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STOCK TITAN

[Form 4] Usio, Inc. Insider Trading Activity

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4
Rhea-AI Filing Summary

Usio, Inc. (USIO) � Form 4 insider filing dated 06/23/2025

Director Brad Rollins reported the conversion of 7,000 restricted stock units (RSUs) into common shares on 06/21/2025. The transaction is coded “M,� indicating the automatic disposition of the derivative (RSUs) and acquisition of underlying common stock upon vesting. The stated conversion price is $1.44 per share, though RSUs typically convert at no cash cost to the insider.

Following the settlement, Rollins� directly held stake increases to 129,667 common shares. The derivative holdings column shows 21,000 RSUs remain outstanding, with an exercise price of $0.00 and an expiration date of 06/21/2034.

No sale of shares occurred, no 10b5-1 trading plan was referenced, and the filing does not indicate that Rollins is relinquishing Section 16 reporting status. The transaction represents routine equity compensation vesting rather than an open-market purchase.

  • Insider role: Director (non-officer)
  • Transaction type: RSU vesting (Code M)
  • Shares acquired: 7,000
  • Total direct ownership post-transaction: 129,667 shares

While the absolute share count is modest relative to Usio’s float, incremental insider ownership can signal confidence and improve alignment with shareholders. However, the event is considered routine and is unlikely to have a material impact on valuation or liquidity.

Usio, Inc. (USIO) � Comunicazione interna Form 4 datata 23/06/2025

Il Direttore Brad Rollins ha segnalato la conversione di 7.000 unità azionarie vincolate (RSU) in azioni ordinarie il 21/06/2025. L'operazione è contrassegnata con il codice “M�, che indica la disposizione automatica del derivato (RSU) e l'acquisizione delle azioni ordinarie sottostanti al momento del maturare del diritto. Il prezzo di conversione indicato è di 1,44 $ per azione, anche se le RSU generalmente si convertono senza alcun costo in contanti per l'insider.

Dopo la liquidazione, la partecipazione diretta di Rollins aumenta a 129.667 azioni ordinarie. La colonna delle partecipazioni derivate mostra che rimangono 21.000 RSU in essere, con un prezzo di esercizio pari a 0,00 $ e una scadenza fissata al 21/06/2034.

Non si è verificata alcuna vendita di azioni, non è stato menzionato alcun piano di trading 10b5-1 e il documento non indica che Rollins stia rinunciando allo status di segnalazione ai sensi della Sezione 16. L'operazione rappresenta una normale maturazione di compensi azionari e non un acquisto sul mercato aperto.

  • Ruolo dell’insider: Direttore (non dirigente)
  • Tipo di transazione: Maturazione RSU (Codice M)
  • Azioni acquisite: 7.000
  • Partecipazione diretta totale dopo la transazione: 129.667 azioni

Pur essendo il numero assoluto di azioni contenuto rispetto al flottante di Usio, un aumento della partecipazione interna può indicare fiducia e migliorare l’allineamento con gli azionisti. Tuttavia, l’evento è considerato ordinario e probabilmente non avrà un impatto significativo su valutazione o liquidità.

Usio, Inc. (USIO) � Presentación interna Formulario 4 fechada 23/06/2025

El director Brad Rollins reportó la conversión de 7,000 unidades restringidas de acciones (RSU) en acciones comunes el 21/06/2025. La transacción está codificada como “M�, indicando la disposición automática del derivado (RSU) y la adquisición de las acciones comunes subyacentes al consolidarse. El precio de conversión indicado es de $1.44 por acción, aunque las RSU normalmente se convierten sin costo en efectivo para el insider.

Tras la liquidación, la participación directa de Rollins aumenta a 129,667 acciones comunes. La columna de participaciones derivadas muestra que quedan 21,000 RSU pendientes, con un precio de ejercicio de $0.00 y fecha de vencimiento el 21/06/2034.

No se realizó venta de acciones, no se mencionó ningún plan de trading 10b5-1 y la presentación no indica que Rollins renuncie al estatus de reporte bajo la Sección 16. La transacción representa una consolidación rutinaria de compensación en acciones, no una compra en mercado abierto.

  • Rol del insider: Director (no ejecutivo)
  • Tipo de transacción: Consolidación de RSU (Código M)
  • Acciones adquiridas: 7,000
  • Propiedad directa total tras la transacción: 129,667 acciones

Aunque el número absoluto de acciones es modesto en relación con el float de Usio, un aumento incremental en la propiedad interna puede señalar confianza y mejorar la alineación con los accionistas. Sin embargo, el evento se considera rutinario y es improbable que tenga un impacto material en la valoración o liquidez.

