Welcome to our dedicated page for Oak Vally Bancrp SEC filings (Ticker: OVLY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Tracking a community bank鈥檚 credit quality or branch expansion can mean sifting through hundreds of pages of disclosures. If you are searching for Oak Valley Bancorp SEC filings explained simply, this hub delivers every document the moment it hits EDGAR鈥攁lready parsed by Stock Titan鈥檚 AI so you can focus on the numbers, not the paperwork.
Need specifics? One click opens the Oak Valley Bancorp quarterly earnings report 10-Q filing for net-interest margin trends, or the Oak Valley Bancorp annual report 10-K simplified to spotlight loan-loss provisions and deposit mixes. Material announcements are covered in detail within our Oak Valley Bancorp 8-K material events explained section, while the Oak Valley Bancorp proxy statement executive compensation segment highlights pay structures and governance votes. AI-powered summaries convert dense accounting language into plain English, helping you with understanding Oak Valley Bancorp SEC documents with AI.
Curious about insider confidence? Monitor Oak Valley Bancorp insider trading Form 4 transactions and receive Oak Valley Bancorp Form 4 insider transactions real-time alerts that flag every director or officer trade. Our dashboards pair Oak Valley Bancorp executive stock transactions Form 4 data with timely ratios, and the Oak Valley Bancorp earnings report filing analysis links profitability shifts to branch expansion costs. Stop scrolling through PDFs; let real-time AI briefings surface what matters so you can compare quarter-over-quarter results, follow credit-risk indicators, and act on emerging trends faster.
Citigroup Global Markets Holdings Inc., fully guaranteed by Citigroup Inc., is offering medium-term senior Callable Barrier Securities linked to the S&P 500 Futures Excess Return Index. The $1,000-denominated notes price on 28 Jul 2025, settle on 31 Jul 2025 and, unless earlier called, mature on 1 Aug 2030.
Early redemption right: Citi may redeem the notes in full on four potential dates (31 Jul 2026, 2 Aug 2027, 2 Aug 2028, 2 Aug 2029) at premiums of 13.5%, 27.0%, 40.5% and 54.0% of face, respectively. Once called, investors receive no further upside.
Payout at maturity (if not called):
- If Final Index > Initial Index: $1,000 + 200% (minimum) of positive index return.
- If Final Index 鈮� Initial but 鈮� 60% of Initial (barrier): return of face value only.
- If Final Index < 60% of Initial: investor loses 1% of principal for every 1% index decline, down to zero.
The structure offers no periodic coupons, no dividend entitlement, and is not exchange-listed. Investors face credit risk of both the issuer and guarantor. The issue price is $1,000, but Citi estimates the fair value at >= $897, reflecting a maximum underwriting fee of $41.25 and dealer hedging costs.
The underlying futures-based index is expected to underperform the S&P 500 Total Return Index due to implicit financing costs, which may materially affect realised returns.
These notes may suit investors seeking leveraged upside exposure with partial downside protection and willing to accept call risk, liquidity constraints and potential principal loss below the 60% barrier.
Form 4 Filing Details: Oak Valley Bancorp (OVLY) director Danny L. Titus filed a Form 4 statement on June 28, 2025, reporting insider trading activity. The filing discloses transactions that occurred on June 17, 2025.
Key Points:
- Filing Person: Danny L. Titus, serving as Director of Oak Valley Bancorp
- Address: 125 North Third Avenue, Oakdale, CA 95361
- Filing Type: Individual filing (not joint)
Notable Observation: While the form is structured to report both non-derivative and derivative securities transactions, no actual transactions are reported in either category. This suggests this may be an initial filing or status confirmation, though no checkbox indicates the reporting person is no longer subject to Section 16 obligations.
Form 4 Filing Details: Thomas A. Haidlen, Director of Oak Valley Bancorp (OVLY), filed a Form 4 statement on June 28, 2025, reporting insider trading activity. The filing discloses Haidlen's position as a director of the company, with a registered address in Oakdale, CA.
Transaction Details: Notably, this Form 4 filing appears to be a blank report with no actual securities transactions recorded in either Table I (non-derivative securities) or Table II (derivative securities) during the reported period. The earliest transaction date is listed as June 17, 2025.
Additional Information: The filing is submitted as an individual submission (not joint) and was signed by Thomas A. Haidlen on June 17, 2025. The absence of reported transactions suggests this may be a routine filing to maintain compliance with SEC regulations, even when no actual trading activity has occurred.
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