Truist announces planned capital deployment and stress capital buffer requirement following release of 2025 CCAR results
Truist Financial Corporation (NYSE: TFC) has received notification from the Federal Reserve regarding its preliminary stress capital buffer requirement of 2.5% for the period from October 1, 2025, to September 30, 2026. Combined with the minimum Basel III Common Equity Tier 1 (CET1) capital ratio of 4.5%, this establishes a minimum CET1 ratio requirement of 7.0%.
As of March 31, 2025, Truist reported $47.8 billion in CET1 capital and a CET1 ratio of 11.3%, exceeding the new minimum requirement by 4.3%. The company plans to maintain its current quarterly common stock dividend of $0.52 per share, subject to board approval. Additionally, Truist's $5 billion share repurchase program remains active with approximately $2.8 billion of capacity remaining after second quarter repurchases.
Truist, headquartered in Charlotte, North Carolina, is a top-10 commercial bank with total assets of $536 billion as of March 31, 2025, maintaining leading market share in many high-growth U.S. markets.
Truist Financial Corporation (NYSE: TFC) ha ricevuto una comunicazione dalla Federal Reserve riguardo al suo requisito preliminare di buffer di capitale da stress pari a 2,5% per il periodo dal 1掳 ottobre 2025 al 30 settembre 2026. Insieme al requisito minimo del rapporto di capitale Common Equity Tier 1 (CET1) secondo Basilea III del 4,5%, ci貌 stabilisce un requisito minimo complessivo di CET1 del 7,0%.
Al 31 marzo 2025, Truist ha riportato un capitale CET1 di 47,8 miliardi di dollari e un rapporto CET1 dell'11,3%, superando il nuovo requisito minimo del 4,3%. La societ脿 prevede di mantenere il dividendo trimestrale per azione ordinaria di 0,52 dollari, soggetto all'approvazione del consiglio di amministrazione. Inoltre, il programma di riacquisto azionario da 5 miliardi di dollari di Truist rimane attivo, con circa 2,8 miliardi di dollari di capacit脿 residua dopo i riacquisti del secondo trimestre.
Truist, con sede a Charlotte, Carolina del Nord, 猫 una delle prime 10 banche commerciali con un totale di attivit脿 pari a 536 miliardi di dollari al 31 marzo 2025, mantenendo una quota di mercato leader in molti mercati statunitensi ad alta crescita.
Truist Financial Corporation (NYSE: TFC) ha recibido notificaci贸n de la Reserva Federal sobre su requisito preliminar de buffer de capital por estr茅s del 2.5% para el per铆odo del 1 de octubre de 2025 al 30 de septiembre de 2026. Combinado con el ratio m铆nimo de capital Common Equity Tier 1 (CET1) seg煤n Basilea III del 4.5%, esto establece un requisito m铆nimo total de CET1 del 7.0%.
Al 31 de marzo de 2025, Truist report贸 un capital CET1 de 47.8 mil millones de d贸lares y una ratio CET1 del 11.3%, superando el nuevo requisito m铆nimo en un 4.3%. La compa帽铆a planea mantener su dividendo trimestral por acci贸n com煤n de 0.52 d贸lares, sujeto a la aprobaci贸n de la junta directiva. Adicionalmente, el programa de recompra de acciones de 5 mil millones de d贸lares de Truist sigue activo, con aproximadamente 2.8 mil millones de d贸lares de capacidad restante tras las recompras del segundo trimestre.
Truist, con sede en Charlotte, Carolina del Norte, es uno de los 10 principales bancos comerciales con activos totales de 536 mil millones de d贸lares al 31 de marzo de 2025, manteniendo una cuota de mercado l铆der en muchos mercados estadounidenses de alto crecimiento.
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Truist Financial Corporation (NYSE : TFC) a re莽u une notification de la R茅serve f茅d茅rale concernant son exigence pr茅liminaire de tampon de capital de stress de 2,5% pour la p茅riode du 1er octobre 2025 au 30 septembre 2026. Combin茅e au ratio minimum de fonds propres Common Equity Tier 1 (CET1) de B芒le III de 4,5%, cela 茅tablit une exigence minimale de ratio CET1 de 7,0%.
Au 31 mars 2025, Truist a d茅clar茅 un capital CET1 de 47,8 milliards de dollars et un ratio CET1 de 11,3%, d茅passant la nouvelle exigence minimale de 4,3%. La soci茅t茅 pr茅voit de maintenir son dividende trimestriel sur actions ordinaires de 0,52 dollar par action, sous r茅serve de l'approbation du conseil d'administration. De plus, le programme de rachat d'actions de 5 milliards de dollars de Truist reste actif, avec une capacit茅 restante d'environ 2,8 milliards de dollars apr猫s les rachats du deuxi猫me trimestre.
Truist, dont le si猫ge est 脿 Charlotte, en Caroline du Nord, est une des dix premi猫res banques commerciales, avec un total d'actifs de 536 milliards de dollars au 31 mars 2025, conservant une position de leader sur de nombreux march茅s am茅ricains 脿 forte croissance.
Truist Financial Corporation (NYSE: TFC) hat von der Federal Reserve eine Mitteilung 眉ber die vorl盲ufige Stresskapitalpufferanforderung von 2,5% f眉r den Zeitraum vom 1. Oktober 2025 bis zum 30. September 2026 erhalten. In Kombination mit der Mindestanforderung des Basel-III Common Equity Tier 1 (CET1) Kapitalverh盲ltnisses von 4,5% ergibt sich eine Mindestanforderung von 7,0% f眉r das CET1-Verh盲ltnis.
