AllianceBernstein adds Pacific Life as New Insurer to its Multi-Insurer Lifetime Income Platform
AllianceBernstein (NYSE: AB) has announced the addition of Pacific Life to its multi-insurer lifetime income platform for Defined Contribution (DC) plans. The platform includes the Lifetime Income Strategy (LIS) and AB Secure Income Portfolio, with LIS currently managing approximately $12 billion in assets, including $4.5 billion in secured income.
The platform offers flexible lifetime income solutions through multiple insurers, providing DC plan participants with secure retirement income streams while maintaining account control and growth potential. Pacific Life joins other major insurers including Equitable, Jackson National Life, Lincoln National Life, and Nationwide Life Insurance Company. The solutions are currently available on three recordkeeping platforms with planned expansion.
AllianceBernstein (NYSE: AB) ha annunciato l'integrazione di Pacific Life nella sua piattaforma multi-assicuratore per il reddito vitalizio dedicata ai piani a Contribuzione Definita (DC). La piattaforma comprende la Lifetime Income Strategy (LIS) e il AB Secure Income Portfolio, con LIS che attualmente gestisce circa 12 miliardi di dollari in asset, inclusi 4,5 miliardi di dollari in reddito garantito.
La piattaforma offre soluzioni flessibili di reddito vitalizio attraverso diversi assicuratori, garantendo ai partecipanti ai piani DC flussi di reddito pensionistici sicuri, mantenendo al contempo il controllo del conto e il potenziale di crescita. Pacific Life si unisce ad altri importanti assicuratori come Equitable, Jackson National Life, Lincoln National Life e Nationwide Life Insurance Company. Le soluzioni sono attualmente disponibili su tre piattaforme di amministrazione dei piani, con piani di espansione futuri.
AllianceBernstein (NYSE: AB) ha anunciado la incorporaci贸n de Pacific Life a su plataforma de ingresos vitalicios con m煤ltiples aseguradoras para planes de Contribuci贸n Definida (DC). La plataforma incluye la Lifetime Income Strategy (LIS) y el AB Secure Income Portfolio, con LIS gestionando actualmente aproximadamente 12 mil millones de d贸lares en activos, incluyendo 4.5 mil millones de d贸lares en ingresos asegurados.
La plataforma ofrece soluciones flexibles de ingresos vitalicios a trav茅s de m煤ltiples aseguradoras, proporcionando a los participantes de planes DC flujos de ingresos de jubilaci贸n seguros, mientras mantienen el control de su cuenta y potencial de crecimiento. Pacific Life se une a otros aseguradores importantes como Equitable, Jackson National Life, Lincoln National Life y Nationwide Life Insurance Company. Las soluciones est谩n disponibles actualmente en tres plataformas de administraci贸n de registros, con planes de expansi贸n.
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鞚� 頂岆灚韽检潃 鞐煬 氤错棙靷ゼ 韱淀暣 鞙犾棸頃� 韽夓儩 靻岆摑 靻旊（靺橃潉 鞝滉车頃橃棳 DC 頂岆灉 彀戈皜鞛愲摛鞐愱矊 鞎堨爠頃� 鞚�韲� 靻岆摑 頋愲鞚� 鞝滉车頃橂┐靹滊弰 瓿勳 甏�毽櫠� 靹膘灔 臧�電レ劚鞚� 鞙犾頃� 靾� 鞛堧弰搿� 頃╇媹雼�. Pacific Life電� Equitable, Jackson National Life, Lincoln National Life, Nationwide Life Insurance Company 霌� 欤检殧 氤错棙靷摛瓿� 頃粯頃╇媹雼�. 鞚� 靻旊（靺橂摛鞚� 順勳灛 靹� 臧滌潣 旮半 甏�毽� 頂岆灚韽检棎靹� 鞝滉车 欷戩澊氅�, 頇曥灔 瓿勴殟霃� 鞛堨姷雼堧嫟.
AllianceBernstein (NYSE : AB) a annonc茅 l'ajout de Pacific Life 脿 sa plateforme multi-assureurs de revenu 脿 vie pour les plans 脿 cotisations d茅finies (DC). La plateforme comprend la Lifetime Income Strategy (LIS) et le AB Secure Income Portfolio, avec LIS g茅rant actuellement environ 12 milliards de dollars d'actifs, dont 4,5 milliards de dollars en revenus garantis.
La plateforme offre des solutions flexibles de revenu 脿 vie via plusieurs assureurs, fournissant aux participants des plans DC des flux de revenus de retraite s茅curis茅s tout en conservant le contr么le de leur compte et un potentiel de croissance. Pacific Life rejoint d'autres assureurs majeurs tels qu'Equitable, Jackson National Life, Lincoln National Life et Nationwide Life Insurance Company. Les solutions sont actuellement disponibles sur trois plateformes de tenue de registre, avec des plans d'expansion pr茅vus.
AllianceBernstein (NYSE: AB) hat die Aufnahme von Pacific Life in seine Multi-Versicherer-Plattform f眉r lebenslange Einkommen f眉r Defined Contribution (DC) Pl盲ne bekannt gegeben. Die Plattform umfasst die Lifetime Income Strategy (LIS) und das AB Secure Income Portfolio, wobei LIS derzeit etwa 12 Milliarden US-Dollar an Verm枚genswerten verwaltet, darunter 4,5 Milliarden US-Dollar an gesichertem Einkommen.
