AGÕæÈ˹ٷ½

Dream Finders Homes (DFH) notice reports a proposed sale of 100,000 Common Class A shares through Charles Schwab & Co., Inc. on 09/04/2025 with an aggregate market value of $2,901,000 and total shares outstanding listed as 35,155,531. The shares were acquired on 12/30/2014 in a private pre-IPO purchase from Dream Finders Holdings LLC, and the original payment was cash. The filing also discloses multiple sales by a related trustee in July 2025 totaling 303,076 Common Class A shares for gross proceeds reported across several trades. The filer certifies no undisclosed material adverse information and acknowledges legal penalties for misstatement.

Dream Finders Homes, Inc. disclosed a material financing event: the company arranged an offering of debt securities due 2030 (the "2030 Notes") that will be sold in a transaction exempt from registration under the Securities Act. The Initial Purchasers intend to resell the 2030 Notes to qualified institutional buyers under Rule 144A and to non-U.S. persons under Regulation S. The filing states the 2030 Notes are not registered under U.S. or state securities laws and cannot be offered or sold in the United States absent registration or an applicable exemption. The Purchase Agreement is filed as Exhibit 10.1 and a pricing press release is filed as Exhibit 99.1.

Patrick O. Zalupski, President, CEO and 10% owner of Dream Finders Homes, Inc. (DFH) reported sales of Class A common stock on 08/26/2025 (5,686 shares at a weighted average price of $28.74; prices ranged $28.48�$29.11) and on 08/27/2025 (5,259 shares at a weighted average price of $28.09; prices ranged $27.88�$28.71). After those sales, he directly owned 1,946,898 shares of Class A common stock (including 6,141 shares in a 401(k)). He holds 56,320,586 shares of Class B common stock directly and additional indirect holdings of 809,409 and 596,158 shares through a trust and POZ Holdings, Inc., respectively. Mr. Zalupski disclosed prepaid variable forward sale contracts entered into in 2024 and 2025 that pledge an aggregate of 3,000,000 Class B shares to secure obligations, while he retains dividend and voting rights. The contracts define settlement windows between 2027 and 2029 with specified floor and cap prices that determine the number of shares or cash delivery.

Dream Finders Homes (DFH) director and CEO Patrick O. Zalupski reported multiple open-market sales of Class A common stock on August 12�13, 2025, totaling 20,832 shares at weighted average prices between $25.05 and $28.96, leaving him with 1,957,843 Class A shares. The filing shows Mr. Zalupski directly holds 56,320,586 Class B shares and indirectly holds 809,409 and 596,158 Class B shares through a trust for his children and POZ Holdings, Inc., respectively.

The filing also discloses prepaid variable forward sale contracts previously entered that pledge an aggregate of 3,000,000 Class B shares as security; the contracts preserve his dividend and voting rights and specify settlement mechanics tied to future volume-weighted average prices with defined floor and cap prices.

Patrick O. Zalupski filed Amendment No. 4 to a Schedule 13G reporting beneficial ownership of 59,746,508 shares of Dream Finders Homes, Inc. Class A common stock, representing 64.3% of the Class A stock on a fully converted basis. The filing states this amount assumes conversion of 57,726,153 Class B shares into Class A and includes restricted Class A shares subject to continued service, 56,320,586 Class B shares held directly and 1,405,567 Class B shares owned indirectly through trusts. Mr. Zalupski entered into prepaid variable forward sale contracts that pledge an aggregate of 3,000,000 Class B shares as security and resulted in aggregate upfront cash receipts of approximately $46.4 million. The contracts preserve his dividend and voting rights during the pledge and set tiered settlement formulas tied to volume-weighted average prices on specified valuation dates.