Zum 31. M盲rz 2025 meldete Truist ein CET1-Kapital von 47,8 Milliarden US-Dollar und ein CET1-Verh盲ltnis von 11,3%, womit die neue Mindestanforderung um 4,3% 眉bertroffen wird. Das Unternehmen plant, die aktuelle viertelj盲hrliche Dividende von 0,52 US-Dollar pro Aktie beizubehalten, vorbehaltlich der Zustimmung des Vorstands. Zudem bleibt das Aktienr眉ckkaufprogramm von Truist in H枚he von 5 Milliarden US-Dollar aktiv, mit einer verbleibenden Kapazit盲t von etwa 2,8 Milliarden US-Dollar nach den R眉ckk盲ufen im zweiten Quartal.
Truist mit Hauptsitz in Charlotte, North Carolina, ist eine der Top-10 Gesch盲ftsbanken mit Gesamtverm枚gen von 536 Milliarden US-Dollar zum 31. M盲rz 2025 und h盲lt in vielen wachstumsstarken US-M盲rkten eine f眉hrende Marktposition.
- CET1 ratio of 11.3% significantly exceeds the minimum requirement by 4.3%
- Maintenance of quarterly dividend at $0.52 per share
- $2.8 billion remaining capacity in share repurchase program
- Strong capital position demonstrated through stress test results
- None.
Insights
Truist's stress test results demonstrate solid capital position, maintaining dividends and continuing share repurchases with substantial regulatory cushion.
Truist's 2025 CCAR results reveal a stress capital buffer requirement of 2.5% - the minimum level set by regulators, indicating strong performance in the Federal Reserve's stress testing. When combined with the standard 4.5% Basel III Common Equity Tier 1 (CET1) minimum, this establishes a 7.0% regulatory floor for Truist.
The bank significantly exceeds this threshold with an actual CET1 ratio of 11.3% as of March 31, providing a substantial 4.3% buffer above requirements. This capital cushion demonstrates considerable resilience against potential economic downturns and provides strategic flexibility.
On shareholder returns, Truist plans to maintain its $0.52 quarterly dividend while continuing its share repurchase program. After Q2 buybacks, the bank still has $2.8 billion remaining capacity from its $5 billion authorization, signaling ongoing capital return priorities.
What's particularly notable is Truist's substantial capital generation capabilities relative to its regulatory requirements. This positions the bank favorably compared to peers that might face higher stress capital buffers or maintain less excess capital. With $536 billion in total assets, Truist's strong capital position provides both defensive protection against unexpected losses and offensive capabilities for potential strategic investments or enhanced shareholder returns.
The maintenance of the minimum stress capital buffer requirement reflects regulators' comfort with Truist's risk management practices, business model diversification, and overall financial health - factors that should provide investors confidence in the bank's stability amid economic uncertainties.
Truist also announced plans to maintain its current quarterly common stock dividend of
"Truist's 2025 annual stress test results again demonstrate the benefits of our diverse business mix and prudent and disciplined risk management culture," said Truist Chairman and Chief Executive Officer Bill Rogers. "Truist's strong capital position and strategy provides significant capacity to serve our clients and stakeholders, maintain a meaningful return for our shareholders and ultimately help us deliver on our purpose to inspire and build better lives and communities."聽
About Truist
Truist Financial Corporation is a purpose-driven financial services company committed to inspiring and building better lives and communities. Headquartered in
Forward-Looking Statements
This release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements can be identified by the fact that they do not relate strictly to historical or current facts. Forward-looking statements often use words such as "believe," "expect," "anticipate," "intend," "pursue," "seek," "continue," "estimate," "project," "outlook," "forecast," "potential," "target," "objective," "trend," "plan," "goal," "initiative," "priorities," or other words of comparable meaning or future-tense or conditional verbs such as "may," "will," "should," "would," or "could." Forward-looking statements convey Truist's expectations, intentions, or forecasts about future events, circumstances, or results. All forward-looking statements, by their nature, are subject to assumptions, risks, and uncertainties, which may change over time and many of which are beyond Truist's control. You should not rely on any forward-looking statement as a prediction or guarantee about the future. Actual future objectives, strategies, plans, prospects, performance, conditions, and results may differ materially from those set forth in any forward-looking statement. While no list of assumptions, risks, and uncertainties could be complete, some of the factors that may cause actual results or other future events or circumstances to differ from those in Truist's forward-looking statements include the risks and uncertainties more fully discussed in Part I, Item 1A (Risk Factors) in Truist's most recently filed Annual Report on Form 10-K and in Truist's subsequent filings with the Securities and Exchange Commission. Any forward-looking statement made by Truist or on its behalf speaks only as of the date that it was made. Truist does not undertake to update any forward-looking statement to reflect the impact of events, circumstances, or results that arise after the date that the statement was made, except as required by applicable securities laws. You, however, should consult further disclosures (including disclosures of a forward-looking nature) that Truist may make in any subsequent Annual Report on Form 10-K, Quarterly Report on Form 10-Q, or Current Report on Form 8-K.
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SOURCE Truist Financial Corporation
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