Welcome to our dedicated page for Ohio Valley Banc SEC filings (Ticker: OVBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Ohio Valley Banc’s century-and-a-half legacy means its SEC filings read like a history of community banking—and they’re packed with details investors care about today. From credit-loss reserve changes to branch expansion updates, each document offers clues about the region’s economic health. If you have ever searched for “Ohio Valley Banc insider trading Form 4 transactions� or “Ohio Valley Banc quarterly earnings report 10-Q filing,� you know how time-consuming raw EDGAR downloads can be.
Stock Titan’s AI does the heavy lifting. Our platform delivers real-time feeds the moment a new 10-K, 10-Q, 8-K, or proxy hits EDGAR. Instant AI-powered summaries translate complex accounting notes into plain English, so “understanding Ohio Valley Banc SEC documents with AI� stops being a wish and becomes a click. Need to see “Ohio Valley Banc Form 4 insider transactions real-time�? We surface every executive stock transaction alongside context about historical buying patterns.
Each filing type unlocks a different angle: the “Ohio Valley Banc annual report 10-K simplified� highlights loan-portfolio composition and capital ratios; the 10-Q offers quarter-over-quarter margin shifts supported by concise “Ohio Valley Banc earnings report filing analysis�; the proxy reveals “Ohio Valley Banc proxy statement executive compensation,� and our dashboard links that data to performance metrics; 8-Ks keep you current with “Ohio Valley Banc 8-K material events explained,� from dividend declarations to FDIC examinations.
Whether you monitor “Ohio Valley Banc executive stock transactions Form 4� before making a trade or compare allowance trends across years, Stock Titan equips you with AI insights, full-text search, and downloadable tables. No more skimming 200-page PDFs—find the signals faster and make decisions with confidence.
Ohio Valley Banc Corp. (OVBC) posted strong Q2-25 results. Net income rose 42% YoY to $4.2 m, lifting EPS to $0.89 from $0.63. Six-month net income climbed 50% to $8.6 m ($1.83 EPS). Return on average assets improved to 1.16% and ROE to 11.30% for the half, reflecting a 33 bp expansion in net-interest margin to 4.01%.
Margin & balance-sheet drivers. Net-interest income expanded $2.6 m in Q2 and $4.5 m YTD, aided by a $122 m increase in average earning assets and richer asset mix. Participation in Ohio’s Homebuyer Plus program generated $77 m of low-cost public deposits, allowing deployment into higher-yielding securities and loans. Loans grew $39 m YTD (+$58 m in Q2) in commercial real estate, C&I and residential segments; consumer loans continued to run off. Noninterest expense was contained (+1.2% YTD) despite higher data-processing and marketing spend, benefiting from 2024’s early-retirement program.
Credit & capital. Provision for credit losses rose to $1.6 m YTD on loan growth and softer macro forecasts, but asset quality remained stable: NPL ratio 0.45% and ACL 0.99% of loans. Book value per share advanced to $34.12, while tangible equity gained $10.4 m after dividends of $0.45 per share.
JPMorgan Chase Financial Company LLC is offering $500,000 of Contingent Interest Notes due 24 Jun 2026 linked to the common stock of Rocket Lab USA, Inc. (RKLB). The notes pay a monthly contingent coupon of 1.91667% (23.00% p.a.) only if the reference share’s closing price on the relevant 12 review dates is at least 50 % of the strike price. The strike value is the 18 Jun 2025 close of $27.85; the interest barrier/trigger is $13.925.
If on any review date the barrier is breached, that month’s coupon is skipped. At maturity:
- If the final share price is � $13.925, investors receive par plus any final coupon.
- If the final price is < $13.925, repayment equals $1,000 + ($1,000 × stock return), exposing investors to the full downside below �50 %, potentially losing all principal.
The notes are unsecured, unsubordinated obligations of the issuer and are fully guaranteed by JPMorgan Chase & Co. Issue price is $1,000; selling commission $2; net proceeds $998. Estimated value at pricing was $955.80 (� 4.4 % below issue price) due to embedded costs.
Key risk highlights include loss of principal below the trigger, possibility of receiving no coupons, issuer/guarantor credit risk, lack of liquidity (no exchange listing), and conflicts arising from JPMorgan’s hedging and secondary-market activities. The notes priced on 20 Jun 2025 and are expected to settle 25 Jun 2025 (CUSIP 48136EY25). Minimum denomination is $1,000.
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