Die Plattform bietet flexible L枚sungen f眉r lebenslange Einkommen durch mehrere Versicherer und erm枚glicht DC-Plan-Teilnehmern sichere Renteneinkommensstr枚me bei gleichzeitiger Kontrolle 眉ber ihr Konto und Wachstumspotenzial. Pacific Life erg盲nzt weitere gro脽e Versicherer wie Equitable, Jackson National Life, Lincoln National Life und Nationwide Life Insurance Company. Die L枚sungen sind derzeit auf drei Recordkeeping-Plattformen verf眉gbar, mit geplanten Erweiterungen.
- Platform has significant scale with $12 billion in assets under management
- Addition of Pacific Life strengthens multi-insurer structure
- Platform provides competitive withdrawal rates and risk mitigation
- Solutions offer flexibility for plan sponsors while maintaining participant control
- None.
Insights
AB strengthens its retirement income platform by adding Pacific Life, expanding its multi-insurer strategy with $12B AUM already secured.
AllianceBernstein's addition of Pacific Life to its multi-insurer lifetime income platform represents a strategic enhancement of its retirement solutions infrastructure. With the Lifetime Income Strategy (LIS) already managing
The multi-insurer approach is particularly significant as it creates three critical advantages: more competitive withdrawal rates for participants, risk mitigation through insurer diversification, and increased capacity for future growth. By adding Pacific Life to its existing roster of insurers (potentially including Equitable, Jackson National, Lincoln National, and Nationwide), AB strengthens its risk management framework while potentially improving the competitive positioning of its offerings.
This development follows AB's pioneering work in the defined contribution lifetime income space since 2012. The flexibility of AB's platform鈥攁llowing plan sponsors various implementation options and giving participants both income security and liquidity鈥攔epresents a thoughtful solution to the retirement income challenge facing many defined contribution plans. The availability across three recordkeeping platforms, with plans for expansion, further indicates AB's commitment to scaling this business line.
For investors, this partnership signals AB's continued focus on developing its retirement solutions business, potentially driving future asset growth and fee revenue in a market segment with significant long-term growth potential as more employers seek to provide retirement income solutions within defined contribution plans.
Today's announcement with Pacific Life is the latest in the global asset management firm's continued expansion of its retirement income capabilities. AB's lifetime income platform consists of the Lifetime Income Strategy (LIS), a target-date portfolio with a flexible guaranteed income option, and the , which is a component of LIS and also available separately as a Collective Investment Trust (CIT). The Lifetime Income Strategy has approximately
"In 2012, AllianceBernstein was one of the first asset managers to offer a flexible lifetime income solution to the DC market," said AB's Head of Defined Contribution Jennifer DeLong. "For more than a decade, we've continued to adapt to our clients' needs and enhance our distinctive, multi-insurer platform. Our firm's state-of-the-art technology, innovation, and extensive experience enable us to partner with several insurers 鈥� and we are delighted to continue our evolution with the addition of Pacific Life."
The AB Secure Income Portfolio provides DC plan sponsors with the flexibility to implement lifetime income in several ways to meet plan sponsors' preferences. Both LIS and the stand-alone AB Secure Income Portfolio provide participants with a secure income stream in retirement, as well as control of their account, full access to their money and the opportunity for their assets to grow.
Pacific Life is being added as an insurer to both LIS and the AB Secure Income Portfolio CIT.
"This is a significant step in our mission to create better retirement outcomes for defined contribution participants," said Karen Neeley, senior vice president, Institutional Retirement Solutions Group at Pacific Life. "The collaboration with AllianceBernstein reflects our ongoing commitment to providing lifetime income solutions that meet the diverse needs of plan sponsors and their employees. We're excited to advance this effort as part of AB's innovative lifetime income platform, helping more individuals retire confidently."
AB's multi-insurer structure benefits participants and plan fiduciaries by producing more competitive withdrawal rates, mitigating risk, and allowing for continued capacity into the future. The other participating insurers in the program may include Equitable, Jackson National Life Insurance Company庐 (Jackson庐), Lincoln National Life Insurance Company, and Nationwide Life Insurance Company.
AB's lifetime income solutions are available on three recordkeeping platforms, with plans for expansion. For more information, please visit .
AB is a subsidiary of Equitable Holdings, Inc., (EQH), a leading financial services holding company comprised of well-established and complementary businesses. Equitable Holdings, Inc., directly and through various subsidiaries, owns an approximate
*Assets under management as of March 31, 2025.
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AllianceBernstein is a leading global investment management firm that offers diversified investment services to institutional investors, individuals, and private wealth clients in major world markets. As of June 2025, AllianceBernstein had
About Pacific Life
Pacific Life provides a variety of products and services designed to help individuals and businesses in the retail, institutional, workforce benefits, and reinsurance markets achieve financial security. Whether your goal is to protect loved ones or grow your assets for retirement, Pacific Life offers innovative life insurance and annuity solutions, as well as mutual funds,聽that provide value and financial security for current and future generations. Supporting our policyholders for nearly 160 years, Pacific Life is a Fortune 500 company headquartered in
Pacific Life, its affiliates, its distributors, and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor or attorney.
Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products. Pacific Life, its affiliates, its distributors, and respective representatives do not provide any employer-sponsored qualified plan administrative services or impartial advice about investments and do not act in a fiduciary capacity for any plan.
Pacific Life Insurance Company is licensed to issue insurance products in all states except
The home office for Pacific Life Insurance Company is located in
Contract Form Series: GRC-1700-LIS (and state variations).
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