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Q1 FY25 (Apr鈥揓un 2025, J-GAAP) snapshot:

• Ordinary income 楼2.13 tn, 鈥�10.5 % YoY on softer trading and loan yields.
• Ordinary profit 楼368.6 bn, +4.0 % YoY; net profit attributable to owners 楼290.5 bn, +0.4 % (EPS 楼115.90).
• Total assets fell 1.6 % since Mar-25 to 楼278.7 tn; own-capital ratio edged up to 3.7 %.
• NPL ratio improved to 0.73 % (鈥�23 bp); credit-related costs a modest 楼11.4 bn.

Guidance & shareholder returns: Full-year profit target lifted 8.5 % to 楼1.02 tn (15 % YoY growth), implying FY EPS 楼407.81. Dividend outlook unchanged at 楼145/share (up 楼5 YoY) with 楼72.5 interim.

Segment colour: Retail & Business Banking and CIBC drove net business profit growth; Global Markets cooled as ETF-related gains shrank to 楼3.2 bn (vs 楼31.7 bn). Net interest income rose 30 % YoY while trading income slid 14 %.

Balance-sheet trends: Loans down 楼0.14 tn to 楼94.0 tn; deposits down 楼0.62 tn to 楼154.3 tn. Unrealised gains on securities up 楼162 bn to 楼1.37 tn, aided by equity market strength. Treasury stock grew to 14.4 m shares.

Takeaway: Upgraded guidance, better asset quality and stable dividends offset revenue pressure and a still-thin capital base, signalling cautious but improving fundamentals.

On 29 Jul 2025, Larimar Therapeutics (LRMR) furnished a Form 8-K (Item 2.02) to disclose preliminary liquidity for the quarter ended 30 Jun 2025. Management estimates $138.5 million in cash, cash equivalents and marketable securities at that date.

The amount is unaudited and subject to change pending completion of the Q2 closing and review process. No additional operating results, balance-sheet details, or forward guidance were included. The same figure appears in a preliminary prospectus supplement filed under Rule 424(b)(5). Because the data are 鈥渇urnished鈥� rather than 鈥渇iled,鈥� they are not subject to Exchange Act Section 18 liability.

Mercantile Bank Corporation (MBWM) filed 8-K/A Amendment No. 1 chiefly to mark the filing as Rule 425 communication; the substantive disclosure is unchanged from the original 8-K dated 22 Jul 2025.

Merger overview

• MBWM will acquire Eastern Michigan Financial Corporation (EFIN) via merger into a wholly-owned acquisition subsidiary.
• Consideration per EFIN share: $32.32 cash + 0.7116 MBWM shares, implying aggregate value of ~$95.8 million.
• Boards of both companies have approved the deal; closing targeted for Q4 2025 subject to EFIN shareholder vote and regulatory approvals.
• Post-close MBWM will operate as a two-bank holding company until planned consolidation of Eastern Michigan Bank into Mercantile Bank in Q1 2027.
• Termination provisions include failure to close by 30 Jun 2026 or acceptance of a superior proposal; EFIN would owe MBWM a $3.68 million break-up fee.
• Governance: one former non-employee EFIN director will join MBWM and Mercantile Bank boards; remaining EFIN directors to join a regional advisory board.

Other items: Item 2.02 furnishes MBWM鈥檚 Q2 2025 earnings press release; Item 7.01 furnishes investor presentations (Exhibits 99.1, 99.3, 99.4). No financial figures are contained within this amendment.

Larimar Therapeutics, Inc. (Nasdaq: LRMR) filed a Form 8-K to notify investors that an updated corporate slide deck dated June 23, 2025 has been posted to the company鈥檚 website and furnished as Exhibit 99.1. The presentation will be used in meetings with investors, analysts and other stakeholders. No new financial results, transactions, or strategic changes were disclosed in the filing. Apart from the presentation and customary Exhibit 104 (Inline XBRL cover page data), the 8-K contains no other material information. The filing is therefore primarily an investor-relations housekeeping action, aimed at ensuring Regulation FD compliance by making the slides publicly available to all market participants.

Larimar Therapeutics (Nasdaq: LRMR) filed a Form 8-K to disclose a regulatory update issued on June 23, 2025. The company released a press release (Exhibit 99.1) stating that the U.S. Food and Drug Administration provided safety-database recommendations and requested additional adult and pediatric data for patients with Friedreich鈥檚 Ataxia. To incorporate these data, Larimar has established a 鈥渞efined timeline鈥� for its forthcoming Biologics License Application (BLA).

The filing notes that management will host a conference call the same day and use a supporting slide deck (Exhibit 99.2) to discuss the regulatory feedback and the updated submission schedule. No financial statements were included; the 8-K is limited to Item 8.01 (Other Events) and Item 9.01 (Exhibits).

For investors, the disclosure is material because FDA feedback can directly influence the timing of commercialization for the company鈥檚 lead program targeting Friedreich鈥檚 Ataxia. While the agency鈥檚 recommendations clarify the data package required, the need to gather and integrate additional safety data could shift the expected BLA submission date, affecting near-term milestones, cash runway assumptions, and valuation timelines.