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[8-K] Live Oak Bancshares, Inc. Reports Material Event

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(Neutral)
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8-K
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Aclaris Therapeutics (Nasdaq: ACRS) has filed a Form 8-K to inform investors that it will host a conference call on 29 Jul 2025 to review top-line data from its Phase 2a study of ATI-2138, an oral covalent ITK/JAK3 inhibitor for moderate-to-severe atopic dermatitis. Two items are furnished: Exhibit 99.1 (investor presentation) and Exhibit 99.2 (press release). Under Reg FD, Items 7.01 and 8.01 are furnished—not filed—so the information is not subject to Exchange Act liability nor automatically incorporated into other SEC reports.

The 8-K contains no numerical efficacy, safety, or financial metrics. Investors must consult the accompanying exhibits or join the conference call for detailed results. No changes to financial statements or previously issued guidance are included.

Aclaris Therapeutics (Nasdaq: ACRS) ha presentato un modulo 8-K per informare gli investitori che terrà una conference call il 29 luglio 2025 per esaminare i dati preliminari del suo studio di Fase 2a su ATI-2138, un inibitore orale covalente ITK/JAK3 per la dermatite atopica da moderata a grave. Sono forniti due documenti: l'Esibizione 99.1 (presentazione per investitori) e l'Esibizione 99.2 (comunicato stampa). Ai sensi del Regolamento FD, gli articoli 7.01 e 8.01 sono forniti, non depositati, pertanto le informazioni non sono soggette a responsabilità ai sensi dello Exchange Act né automaticamente incorporate in altri rapporti SEC.

Il modulo 8-K non contiene dati numerici su efficacia, sicurezza o metriche finanziarie. Gli investitori devono consultare le esibizioni allegate o partecipare alla conference call per ottenere risultati dettagliati. Non sono incluse modifiche ai bilanci o alle precedenti indicazioni finanziarie.

Aclaris Therapeutics (Nasdaq: ACRS) ha presentado un Formulario 8-K para informar a los inversores que realizará una llamada de conferencia el 29 de julio de 2025 para revisar los datos preliminares de su estudio de Fase 2a sobre ATI-2138, un inhibidor covalente oral ITK/JAK3 para dermatitis atópica de moderada a grave. Se proporcionan dos documentos: el Anexo 99.1 (presentación para inversores) y el Anexo 99.2 (comunicado de prensa). Según el Reglamento FD, los ítems 7.01 y 8.01 se proporcionan, no se presentan, por lo que la información no está sujeta a responsabilidad bajo la Ley de Intercambio ni se incorpora automáticamente en otros informes de la SEC.

El 8-K no contiene métricas numéricas de eficacia, seguridad o financieras. Los inversores deben consultar los anexos adjuntos o unirse a la llamada de conferencia para obtener resultados detallados. No se incluyen cambios en los estados financieros ni en las guías previamente emitidas.

Aclaris Therapeutics (나스ë‹�: ACRS)ëŠ� 2025ë…� 7ì›� 29ì¼ì— 중등ë„ì—ì„� ì¤‘ì¦ ì•„í† í”� 피부ì—� 치료ë¥� 위한 경구ìš� 공유 ê²°í•© ITK/JAK3 억제ì � ATI-2138ì� 2aìƒ� 시험 주요 ê²°ê³¼ë¥� 검토하ê¸� 위한 컨í¼ëŸ°ìФ ì½œì„ ê°œìµœí•� ì˜ˆì •ìž„ì„ íˆ¬ìžìžì—ê²� 알리ê¸� 위해 Form 8-Kë¥� 제출했습니다. ë‘� 가지 ìžë£Œê°€ 제공ë©ë‹ˆë‹�: 전시ë¬� 99.1(투ìžìž� 프레젠테ì´ì…˜)ê³� 전시ë¬� 99.2(ë³´ë„ìžë£Œ). Reg FDì—� ë”°ë¼ í•­ëª© 7.01 ë°� 8.01ì€ ì œì¶œë� ê²ƒì´ ì•„ë‹ˆë� 제공ë� 것으ë¡�, ë”°ë¼ì„� ì� ì •ë³´ëŠ� ì¦ê¶Œê±°ëž˜ë²•ìƒ ì±…ìž„ 대ìƒì´ 아니ë©� 다른 SEC ë³´ê³ ì„œì— ìžë™ìœ¼ë¡œ í¬í•¨ë˜ì§€ 않습니다.

