Medicare at 60 Years Old: Eight in 10 Americans Not Yet Enrolled Worry the Program Won't be There for Them
eHealth (NASDAQ:EHTH) and Retirable have released a comprehensive survey revealing significant concerns about Medicare and Social Security as these programs approach milestone anniversaries. The study of over 1,000 Americans shows that 80% of future beneficiaries worry about both programs' availability, with Millennials being the most concerned.
Key findings reveal that 76% of respondents underestimate retirement healthcare costs, with 40% expecting to spend $100,000 or less, despite actual estimates approaching $200,000. The survey also found that 78% view Medicare positively, yet 81% worry about retirement healthcare costs. Regarding Social Security, only 20% correctly identified the 10-year work requirement for qualification, and just 17% accurately estimated the average monthly payment of $2,000.
eHealth (NASDAQ:EHTH) e Retirable hanno pubblicato un sondaggio approfondito che evidenzia preoccupazioni significative riguardo a Medicare e alla Sicurezza Sociale, mentre questi programmi si avvicinano a importanti anniversari. Lo studio, condotto su oltre 1.000 americani, mostra che l'80% dei futuri beneficiari teme per la disponibilit脿 di entrambi i programmi, con i Millennial che risultano i pi霉 preoccupati.
I risultati chiave rivelano che il 76% degli intervistati sottovaluta i costi sanitari per la pensione, con il 40% che prevede di spendere 100.000 dollari o meno, nonostante le stime reali si avvicinino a 200.000 dollari. Il sondaggio ha inoltre evidenziato che il 78% ha una percezione positiva di Medicare, ma l'81% 猫 preoccupato per i costi sanitari durante la pensione. Per quanto riguarda la Sicurezza Sociale, solo il 20% ha identificato correttamente il requisito di 10 anni di lavoro per qualificarsi, e appena il 17% ha stimato con precisione il pagamento mensile medio di 2.000 dollari.
eHealth (NASDAQ:EHTH) y Retirable han publicado una encuesta exhaustiva que revela preocupaciones significativas sobre Medicare y la Seguridad Social a medida que estos programas se acercan a aniversarios importantes. El estudio, realizado a m谩s de 1,000 estadounidenses, muestra que el 80% de los futuros beneficiarios teme por la disponibilidad de ambos programas, siendo los Millennials los m谩s preocupados.
Los hallazgos clave revelan que el 76% de los encuestados subestima los costos de atenci贸n m茅dica para la jubilaci贸n, con un 40% que espera gastar $100,000 o menos, a pesar de que las estimaciones reales se acercan a $200,000. La encuesta tambi茅n encontr贸 que el 78% tiene una opini贸n positiva de Medicare, aunque el 81% est谩 preocupado por los costos de atenci贸n m茅dica en la jubilaci贸n. En cuanto a la Seguridad Social, solo el 20% identific贸 correctamente el requisito de 10 a帽os de trabajo para calificar, y solo el 17% estim贸 con precisi贸n el pago mensual promedio de $2,000.
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eHealth (NASDAQ:EHTH) et Retirable ont publi茅 une enqu锚te compl猫te r茅v茅lant des pr茅occupations importantes concernant Medicare et la S茅curit茅 sociale 脿 l'approche des anniversaires marquants de ces programmes. L'茅tude men茅e aupr猫s de plus de 1 000 Am茅ricains montre que 80 % des futurs b茅n茅ficiaires s'inqui猫tent de la disponibilit茅 des deux programmes, les Millennials 茅tant les plus concern茅s.
Les r茅sultats cl茅s r茅v猫lent que 76 % des r茅pondants sous-estiment les co没ts des soins de sant茅 脿 la retraite, 40 % s'attendant 脿 d茅penser 100 000 dollars ou moins, alors que les estimations r茅elles approchent les 200 000 dollars. L'enqu锚te a 茅galement r茅v茅l茅 que 78 % ont une opinion positive de Medicare, mais que 81 % s'inqui猫tent des co没ts des soins de sant茅 脿 la retraite. En ce qui concerne la S茅curit茅 sociale, seulement 20 % ont correctement identifi茅 l'exigence de 10 ans de travail pour 锚tre 茅ligible, et seulement 17 % ont estim茅 avec pr茅cision le paiement mensuel moyen de 2 000 dollars.
eHealth (NASDAQ:EHTH) und Retirable haben eine umfassende Umfrage ver枚ffentlicht, die erhebliche Bedenken hinsichtlich Medicare und der Sozialversicherung aufzeigt, da diese Programme bedeutende Jubil盲en erreichen. Die Studie mit 眉ber 1.000 Amerikanern zeigt, dass 80 % der zuk眉nftigen Beg眉nstigten sich Sorgen um die Verf眉gbarkeit beider Programme machen, wobei die Millennials am besorgtesten sind.
