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First Cmnty Bankshares Inc Va SEC Filings

FCBC NASDAQ

Welcome to our dedicated page for First Cmnty Bankshares Va SEC filings (Ticker: FCBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Tracking net-interest margin swings and credit-loss allowances at a community bank can feel like decoding a foreign language. First Community Bankshares� filings pack pages of regulatory ratios, branch-level loan data, and capital disclosures that even seasoned analysts wrestle with.

Stock Titan solves this problem the moment a document hits EDGAR. Our AI-powered summaries translate First Community Bankshares quarterly earnings report 10-Q filing details—like deposit costs and loan-loss provisions—into plain English. Need a quick view of dividend coverage? We highlight it in the First Community Bankshares annual report 10-K simplified section. Curious about management moves? Receive real-time alerts on First Community Bankshares Form 4 insider transactions real-time, so you can spot buying before the next rate shift.

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  • Automatic red-flag detection for First Community Bankshares 8-K material events explained, from merger talks to dividend declarations

Whether you’re screening First Community Bankshares executive stock transactions Form 4 for buying patterns, seeking a concise First Community Bankshares earnings report filing analysis, or simply understanding First Community Bankshares SEC documents with AI, every disclosure�10-Q, 10-K, 8-K, or Form 4—arrives here first, already summarized and linked to the numbers that drive value.

Rhea-AI Summary

Codexis, Inc. (CDXS) Form 4: 10% owner Opaleye Management Inc. reported an open-market purchase of 100,000 common shares on 07/18/2025 at $2.82 per share (â‰� $282k). After the transaction, Opaleye now indirectly controls 12,450,000 shares through Opaleye L.P. and 250,000 shares through a separately managed account, totaling â‰� 12.7 million shares. No derivative positions were disclosed. Opaleye disclaims beneficial ownership beyond its pecuniary interest. As a Schedule 13D filer and 10% holder, continued accumulation can signal confidence and tighten the public float, although the added position represents <1 % of its existing stake.

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Rhea-AI Summary

First Community Bankshares (NASDAQ: FCBC) signed an all-stock Agreement and Plan of Merger on 19-Jul-25 to acquire Hometown Bancshares, parent of Union Bank, for approximately $41.5 million. Each Hometown share will be converted into 11.706 FCBC shares (worth $472.10 based on FCBC’s 18-Jul-25 close of $40.33); the ratio will be reduced if Hometown’s adjusted equity drops below $29.25 million. Fractional shares will be settled in cash.

Hometown contributes $402.3 million in assets, $175.7 million in loans and $365.7 million in deposits as of 30-Jun-25 across eight West Virginia branches. The deal is intended as a tax-free reorganisation; following closing, Union Bank will merge into First Community Bank.

Targeted closing is 1Q 2026, contingent on Hometown shareholder approval, listing of new FCBC shares, Federal Reserve, Virginia SCC and West Virginia approvals, effectiveness of a Form S-4 (to be filed within 60 days) and other customary conditions.

Termination rights include a 31-May-26 outside date. Under certain scenarios Hometown must pay FCBC a $2 million breakup fee. Directors holding ~17.1 % of Hometown stock have signed voting support agreements, increasing deal certainty.

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FAQ

What is the current stock price of First Cmnty Bankshares Va (FCBC)?

The current stock price of First Cmnty Bankshares Va (FCBC) is $40.68 as of July 23, 2025.

What is the market cap of First Cmnty Bankshares Va (FCBC)?

The market cap of First Cmnty Bankshares Va (FCBC) is approximately 729.3M.

What core financial services does First Community Bankshares Inc offer?

FCBC provides a broad array of services including deposit accounts, commercial and consumer loans, trust services, investment management, and insurance products. Its diverse portfolio caters to individuals and businesses alike.

How does FCBC generate its revenue?

The company primarily generates revenue from interest income, fees, and commissions through its lending, deposit, and financial management activities. This revenue model supports a diversified income stream essential for stable operations.

What are the primary banking products available?

FCBC offers traditional banking products such as demand deposit accounts, savings accounts, money market accounts, and certificates of deposit. Additionally, it provides a variety of loan products and credit services to meet different financial needs.

How does FCBC differentiate itself in a competitive landscape?

FCBC distinguishes itself by integrating a wide range of financial services under one roof, providing both conventional banking and specialized services like trust management and insurance products. This diversification helps the company address varied customer needs effectively.

What role do technology and innovation play at FCBC?

While FCBC retains a strong focus on traditional banking services, it also adopts modern technologies such as automated teller machine services and secure digital transaction platforms. This balance ensures improved customer convenience while upholding robust financial practices.

How are trust and investment services integrated into FCBC's offerings?

The company provides personalized trust services and comprehensive investment management, which are integrated with its wider financial portfolio. These services aim to support long-term wealth management and asset protection for clients.

How does FCBC address risk in its business model?

FCBC utilizes a diversified revenue strategy that minimizes reliance on any single source of income. This measured approach, combined with strict adherence to regulatory standards, helps manage operational and market-related risks.

What should investors understand about the company's business approach?

Investors should note that FCBC operates with a focus on stable, diversified financial service offerings that align with traditional banking models. Its commitment to a comprehensive suite of products reinforces a balanced operational structure without relying on speculative financial trends.
First Cmnty Bankshares Inc Va

NASDAQ:FCBC

FCBC Rankings

FCBC Stock Data

729.34M
15.36M
15.85%
36.85%
0.57%
Banks - Regional
State Commercial Banks
United States
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