8-K 문서ì—는 수치ë¡� ë� 효능, 안전ì„� ë˜ëŠ” 재무 지표가 í¬í•¨ë˜ì–´ 있지 않습니다. 투ìžìžë“¤ì€ ìƒì„¸í•� ê²°ê³¼ë¥� 위해 첨부ë� ì „ì‹œë¬¼ì„ ì°¸ì¡°í•˜ê±°ë‚� 컨í¼ëŸ°ìФ ì½œì— ì°¸ì—¬í•´ì•¼ 합니ë‹�. 재무제표ë‚� ì´ì „ì—� 발표ë� ê°€ì´ë˜ìŠ¤ì˜ ë³€ê²� ì‚¬í•­ì€ í¬í•¨ë˜ì–´ 있지 않습니다.

Aclaris Therapeutics (Nasdaq : ACRS) a déposé un formulaire 8-K pour informer les investisseurs qu'une conférence téléphonique aura lieu le 29 juillet 2025 afin de passer en revue les données préliminaires de son étude de phase 2a sur ATI-2138, un inhibiteur oral covalent ITK/JAK3 pour la dermatite atopique modérée à sévère. Deux documents sont fournis : l’Exhibit 99.1 (présentation aux investisseurs) et l’Exhibit 99.2 (communiqué de presse). Conformément au règlement FD, les items 7.01 et 8.01 sont fournis, non déposés, ce qui signifie que l’information n’est pas soumise à la responsabilité au titre de l’Exchange Act ni automatiquement intégrée dans d’autres rapports auprès de la SEC.

Le formulaire 8-K ne contient aucune donnée chiffrée sur l’efficacité, la sécurité ou les indicateurs financiers. Les investisseurs doivent consulter les documents joints ou participer à la conférence téléphonique pour obtenir des résultats détaillés. Aucune modification des états financiers ou des prévisions précédemment publiées n’est incluse.

Aclaris Therapeutics (Nasdaq: ACRS) hat ein Formular 8-K eingereicht, um Investoren darüber zu informieren, dass am 29. Juli 2025 eine Telefonkonferenz stattfinden wird, um die vorläufigen Daten der Phase-2a-Studie von ATI-2138, einem oralen kovalenten ITK/JAK3-Inhibitor für mittelschwere bis schwere atopische Dermatitis, zu besprechen. Zwei Anlagen werden bereitgestellt: Anlage 99.1 (Investorpräsentation) und Anlage 99.2 (Pressemitteilung). Gemäß Reg FD werden die Punkte 7.01 und 8.01 bereitgestellt, nicht eingereicht, sodass die Informationen nicht der Haftung nach dem Exchange Act unterliegen und nicht automatisch in andere SEC-Berichte aufgenommen werden.

Das 8-K enthält keine numerischen Daten zu Wirksamkeit, Sicherheit oder Finanzen. Investoren müssen die beigefügten Anlagen einsehen oder an der Telefonkonferenz teilnehmen, um detaillierte Ergebnisse zu erhalten. Änderungen an Finanzberichten oder zuvor veröffentlichten Prognosen sind nicht enthalten.

Positive
  • Announcement of top-line Phase 2a results for ATI-2138 signals ongoing development progress and upcoming clinical visibility.
Negative
  • Filing lacks any efficacy or safety data, leaving investors unable to gauge clinical success or valuation impact.

Insights

TL;DR: Filing announces forthcoming Phase 2a data; impact indeterminate until actual numbers released.

Pipeline progress matters in biotech valuations, and ATI-2138’s emergence from Phase 2a is a gating event. However, the 8-K omits efficacy or safety readouts, preventing assessment of clinical or commercial viability. Investors should withhold judgment until Exhibit 99.2 is reviewed or management comments on response rates, pruritus scores and adverse events.

TL;DR: Procedural 8-K; no immediate valuation catalyst without data.

The filing satisfies Reg FD by alerting the market to an upcoming disclosure. Because the information is furnished, it does not trigger SEC liability or automatic inclusion in future filings. Absent quantitative results, share-price impact is likely muted until the press release or call provides clarity on trial success, timeline to Phase 3 and funding needs.

Aclaris Therapeutics (Nasdaq: ACRS) ha presentato un modulo 8-K per informare gli investitori che terrà una conference call il 29 luglio 2025 per esaminare i dati preliminari del suo studio di Fase 2a su ATI-2138, un inibitore orale covalente ITK/JAK3 per la dermatite atopica da moderata a grave. Sono forniti due documenti: l'Esibizione 99.1 (presentazione per investitori) e l'Esibizione 99.2 (comunicato stampa). Ai sensi del Regolamento FD, gli articoli 7.01 e 8.01 sono forniti, non depositati, pertanto le informazioni non sono soggette a responsabilità ai sensi dello Exchange Act né automaticamente incorporate in altri rapporti SEC.

Il modulo 8-K non contiene dati numerici su efficacia, sicurezza o metriche finanziarie. Gli investitori devono consultare le esibizioni allegate o partecipare alla conference call per ottenere risultati dettagliati. Non sono incluse modifiche ai bilanci o alle precedenti indicazioni finanziarie.

