Mortgage Rates Tick Down
Freddie Mac (OTCQB: FMCC) reported that the 30-year fixed-rate mortgage (FRM) averaged 6.56%, declining from 6.58% last week but up from 6.35% a year ago. The 15-year FRM remained stable at 5.69%, compared to 5.51% a year ago.
According to Chief Economist Sam Khater, mortgage rates have reached a 10-month low, with increasing purchase demand driven by lower rates and robust economic growth. Despite ongoing affordability challenges, the declining rate environment may encourage more potential homebuyers to enter the market.
Freddie Mac (OTCQB: FMCC) ha comunicato che il mutuo a tasso fisso a 30 anni (FRM) ha segnato una media del 6,56%, in calo rispetto al 6,58% della scorsa settimana ma in aumento rispetto al 6,35% dell'anno scorso. Il FRM a 15 anni 猫 rimasto stabile al 5,69%, rispetto al 5,51% di dodici mesi fa.
Secondo l'economista capo Sam Khater, i tassi ipotecari hanno raggiunto un minimo di 10 mesi, con una maggiore domanda d'acquisto stimolata dai tassi pi霉 bassi e da una solida crescita economica. Nonostante le persistenti difficolt脿 di accessibilit脿, il calo dei tassi potrebbe spingere pi霉 potenziali acquirenti verso il mercato.
Freddie Mac (OTCQB: FMCC) inform贸 que la hipoteca fija a 30 a帽os (FRM) 辫谤辞尘别诲颈贸 6,56%, bajando desde 6,58% la semana pasada pero subiendo respecto al 6,35% del a帽o anterior. La FRM a 15 a帽os se mantuvo estable en 5,69%, frente al 5,51% de hace un a帽o.
Seg煤n el economista jefe Sam Khater, las tasas hipotecarias alcanzaron un m铆nimo de 10 meses, con un aumento de la demanda de compra impulsado por tasas m谩s bajas y un s贸lido crecimiento econ贸mico. A pesar de los continuos desaf铆os de asequibilidad, el entorno de tasas a la baja podr铆a animar a m谩s compradores potenciales a entrar en el mercado.
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Freddie Mac (OTCQB: FMCC) a indiqu茅 que le pr锚t hypoth茅caire 脿 taux fixe sur 30 ans (FRM) affichait en moyenne 6,56%, en baisse par rapport 脿 6,58% la semaine derni猫re mais en hausse par rapport 脿 6,35% il y a un an. Le FRM sur 15 ans est rest茅 stable 脿 5,69%, contre 5,51% il y a un an.
Selon l'茅conomiste en chef Sam Khater, les taux hypoth茅caires ont atteint un plus bas en 10 mois, la demande d'achat augmentant gr芒ce 脿 des taux plus bas et 脿 une croissance 茅conomique soutenue. Malgr茅 des d茅fis persistants en mati猫re d'accessibilit茅, ce contexte de baisse des taux pourrait inciter davantage d'acheteurs potentiels 脿 entrer sur le march茅.
Freddie Mac (OTCQB: FMCC) meldete, dass der durchschnittliche 30-j盲hrige Festzins-Hypothekenzins (FRM) bei 6,56% lag 鈥� leicht gesunken von 6,58% in der Vorwoche, aber h枚her als die 6,35% vor einem Jahr. Der 15-j盲hrige FRM blieb unver盲ndert bei 5,69%, im Vergleich zu 5,51% vor zw枚lf Monaten.
Nach Angaben des Chef枚konomen Sam Khater haben die Hypothekenzinsen ein 10-Monats-Tief erreicht. Die Nachfrage nach K盲ufen steigt durch niedrigere Zinsen und ein robustes Wirtschaftswachstum. Trotz anhaltender Erschwinglichkeitsprobleme k枚nnte das sinkende Zinsumfeld mehr potenzielle K盲ufer in den Markt locken.
- Mortgage rates decreased to 10-month low
- Purchase demand is increasing
- Solid economic growth reported
- 30-year FRM decreased from previous week
- 30-year FRM rates still higher than previous year (6.56% vs 6.35%)
- 15-year FRM rates higher than previous year (5.69% vs 5.51%)
- Affordability challenges persist for potential homebuyers
MCLEAN, Va., Aug. 28, 2025 (GLOBE NEWSWIRE) -- (OTCQB: FMCC) today released the results of its (PMMS庐), showing the 30-year fixed-rate mortgage (FRM) averaged
鈥淢ortgage rates are at a 10-month low,鈥� said Sam Khater, Freddie Mac鈥檚 Chief Economist. 鈥淧urchase demand continues to rise on the back of lower rates and solid economic growth. Though many potential homebuyers still face affordability challenges, consistently lower rates may provide them with the impetus to enter the market.鈥�
News Facts
- The averaged
6.56% as of August 28, 2025, down from last week when it averaged6.58% . A year ago at this time, the 30-year FRM averaged6.35% . - The averaged
5.69% , unchanged from last week. A year ago at this time, the 15-year FRM averaged5.51% .
The PMMS庐 is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac鈥檚 mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: | | | | | |
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
[email protected]
A photo accompanying this announcement is available at
FAQ
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