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Orrstown Finl Svcs Inc SEC Filings

ORRF NASDAQ

Welcome to our dedicated page for Orrstown Finl Svcs SEC filings (Ticker: ORRF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Tracking a regional bank’s health means drilling into loan quality, deposit flows, and executive stock moves. Orrstown Financial Services Inc.’s SEC filings hold those answers, but finding the right table in a 200-page 10-K or catching a same-day Form 4 can feel overwhelming. Our platform lets you skip the hunt and focus on what matters for a community lender whose fortunes rise and fall with local businesses.

Start with the documents you search for most: the Orrstown Financial Services quarterly earnings report 10-Q filing breaks down net interest margin and allowance for credit losses, while the Orrstown Financial Services annual report 10-K simplified by our AI highlights deposit composition and regional real-estate exposure. Material announcements? The Orrstown Financial Services 8-K material events explained alert you to branch openings, credit agreements, or leadership changes. And if you watch management’s moves, our real-time feed of Orrstown Financial Services insider trading Form 4 transactions shows each executive stock purchase or sale the moment it posts. Key questions investors type—“Orrstown Form 4 insider transactions real-timeâ€� or “Orrstown proxy statement executive compensationâ€�--are answered here with plain-English summaries.

Behind every document, Stock Titan’s AI parses footnotes, flags credit-risk trends, and converts technical jargon into clear takeaways�understanding Orrstown Financial Services SEC documents with AI becomes effortless. Receive instant alerts for

  • executive stock transactions Form 4
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Rhea-AI Summary

Orrstown Financial Services, Inc. (ORRF) filed an 8-K covering its Q2-25 earnings release.

  • Item 2.02: A press release dated 22 Jul 2025 announces quarterly results for the period ended 30 Jun 2025; the full text is furnished as Exhibit 99.1.
  • Item 7.01: An accompanying investor presentation was posted on the company website and filed as Exhibit 99.2.
  • Dividend: The board declared a $0.27 cash dividend per common share, payable 12 Aug 2025 to holders of record 5 Aug 2025.
  • No financial statements were included in the 8-K; quantitative performance metrics must be obtained from the referenced exhibits.

No other material transactions, leadership changes or regulatory issues were disclosed.

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Orrstown Financial Services Inc. (ORRF) â€� Form 4 filing

Chief Accounting Officer Sean Mulcahy reported a single insider transaction dated 07/01/2025. The transaction was coded "F", indicating shares were withheld to satisfy tax obligations upon the vesting of equity awards.

  • Shares withheld: 358 common shares at an implied price of $31.83.
  • Post-transaction ownership: 4,954 common shares held directly plus 3,351 time-vested restricted shares that vest over the next three years.
There were no open-market purchases, sales, or derivative transactions disclosed. Given the small size of the withholding (�0.003% of ORRF’s ~11 million share float) and its routine nature, the filing is unlikely to have a material impact on the company’s valuation or trading dynamics.

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Orrstown Financial Services Inc. (ORRF) â€� Form 4 filing

Chief Accounting Officer Sean Mulcahy reported a single insider transaction dated 07/01/2025. The transaction was coded "F", indicating shares were withheld to satisfy tax obligations upon the vesting of equity awards.

  • Shares withheld: 358 common shares at an implied price of $31.83.
  • Post-transaction ownership: 4,954 common shares held directly plus 3,351 time-vested restricted shares that vest over the next three years.
There were no open-market purchases, sales, or derivative transactions disclosed. Given the small size of the withholding (�0.003% of ORRF’s ~11 million share float) and its routine nature, the filing is unlikely to have a material impact on the company’s valuation or trading dynamics.

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Vimeo, Inc. (VMEO) Form 4 filing dated 07/02/2025 reports that director Lydia Jett received an equity award of 44,444 restricted stock units (RSUs) of common stock on 07/01/2025.

The RSUs vest in two equal installments on the first and second anniversaries of the grant date (22,222 shares each on 07/01/2026 and 07/01/2027). Following the grant, Jett directly beneficially owns 44,444 shares; no shares were sold and no cash price is listed, confirming the award is a standard component of board compensation.

The filing lists no derivative securities and references no Rule 10b5-1 trading plan. From an investor standpoint, the disclosure signals continued alignment of board incentives with shareholder interests but is not expected to have a material impact on Vimeo’s share count, earnings, or valuation given the company’s large outstanding share base.