Aclaris Therapeutics (Nasdaq: ACRS) ha presentado un Formulario 8-K para informar a los inversores que realizará una llamada de conferencia el 29 de julio de 2025 para revisar los datos preliminares de su estudio de Fase 2a sobre ATI-2138, un inhibidor covalente oral ITK/JAK3 para dermatitis atópica de moderada a grave. Se proporcionan dos documentos: el Anexo 99.1 (presentación para inversores) y el Anexo 99.2 (comunicado de prensa). Según el Reglamento FD, los ítems 7.01 y 8.01 se proporcionan, no se presentan, por lo que la información no está sujeta a responsabilidad bajo la Ley de Intercambio ni se incorpora automáticamente en otros informes de la SEC.

El 8-K no contiene métricas numéricas de eficacia, seguridad o financieras. Los inversores deben consultar los anexos adjuntos o unirse a la llamada de conferencia para obtener resultados detallados. No se incluyen cambios en los estados financieros ni en las guías previamente emitidas.

Aclaris Therapeutics (나스ë‹�: ACRS)ëŠ� 2025ë…� 7ì›� 29ì¼ì— 중등ë„ì—ì„� ì¤‘ì¦ ì•„í† í”� 피부ì—� 치료ë¥� 위한 경구ìš� 공유 ê²°í•© ITK/JAK3 억제ì � ATI-2138ì� 2aìƒ� 시험 주요 ê²°ê³¼ë¥� 검토하ê¸� 위한 컨í¼ëŸ°ìФ ì½œì„ ê°œìµœí•� ì˜ˆì •ìž„ì„ íˆ¬ìžìžì—ê²� 알리ê¸� 위해 Form 8-Kë¥� 제출했습니다. ë‘� 가지 ìžë£Œê°€ 제공ë©ë‹ˆë‹�: 전시ë¬� 99.1(투ìžìž� 프레젠테ì´ì…˜)ê³� 전시ë¬� 99.2(ë³´ë„ìžë£Œ). Reg FDì—� ë”°ë¼ í•­ëª© 7.01 ë°� 8.01ì€ ì œì¶œë� ê²ƒì´ ì•„ë‹ˆë� 제공ë� 것으ë¡�, ë”°ë¼ì„� ì� ì •ë³´ëŠ� ì¦ê¶Œê±°ëž˜ë²•ìƒ ì±…ìž„ 대ìƒì´ 아니ë©� 다른 SEC ë³´ê³ ì„œì— ìžë™ìœ¼ë¡œ í¬í•¨ë˜ì§€ 않습니다.

8-K 문서ì—는 수치ë¡� ë� 효능, 안전ì„� ë˜ëŠ” 재무 지표가 í¬í•¨ë˜ì–´ 있지 않습니다. 투ìžìžë“¤ì€ ìƒì„¸í•� ê²°ê³¼ë¥� 위해 첨부ë� ì „ì‹œë¬¼ì„ ì°¸ì¡°í•˜ê±°ë‚� 컨í¼ëŸ°ìФ ì½œì— ì°¸ì—¬í•´ì•¼ 합니ë‹�. 재무제표ë‚� ì´ì „ì—� 발표ë� ê°€ì´ë˜ìŠ¤ì˜ ë³€ê²� ì‚¬í•­ì€ í¬í•¨ë˜ì–´ 있지 않습니다.

Aclaris Therapeutics (Nasdaq : ACRS) a déposé un formulaire 8-K pour informer les investisseurs qu'une conférence téléphonique aura lieu le 29 juillet 2025 afin de passer en revue les données préliminaires de son étude de phase 2a sur ATI-2138, un inhibiteur oral covalent ITK/JAK3 pour la dermatite atopique modérée à sévère. Deux documents sont fournis : l’Exhibit 99.1 (présentation aux investisseurs) et l’Exhibit 99.2 (communiqué de presse). Conformément au règlement FD, les items 7.01 et 8.01 sont fournis, non déposés, ce qui signifie que l’information n’est pas soumise à la responsabilité au titre de l’Exchange Act ni automatiquement intégrée dans d’autres rapports auprès de la SEC.

Le formulaire 8-K ne contient aucune donnée chiffrée sur l’efficacité, la sécurité ou les indicateurs financiers. Les investisseurs doivent consulter les documents joints ou participer à la conférence téléphonique pour obtenir des résultats détaillés. Aucune modification des états financiers ou des prévisions précédemment publiées n’est incluse.

