Fannie Mae Announces Sale of Non-Performing Loans
Fannie Mae (OTCQB: FNMA) has announced a new sale of non-performing loans, including two larger pools totaling 1,352 deeply delinquent loans worth $288.8 million in unpaid principal balance (UPB) and a Community Impact Pool (CIP) of 32 loans worth $8.1 million UPB focused on the Florida area.
The sale, marketed with BofA Securities and First Financial Network, requires buyers to offer sustainable loss mitigation options to borrowers, including loan modifications and possible principal forgiveness. Bids are due by July 30, 2025 for the larger pools and August 11, 2025 for the CIP. The initiative is part of Fannie Mae's strategy to reduce its retained mortgage portfolio size.
Fannie Mae (OTCQB: FNMA) ha annunciato una nuova vendita di prestiti in sofferenza, comprendente due grandi portafogli con un totale di 1.352 prestiti fortemente inadempienti per un valore di 288,8 milioni di dollari in saldo capitale non pagato (UPB) e un Community Impact Pool (CIP) di 32 prestiti per un valore di 8,1 milioni di dollari UPB, focalizzato sull'area della Florida.
La vendita, promossa in collaborazione con BofA Securities e First Financial Network, richiede agli acquirenti di offrire opzioni sostenibili di mitigazione delle perdite ai mutuatari, inclusi modifiche ai prestiti e possibile cancellazione del capitale. Le offerte devono essere presentate entro il 30 luglio 2025 per i portafogli principali e entro l'11 agosto 2025 per il CIP. Questa iniziativa fa parte della strategia di Fannie Mae per ridurre la dimensione del proprio portafoglio ipotecario trattenuto.
Fannie Mae (OTCQB: FNMA) ha anunciado una nueva venta de pr茅stamos en mora, que incluye dos grandes carteras que suman 1,352 pr茅stamos profundamente morosos por un valor de 288.8 millones de d贸lares en saldo principal impago (UPB) y un Community Impact Pool (CIP) de 32 pr茅stamos por un valor de 8.1 millones de d贸lares UPB, enfocado en la zona de Florida.
La venta, comercializada junto con BofA Securities y First Financial Network, exige que los compradores ofrezcan opciones sostenibles de mitigaci贸n de p茅rdidas a los prestatarios, incluyendo modificaciones de pr茅stamos y posible condonaci贸n de capital. Las ofertas deben presentarse antes del 30 de julio de 2025 para las carteras mayores y antes del 11 de agosto de 2025 para el CIP. Esta iniciativa forma parte de la estrategia de Fannie Mae para reducir el tama帽o de su cartera hipotecaria retenida.
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BofA Securities 氚� First Financial Network鞕� 頃粯 毵堨紑韺呺悩電� 鞚措矆 毵り皝鞚� 甑Г鞛愳棎瓴� 雽�於� 靾橃爼 氚� 鞗愱笀 韮曣皭 臧�電レ劚鞚� 韽暔頃� 歆�靻� 臧�電ロ暅 靻愳嫟 鞕勴檾 鞓奠厴鞚� 彀＜鞐愱矊 鞝滉车頃� 瓴冹潉 鞖旉惮頃╇媹雼�. 雽�攴滊 韽姼韽措Μ鞓� 鞛呾鞍 毵堦皭鞚检潃 2025雲� 7鞗� 30鞚�, CIP 鞛呾鞍 毵堦皭鞚检潃 2025雲� 8鞗� 11鞚�鞛呺媹雼�. 鞚� 鞚措媹靺旐嫲敫岆姅 韺媹 氅旍澊鞚� 氤挫湢 氇赴歆� 韽姼韽措Μ鞓� 攴滊 於曥唽 鞝勲灥鞚� 鞚柬櫂鞛呺媹雼�.
Fannie Mae (OTCQB : FNMA) a annonc茅 une nouvelle vente de pr锚ts non performants, comprenant deux grands portefeuilles totalisant 1 352 pr锚ts profond茅ment en d茅faut d鈥檜n montant de 288,8 millions de dollars en principal impay茅 (UPB) ainsi qu鈥檜n Community Impact Pool (CIP) de 32 pr锚ts d鈥檜ne valeur de 8,1 millions de dollars UPB, ciblant la r茅gion de Floride.
La vente, commercialis茅e avec BofA Securities et First Financial Network, exige des acheteurs qu鈥檌ls proposent des options durables de r茅duction des pertes aux emprunteurs, notamment des modifications de pr锚ts et une possible remise de principal. Les offres doivent 锚tre soumises avant le 30 juillet 2025 pour les grands portefeuilles et avant le 11 ao没t 2025 pour le CIP. Cette initiative s鈥檌nscrit dans la strat茅gie de Fannie Mae visant 脿 r茅duire la taille de son portefeuille hypoth茅caire d茅tenu.
Fannie Mae (OTCQB: FNMA) hat den Verkauf notleidender Kredite angek眉ndigt, darunter zwei gr枚脽ere Portfolios mit insgesamt 1.352 stark s盲umigen Krediten im Wert von 288,8 Millionen US-Dollar ausstehender Hauptschuld (UPB) sowie einen Community Impact Pool (CIP) mit 32 Krediten im Wert von 8,1 Millionen US-Dollar UPB, der auf die Region Florida fokussiert ist.
Der Verkauf, der in Zusammenarbeit mit BofA Securities und First Financial Network vermarktet wird, verlangt von den K盲ufern, nachhaltige Verlustminderungsoptionen f眉r Kreditnehmer anzubieten, einschlie脽lich Kredit盲nderungen und m枚glicher Schuldenerlasse. Gebote sind bis zum 30. Juli 2025 f眉r die gr枚脽eren Portfolios und bis zum 11. August 2025 f眉r den CIP einzureichen. Diese Initiative ist Teil der Strategie von Fannie Mae zur Verringerung der Gr枚脽e ihres gehaltenen Hypothekenportfolios.
- Strategic reduction of retained mortgage portfolio through sale of non-performing loans
- Structured loss mitigation requirements protect borrowers from immediate foreclosure
- Partnership with major financial institutions (BofA Securities and First Financial Network) for marketing
- Portfolio contains $296.9 million in deeply delinquent loans requiring disposition
- Potential foreclosure risks for properties not qualifying for loss mitigation
The two larger pools include approximately听1,352 deeply delinquent loans totaling
Bids are due on the two larger pools by July 30, 2025, and on the CIP by August 11, 2025.
Terms of Fannie Mae's non-performing loan transactions require the buyer of the non-performing loans to offer loss mitigation options designed to be sustainable for borrowers.听All buyers of non-performing loans听are required to honor any approved or in-process loss mitigation efforts at the time of closing, including loan modifications.听In addition, non-performing loan buyers must offer delinquent borrowers a waterfall of loss mitigation options, including loan modifications, which may include principal forgiveness, prior to initiating foreclosure on any loan, not secured by property which is vacant or condemned at the time of closing. In the event a foreclosure cannot be prevented, the owner of the loan must market the property to owner-occupants and non-profits before offering it to investors, similar to Fannie Mae's FirstLook庐 program.
Interested bidders are invited to register for future announcements, training and other information . Fannie Mae will also post information about specific pools available for purchase on that page.
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FAQ
What is the total value of non-performing loans Fannie Mae is selling in July 2025?
When are the bids due for Fannie Mae's non-performing loan pools?
What requirements must buyers meet in Fannie Mae's non-performing loan sale?
How many loans are included in Fannie Mae's July 2025 non-performing loan sale?
What is Fannie Mae's Community Impact Pool (CIP) in this loan sale?
