Welcome to our dedicated page for Marqeta SEC filings (Ticker: MQ), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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Jason M. Gardner, a director and 10% owner of Marqeta, Inc. (MQ), reported a sale of Class A common stock. On 08/07/2025 he disposed of 2,250,000 shares by sale at a weighted average price of $6.6347 per share, with individual trade prices ranging from $6.36 to $6.835.
The Form 4 shows that following the reported transaction the reporting person beneficially owns 15,399,000 shares indirectly. The shares are held of record by Jason and Jocelyne Gardner as trustees of The Gardner 2008 Living Trust dated March 22, 2008. The filing bears a signature by Tracy Foard, Attorney-in-Fact, dated 08/08/2025.
Marqeta (MQ) Q2 2025 10-Q highlights
- Revenue: Net revenue grew 20% YoY to $150.4 m; six-month revenue up 19% to $289.5 m.
- Volume: Total Processing Volume rose 29% YoY to $91.4 bn, signalling continued customer usage growth.
- Profitability: Gross profit jumped 31% to $104.1 m, lifting gross margin from 63% to 69% after a policy change that accelerated $6.8 m of network incentives.
- Bottom line: GAAP net loss was $0.6 m (-$0.00 per share) versus $119.1 m profit in the prior-year quarter, which had included a $157.7 m one-time reversal of the Executive Chairman award. Adjusted EBITDA turned positive at $28.5 m (19% margin).
- Cash & Liquidity: Cash, equivalents and short-term investments total $821.6 m, down $280 m YTD, mainly from $273 m of share repurchases; $106.9 m remains authorised under the 2025 buy-back.
- Balance sheet: No debt; working-capital ratio 2.7x. Share count fell to 449.5 m from 504.3 m at year-end.
- Key risks: One customer generated 46% of revenue; 66% of processing volume routed through a single issuing bank (Sutton Bank). Outstanding securities litigation filed December 2024. Concentrated revenue and regulatory changes remain material risks.
- Strategic moves: Closed 鈧�46 m acquisition of UK/Europe BIN sponsor Transact Payments on 31 Jul 2025 (up to 鈧�5 m earn-out) to accelerate EU expansion.
Overall, Marqeta posted strong top-line growth and margin expansion, achieved positive adjusted EBITDA and continued returning capital via buybacks, but remains near break-even on a GAAP basis and more reliant on its largest customer.
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