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Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering Autocallable Contingent Coupon Equity-Linked Securities tied to the performance of NVIDIA Corporation (NVDA). The notes are senior unsecured debt, priced at $1,000 per security, and will mature on 24 June 2027 unless automatically redeemed earlier.

Coupon mechanics: Investors may receive a quarterly contingent coupon of 3.75 % (15 % p.a.) if NVDA’s closing price on the relevant valuation date is at or above the coupon barrier of $86.31 (60 % of the initial underlying value of $143.85). Missing the barrier on any valuation date results in no coupon for that quarter.

Autocall feature: On six scheduled valuation dates beginning 22 Dec 2025, if NVDA closes at or above the initial value of $143.85, the notes are automatically redeemed for $1,000 plus the applicable coupon, truncating any remaining coupon potential.

Principal repayment scenarios at maturity (if not called):

  • NVDA â‰� $86.31: investor receives full principal ($1,000) plus final coupon (if barrier met).
  • NVDA < $86.31: investor receives 6.95169 NVDA shares (or cash equivalent) worth 60 % of initial value or less, resulting in a substantial â€� potentially total â€� loss of principal and no final coupon.

Pricing & distribution: Issue price is $1,000, but the estimated value is $974.20, reflecting structuring and hedging costs; underwriting fee is up to $18.50 (1.85 %). The securities will not be listed; secondary market liquidity depends solely on Citigroup Global Markets Inc. providing bids, which it may cease at any time.

Risk highlights: � Downside exposure below a 40 % drop in NVDA. � No dividends or upside participation. � Potential loss of all coupons if the barrier is breached on every observation date. � Credit risk of both the issuer and guarantor. � Complex U.S. tax treatment and possible 30 % withholding for non-U.S. holders. � Estimated value below issue price implies negative upfront economic value to investors.

These notes are suitable only for investors who can tolerate equity-level risk, have a bullish-to-neutral view on NVDA that avoids >40 % drawdowns through mid-2027, and understand the product’s limited liquidity and tax complexities.

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Orrstown Financial Services Inc. (ORRF) filed a Form 3 reporting the initial beneficial ownership of newly appointed Executive Vice President & Market President Joshua D. Hocker. As of the event date 06/05/2025, Hocker directly owns 3,025 common shares and 729 restricted shares that vest over the next three years. No derivative securities were reported. The filing indicates Hocker is now an insider subject to Section 16 reporting requirements; however, it does not disclose any purchase or sale transactions, only the baseline ownership position.

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FAQ

What is the current stock price of Orrstown Finl Svcs (ORRF)?

The current stock price of Orrstown Finl Svcs (ORRF) is $35.22 as of July 24, 2025.

What is the market cap of Orrstown Finl Svcs (ORRF)?

The market cap of Orrstown Finl Svcs (ORRF) is approximately 661.5M.

What core services does Orrstown Financial Services Inc provide?

The company offers a comprehensive range of financial services including consumer and business banking, various lending products, deposit services, and wealth management solutions.

How does the company generate revenue?

Orrstown achieves revenue through a mix of fee-based income from transactions, account maintenance, and overdraft services, as well as interest revenue from its diverse lending portfolio.

What geographic areas does Orrstown serve?

The bank primarily operates in several counties across Pennsylvania and Maryland, while also extending services to nearby regions and adjacent states.

How does Orrstown differentiate itself from other financial institutions?

The company's focus on personalized, community-based banking, coupled with its integrated approach to deposit, lending, and wealth management services, sets it apart in the competitive regional market.

What type of lending services are offered by Orrstown?

The bank provides a range of lending options including commercial and residential mortgages, construction loans, municipal lending, and various consumer loan products.

How does the company ensure regulatory compliance and customer security?

Orrstown strictly adheres to industry regulations, operates as an equal housing lender, and safeguards deposits under FDIC insurance, ensuring a high level of trust and security for its clients.

What role does the trust and wealth management segment play in its operations?

The trust and wealth management division offers tailored investment solutions and financial advisory services, earning brokerage and management fees, thus complementing the bank's traditional banking services.

How is the company positioned within the community banking sector?

Orrstown is recognized as a key regional player in community banking due to its diverse service offerings, strong local presence, and commitment to personalized, relationship-based banking.
Orrstown Finl Svcs Inc

NASDAQ:ORRF

ORRF Rankings

ORRF Stock Data

661.53M
18.41M
4.4%
57.42%
0.66%
Banks - Regional
State Commercial Banks
United States
HARRISBURG