Wichtige Ergebnisse zeigen, dass 76 % der Befragten die Gesundheitskosten im Ruhestand untersch盲tzen, wobei 40 % erwarten, 100.000 US-Dollar oder weniger auszugeben, obwohl die tats盲chlichen Sch盲tzungen sich auf etwa 200.000 US-Dollar belaufen. Die Umfrage ergab auch, dass 78 % Medicare positiv sehen, dennoch 81 % sich Sorgen um die Gesundheitskosten im Ruhestand machen. Bez眉glich der Sozialversicherung haben nur 20 % die 10-j盲hrige Arbeitsanforderung korrekt erkannt, um sich zu qualifizieren, und nur 17 % haben die durchschnittliche monatliche Zahlung von 2.000 US-Dollar genau gesch盲tzt.
- Survey reveals 78% of Americans have a positive view of Medicare
- 73% of respondents maintain a positive view of Social Security despite concerns
- Research provides valuable insights into public perception of major healthcare and retirement programs
- 80% of future Medicare beneficiaries worry the program won't be available for them
- 76% of respondents underestimate or don't know average retirement healthcare costs
- Only 24% are willing to increase payroll taxes to ensure Medicare's survival
- Significant misconceptions exist about Social Security requirements and benefits
As Medicare turns 60 on July 30th and Social Security hits 90 on Aug. 14,
New survey of over 1,000 Americans shows that
On Medicare and healthcare听
80% of people not yet enrolled in Medicare worry it won't be there for them, with members of the Millennial generation the most pessimistic.听
76% of all respondents underestimate or don't know the average cost of healthcare in retirement. Over one third (40% ) expect to spend$100,000 $200,000
34% are unwilling to raise taxes or reduce benefits to ensure Medicare's survival for future generations;30% are willing to reduce benefits for current Medicare beneficiaries to achieve that goal; and24% are willing to increase payroll taxes.听
78% have a positive view of Medicare, but81% still worry about retirement healthcare costs.听
On Social Security听
80% of those not yet enrolled in Social Security worry it won't be there for them, with Baby Boomers the least concerned (68% ) and Millennials the most (85% ).听
28% of Americans underestimate how long people need to work to qualify for Social Security;26% overestimate the number of years necessary; and26% don't know. The (10 years) was selected by20% of respondents.听
47% of Americans underestimate the average monthly Social Security payment, while35% overestimate it. The (about$2,000 17% of respondents.听
54% of all respondents think Social Security will remain solvent longer than 听(2033) or don't know when it may become insolvent. Conversely,17% expect the program to remain solvent through 2050 or longer.听
73% have a positive view of Social Security.听
"Medicare and Social Security have served as vital social safety net programs for decades, but our survey shows millions of Americans are concerned about the long-term sustainability of each," said Fran Soistman, CEO of . "At the same time, many people have misperceptions or lack the information necessary to maximize the value of these programs, which can harm their financial well-being or quality of life."听
Mr. Soistman added, "To mark the upcoming birthdays of Medicare and Social Security, we fielded this survey to highlight the important connection between personal healthcare and financial well-being, and to encourage all Americans to make more informed decisions when it comes to Medicare and their retirement planning."
"Whether you're approaching retirement or already retired, it's important to have realistic expectations about your future healthcare costs," said Tyler End, Co-Founder and CEO of , the retirement platform built for everyday Americans offering the ongoing care of an advisor and services across retirement investing, planning and spending. "Just as a licensed health insurance agent helps optimize coverage to your needs and budget, a retirement-focused financial planner offers personalized guidance to grant you peace of mind for your future."
Read the .听
About the survey听
eHealth and Retirable's findings are based on a June 2025 general population survey of American adults conducted through a national survey vendor. A total of 1,111 responses were collected, with a margin of error of plus or minus
About听eHealth (NASDAQ: EHTH)听听
We're Matchmakers. For over 25 years, eHealth has helped millions of Americans find the healthcare coverage that fits their needs at a price they can afford. Consumers can visit our health insurance marketplace at , or call us to speak with a licensed insurance agent at 1-800-EHEALTH (1-800-343-2584), TTY 711. As a leading independent licensed insurance agency and advisor, eHealth offers access to over 180 health insurers, including national and regional companies.听听
For more information, visit 听or follow us on , , , and . Open positions can be found on our .鈥�
eHealth media inquiries: [email protected]听听
About Retirable听
Retirable, the retirement peace of mind platform, offers products and services across the retirement investing, planning, spending and protecting spectrum. Retirable was founded by industry veterans to empower a worry-free retirement for everyone. By opening access to financial guidance for retirement, Retirable gives its clients greater confidence and control when they need it most. Headquartered in NYC and founded in 2019 by Tyler End, CFP庐 and Ian Yamey, Retirable is backed by Primary, Diagram, Vestigo Ventures, Portage and Primetime Partners.听
For more information about Retirable, please visit .听
Retirable media inquiries: [email protected]听
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SOURCE eHealth, Inc.
FAQ
What percentage of Americans are worried about Medicare's future availability according to eHealth's 2025 survey?
How much do Americans underestimate healthcare costs in retirement according to the EHTH study?
What percentage of Americans correctly understand Social Security's work requirements in 2025?
How many Americans support increasing payroll taxes to ensure Medicare's survival?
What is the current public perception of Medicare and Social Security programs in 2025?