Aclaris Therapeutics (Nasdaq: ACRS) hat ein Formular 8-K eingereicht, um Investoren darüber zu informieren, dass am 29. Juli 2025 eine Telefonkonferenz stattfinden wird, um die vorläufigen Daten der Phase-2a-Studie von ATI-2138, einem oralen kovalenten ITK/JAK3-Inhibitor für mittelschwere bis schwere atopische Dermatitis, zu besprechen. Zwei Anlagen werden bereitgestellt: Anlage 99.1 (Investorpräsentation) und Anlage 99.2 (Pressemitteilung). Gemäß Reg FD werden die Punkte 7.01 und 8.01 bereitgestellt, nicht eingereicht, sodass die Informationen nicht der Haftung nach dem Exchange Act unterliegen und nicht automatisch in andere SEC-Berichte aufgenommen werden.

Das 8-K enthält keine numerischen Daten zu Wirksamkeit, Sicherheit oder Finanzen. Investoren müssen die beigefügten Anlagen einsehen oder an der Telefonkonferenz teilnehmen, um detaillierte Ergebnisse zu erhalten. Änderungen an Finanzberichten oder zuvor veröffentlichten Prognosen sind nicht enthalten.

FALSE000146212000014621202025-07-282025-07-28

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K 
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): July 28, 2025
LiveOakBancsharesLogo.jpg
LIVE OAK BANCSHARES, INC.
(Exact name of registrant as specified in its charter)
North Carolina001-3749726-4596286
(State or other jurisdiction of incorporation)(Commission File Number)(IRS Employer Identification No.)
1741 Tiburon Drive,Wilmington,NC28403
(Address of principal executive offices)(Zip Code)
Registrant’s Telephone Number, Including Area Code: (910790-5867
Not Applicable
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading Symbol(s)Name of each exchange on which registered
Voting Common Stock, no par value per shareLOBNew York Stock Exchange LLC
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).
Emerging growth company
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o




Item 1.01. Entry into a Material Definitive Agreement.
On July 28, 2025, Live Oak Bancshares, Inc. (the “Company”) entered into an Underwriting Agreement (the “Underwriting Agreement”) with Morgan Stanley & Co. LLC, RBC Capital Markets, LLC, UBS Securities LLC and Keefe, Bruyette & Woods, Inc., as representatives for the several underwriters named in the Underwriting Agreement (collectively, the “Underwriters”), pursuant to which the Company agreed to sell, and each Underwriter has severally and not jointly agreed to purchase, subject to and upon the terms and conditions set forth therein, an aggregate of 4,000,000 depositary shares (the “Depositary Shares”) each representing a 1/40th ownership interest in a share of the Company’s 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock, no par value per share, with a liquidation value of $25 per depositary share, in a public offering pursuant to a Registration Statement on Form S-3 (File No. 333-269263), and a related prospectus, including the related prospectus supplement (collectively, the “Registration Statement”), filed by the Company with the Securities and Exchange Commission. The Underwriting Agreement contains various representations, warranties and agreements by the Company, conditions to closing, indemnification rights and obligations of the parties and termination provisions.
The description of the Underwriting Agreement set forth above is qualified in its entirety by reference to the Underwriting Agreement, a copy of which is filed as Exhibit 1.1 to this Current Report on Form 8-K and incorporated herein by reference. This Current Report on Form 8-K is being filed for the purpose of filing Exhibit 1.1 as an exhibit to the Registration Statement and such exhibit is hereby incorporated by reference into the Registration Statement. The offering is expected to close on or about August 4, 2025, subject to customary closing conditions.

Item 8.01. Other Events.
On July 28, 2025, the Company issued a press release announcing the pricing of the underwritten public offering of Depositary Shares. This press release has been attached as Exhibit 99.1 to this Current Report on Form 8-K.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits

Exhibit
Number
Description
1.1
Underwriting Agreement, dated July 28, 2025
99.1
Press Release dated July 28, 2025 issued by Live Oak Bancshares, Inc.
104Cover Page Interactive Data File (embedded within the Inline XBRL document)
1


SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
LIVE OAK BANCSHARES, INC.
Date: July 29, 2025By:/s/ Walter J. Phifer
Walter J. Phifer
Chief Financial Officer
2

FAQ

What did Aclaris Therapeutics (ACRS) announce in its 8-K?

The company disclosed it will discuss top-line Phase 2a results for ATI-2138 during a 29 Jul 2025 conference call and issued related exhibits.

Is the actual ATI-2138 Phase 2a data included in the filing?

No. The 8-K references a presentation (Ex. 99.1) and press release (Ex. 99.2); the filing itself contains no numerical results.

What is ATI-2138?

ATI-2138 is an investigational oral covalent ITK/JAK3 inhibitor being studied for moderate-to-severe atopic dermatitis.

Are the furnished materials considered "filed" with the SEC?

No. Under Reg FD, Items 7.01 and 8.01 are furnished, not filed, and are not subject to Exchange Act liability.

Will this 8-K affect Aclaris’s financial statements?

The filing contains no financial statements or guidance updates, so existing financials remain unchanged.
Live Oak Bancshares Inc

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