni registrate come unit脿 azionarie vincolate (restricted stock units) accreditate a seguito del pagamento di dividendi da parte dell'emittente nell'ambito del piano societario Amended & Restated 2014 Non鈥慐mployee Directors Compensation Plan. Il prezzo di acquisizione segnalato 猫 $0, a indicare un accredito di compenso e non un acquisto in contanti. Dopo questa operazione, la dichiarante detiene beneficiariamente 49,102.415 azioni.
Il Modulo Form 4 猫 stato presentato come comunicazione di una sola persona segnalante e la firma sul documento 猫 apposta da un procuratore il 08/15/2025. La comunicazione indica il ruolo della dichiarante presso l'emittente come Director.
Christine M. Cumming, directora de Citizens Financial Group, Inc. (CFG), inform贸 la adquisici贸n no derivativa, el 08/14/2025, de 336.274 acciones registradas como unidades de acciones restringidas (restricted stock units) acreditadas tras el pago de dividendos por parte del emisor bajo el Amended & Restated 2014 Non鈥慐mployee Directors Compensation Plan de la compa帽铆a. El precio de adquisici贸n informado es $0, lo que refleja un cr茅dito por adjudicaci贸n y no una compra en efectivo. Tras esta operaci贸n, la persona informante posee beneficiariamente 49,102.415 acciones.
El Formulario 4 se present贸 como una sola presentaci贸n de la persona informante y la firma en el formulario corresponde a un apoderado fechado el 08/15/2025. La presentaci贸n indica la relaci贸n de la persona informante con el emisor como Director.
Christine M. Cumming鞚� Citizens Financial Group, Inc.(CFG)鞚� 鞚挫偓搿滌劀 08/14/2025鞐� 牍勴寣靸�(non鈥慸erivative) 旆摑鞙茧 氚滍枆靷潣 氚半嫻 歆�旮夓棎 霐半澕 須岇偓鞚� Amended & Restated 2014 Non鈥慐mployee Directors Compensation Plan鞐� 霐半澕 瓿勳爼(韥爤霐�)霅� 336.274欤检潣 鞝滍暅 欤检嫕 雼渼(restricted stock units)毳� 鞁犼碃頄堨姷雼堧嫟. 鞁犼碃霅� 旆摑 臧�瓴╈潃 順勱笀 毵れ垬臧� 鞎勲媹霛� 氤挫儊鞙茧靹滌潣 鞝侂鞚� 氚橃榿頃橃棳 $0鞛呺媹雼�. 鞚� 瓯半灅 頉� 頃措嫻 氤搓碃鞛愲姅 鞁れ鞝侅溂搿� 49,102.415欤检潣 欤检嫕鞚� 氤挫湢頃橁矊 霅╇媹雼�.
Form 4電� 雼澕 氤搓碃鞛� 鞝滌稖搿� 鞝戩垬霅橃棃鞙茧┌, 靹滊獏鞚� 08/15/2025鞛� 鞙勳瀯鞚� 氚涭潃 雽�毽澑(氩曤雽�毽澑)鞐� 鞚橅暣 鞚措（鞏挫鞀惦媹雼�. 鞝滌稖靹滌棎電� 氤搓碃鞛愳潣 氚滍枆靷檧鞚� 甏�瓿勱皜 Director搿� 旮办灛霅橃柎 鞛堨姷雼堧嫟.
Christine M. Cumming, administratrice de Citizens Financial Group, Inc. (CFG), a d茅clar茅 une acquisition non d茅riv茅e le 08/14/2025 de 336.274 actions inscrites comme unit茅s d'actions restreintes (restricted stock units) cr茅dit茅es suite au paiement de dividendes par l'茅metteur dans le cadre du Amended & Restated 2014 Non鈥慐mployee Directors Compensation Plan de la soci茅t茅. Le prix d'acquisition d茅clar茅 est de $0, refl茅tant un cr茅dit d'attribution plut么t qu'un achat en num茅raire. Apr猫s cette op茅ration, la personne d茅clarante d茅tient b茅n茅ficiairement 49,102.415 actions.
Le Form 4 a 茅t茅 d茅pos茅 en tant que d茅claration d'une seule personne d茅clarante et la signature sur le formulaire a 茅t茅 appos茅e par un mandataire (attorney鈥慽n鈥慺act) le 08/15/2025. Le d茅p么t indique la relation de la personne d茅clarante avec l'茅metteur en tant que Director.
Christine M. Cumming, Direktorin von Citizens Financial Group, Inc. (CFG), meldete am 08/14/2025 den nicht derivativen Erwerb von 336.274 Aktien, die als Restricted Stock Units (RSUs) verbucht wurden und nach der Dividendenauszahlung des Emittenten im Rahmen des Amended & Restated 2014 Non鈥慐mployee Directors Compensation Plan gutgeschrieben wurden. Der gemeldete Erwerbspreis betr盲gt $0, was eine Zuteilung als Verg眉tung und keinen Barerwerb widerspiegelt. Nach dieser Transaktion besitzt die meldende Person wirtschaftlich 49,102.415 Aktien.
Das Formular Form 4 wurde als Einzelmeldung eingereicht, und die Unterschrift auf dem Formular stammt von einem Bevollm盲chtigten (attorney鈥慽n鈥慺act) am 08/15/2025. In der Meldung wird das Verh盲ltnis der meldenden Person zum Emittenten als Director angegeben.
FAQ
Who filed the Form 4 for CFG and what is their relationship to the company?
What transaction was reported on CFG Form 4 dated 08/14/2025?
What was the reported price and how many shares does the reporting person own after the transaction?
When was the Form 4 signed and by whom?
Under which compensation plan were the restricted stock units issued?
