Fannie Mae Announces Winners of its Latest Non-Performing Loan Sale
Fannie Mae (OTCQB: FNMA) has announced the successful completion of its twenty-seventh non-performing loan sale transaction. The deal involves 1,304 deeply delinquent loans with a total unpaid principal balance of $285 million, divided into two pools.
Pool 1, awarded to Residential Credit Opportunities Trust X-C, consists of 332 loans worth $73.1 million, while Pool 2, won by RCF II Loan Acquisition, LP, comprises 972 loans valued at $212 million. The transaction, marketed through BofA Securities, Inc., is set to close on September 19, 2025.
Purchasers must maintain existing loss mitigation efforts and offer various options to delinquent borrowers before considering foreclosure. They must also prioritize marketing foreclosed properties to owner-occupants and non-profits before investors.
Fannie Mae (OTCQB: FNMA) ha annunciato il completamento con successo della sua ventisettesima vendita di prestiti non performanti. L'accordo riguarda 1.304 prestiti fortemente inadempienti con un saldo principale non pagato totale di 285 milioni di dollari, suddivisi in due pool.
Il Pool 1, assegnato a Residential Credit Opportunities Trust X-C, comprende 332 prestiti per un valore di 73,1 milioni di dollari, mentre il Pool 2, aggiudicato a RCF II Loan Acquisition, LP, include 972 prestiti per un valore di 212 milioni di dollari. La transazione, commercializzata tramite BofA Securities, Inc., 猫 prevista per la chiusura il 19 settembre 2025.
Gli acquirenti devono mantenere gli sforzi esistenti di mitigazione delle perdite e offrire diverse opzioni ai mutuatari inadempienti prima di considerare il pignoramento. Devono inoltre dare priorit脿 alla commercializzazione degli immobili pignorati a residenti proprietari e organizzazioni non profit prima che agli investitori.
Fannie Mae (OTCQB: FNMA) ha anunciado la exitosa finalizaci贸n de su vig茅sima s茅ptima venta de pr茅stamos morosos. El acuerdo involucra 1,304 pr茅stamos profundamente morosos con un saldo principal pendiente total de 285 millones de d贸lares, divididos en dos grupos.
El Grupo 1, adjudicado a Residential Credit Opportunities Trust X-C, consta de 332 pr茅stamos por un valor de 73.1 millones de d贸lares, mientras que el Grupo 2, ganado por RCF II Loan Acquisition, LP, comprende 972 pr茅stamos valorados en 212 millones de d贸lares. La transacci贸n, comercializada a trav茅s de BofA Securities, Inc., est谩 programada para cerrarse el 19 de septiembre de 2025.
Los compradores deben mantener los esfuerzos existentes de mitigaci贸n de p茅rdidas y ofrecer varias opciones a los prestatarios morosos antes de considerar la ejecuci贸n hipotecaria. Tambi茅n deben priorizar la comercializaci贸n de propiedades ejecutadas a ocupantes propietarios y organizaciones sin fines de lucro antes que a inversores.
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Fannie Mae (OTCQB : FNMA) a annonc茅 la r茅ussite de sa vingt-septi猫me vente de pr锚ts non performants. La transaction concerne 1 304 pr锚ts fortement en d茅faut pour un solde principal impay茅 total de 285 millions de dollars, r茅partis en deux pools.
Le Pool 1, attribu茅 脿 Residential Credit Opportunities Trust X-C, comprend 332 pr锚ts d'une valeur de 73,1 millions de dollars, tandis que le Pool 2, remport茅 par RCF II Loan Acquisition, LP, comprend 972 pr锚ts d'une valeur de 212 millions de dollars. La transaction, commercialis茅e par BofA Securities, Inc., doit 锚tre finalis茅e le 19 septembre 2025.
Les acheteurs doivent maintenir les efforts existants de mitigation des pertes et offrir plusieurs options aux emprunteurs en retard avant d'envisager une saisie. Ils doivent 茅galement privil茅gier la commercialisation des biens saisis aupr猫s des occupants propri茅taires et des associations 脿 but non lucratif avant les investisseurs.
Fannie Mae (OTCQB: FNMA) hat den erfolgreichen Abschluss seiner siebenundzwanzigsten Ver盲u脽erung notleidender Kredite bekanntgegeben. Das Gesch盲ft umfasst 1.304 stark s盲umige Kredite mit einem ausstehenden Kapitalbetrag von insgesamt 285 Millionen US-Dollar, aufgeteilt in zwei Pools.
Pool 1, vergeben an Residential Credit Opportunities Trust X-C, besteht aus 332 Krediten im Wert von 73,1 Millionen US-Dollar, w盲hrend Pool 2, gewonnen von RCF II Loan Acquisition, LP, 972 Kredite im Wert von 212 Millionen US-Dollar umfasst. Die Transaktion, die 眉ber BofA Securities, Inc. vermarktet wird, soll am 19. September 2025 abgeschlossen werden.
Die K盲ufer m眉ssen bestehende Ma脽nahmen zur Verlustminderung aufrechterhalten und den s盲umigen Kreditnehmern verschiedene Optionen anbieten, bevor eine Zwangsvollstreckung in Betracht gezogen wird. Zudem m眉ssen sie die Vermarktung von zwangsversteigerten Immobilien an Eigennutzer und gemeinn眉tzige Organisationen priorisieren, bevor sie Investoren ansprechen.
- Strategic disposal of $285 million in non-performing loans improves balance sheet quality
- Competitive bidding demonstrated by high cover bids (99.66% and 99.82% of UPB)
- Strong buyer protection requirements ensure responsible loan management and foreclosure prevention
- Sale of 1,304 deeply delinquent loans indicates significant default exposure in portfolio
The loan pools awarded in this most recent transaction include:
- Pool 1: 332 loans with an aggregate UPB of
$73,092,445 $220,158 4.45% ; and weighted average broker's price opinion (BPO) loan-to-value ratio of49% . - Pool 2: 972 loans with an aggregate UPB of
$211,965,249 $218,071 4.39% ; and weighted average BPO loan-to-value ratio of50% .
The cover bid, which is the second highest bid for the pool, was
All purchasers are required to honor any approved or in-process loss mitigation efforts at the time of sale, including loan modifications.聽In addition, purchasers must offer delinquent borrowers a waterfall of loss mitigation options, including loan modifications, which may include principal forgiveness, prior to initiating foreclosure on any loan, not secured by property which is vacant or condemned at the time of closing. In the event a foreclosure cannot be prevented, the owner of the loan must market the property to owner-occupants and non-profits before offering it to investors, similar to Fannie Mae's FirstLook庐听辫谤辞驳谤补尘.
Interested bidders can register for ongoing announcements, training, and other information . Fannie Mae will also post information about specific pools available for purchase on that page.
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