Usio, Inc. (USIO) � 내부� 보고� Form 4, 2025� 6� 23일자

이사 Brad Rollins가 2025� 6� 21� 7,000개의 제한 주식 단위(RSU)� 보통주로 전환했다� 보고했습니다. 거래� “M� 코드� 표시되었으며, 이는 RSU� 자동 처분� 권리 확정 � 기초 보통� 취득� 의미합니�. 명시� 전환 가격은 주당 $1.44이나, RSU� 일반적으� 내부자에� 현금 비용 없이 전환됩니�.

정산 � Rollins� 직접 보유 주식 수는 129,667주로 증가했습니다. 파생 보유 항목에는 21,000 RSU가 아직 남아있으�, 행사가격은 $0.00, 만기일은 2034� 6� 21일입니다.

주식 매도� 없었�, 10b5-1 거래 계획� 언급되지 않았으며, Rollins가 섹션 16 보고 의무� 포기한다� 내용� 없습니다. � 거래� 공개 시장 매수가 아닌 정기적인 주식 보상 권리 확정� 해당합니�.

  • 내부� 역할: 이사 (임원 아님)
  • 거래 유형: RSU 권리 확정 (코드 M)
  • 취득 주식 �: 7,000�
  • 거래 � 직접 보유 � 주식 �: 129,667�

Usio� 유통 주식 수에 비해 절대 주식 수는 적지�, 내부� 지� 증가가 신뢰� 나타내고 주주와� 이해관� 일치� 개선� � 있습니다. 다만, � 사건은 일상�� 것으� 간주되며 가� 평가� 유동성에 중대� 영향� 미칠 가능성은 낮습니다.

Usio, Inc. (USIO) � Déclaration d’initié Formulaire 4 datée du 23/06/2025

Le directeur Brad Rollins a déclaré la conversion de 7 000 unités d’actions restreintes (RSU) en actions ordinaires le 21/06/2025. La transaction est codée « M », indiquant la cession automatique du dérivé (RSU) et l’acquisition des actions ordinaires sous-jacentes à l’acquisition des droits. Le prix de conversion indiqué est de 1,44 $ par action, bien que les RSU se convertissent généralement sans coût en espèces pour l’initié.

Après règlement, la participation directe de Rollins s’élève à 129 667 actions ordinaires. La colonne des avoirs dérivés indique que 21 000 RSU restent en circulation, avec un prix d’exercice de 0,00 $ et une date d’expiration au 21/06/2034.

Aucune vente d’actions n’a eu lieu, aucun plan de trading 10b5-1 n’a été mentionné, et la déclaration n’indique pas que Rollins renonce à son statut de déclarant en vertu de la Section 16. La transaction représente une acquisition de droits sur actions dans le cadre d’une rémunération habituelle, et non un achat sur le marché libre.

  • Rôle de l’initié : Directeur (non cadre)
  • Type de transaction : Acquisition de droits RSU (Code M)
  • Actions acquises : 7 000
  • Participation directe totale après transaction : 129 667 actions

Bien que le nombre absolu d’actions soit modeste par rapport au flottant d’Usio, une augmentation progressive de la participation des initiés peut témoigner de confiance et améliorer l’alignement avec les actionnaires. Cependant, l’événement est considéré comme routinier et il est peu probable qu’il ait un impact significatif sur la valorisation ou la liquidité.

Usio, Inc. (USIO) � Insider-Meldung Form 4 vom 23.06.2025

Der Direktor Brad Rollins meldete am 21.06.2025 die Umwandlung von 7.000 Restricted Stock Units (RSUs) in Stammaktien. Die Transaktion ist mit dem Code „M� gekennzeichnet, was auf die automatische Veräußerung des Derivats (RSUs) und den Erwerb der zugrundeliegenden Stammaktien bei Vesting hinweist. Der angegebene Umwandlungspreis beträgt 1,44 $ pro Aktie, obwohl RSUs üblicherweise ohne Barausgabe für den Insider umgewandelt werden.

Nach der Abwicklung erhöht sich Rollins� direkter Bestand auf 129.667 Stammaktien. In der Spalte der derivativen Bestände sind noch 21.000 RSUs ausstehend, mit einem Ausübungspreis von 0,00 $ und einem Verfallsdatum am 21.06.2034.

Es fand kein Aktienverkauf statt, es wurde kein 10b5-1 Handelsplan erwähnt, und die Meldung deutet nicht darauf hin, dass Rollins seinen Status als Berichtspflichtiger nach Sektion 16 aufgibt. Die Transaktion stellt eine routinemäßige Ausübung von Aktienvergütungen dar und keinen Kauf am offenen Markt.

  • Insider-Rolle: Direktor (kein leitender Angestellter)
  • Transaktionstyp: RSU-Vesting (Code M)
  • Erworbene Aktien: 7.000
  • Direktbesitz nach der Transaktion: 129.667 Aktien

Obwohl die absolute Aktienanzahl im Verhältnis zum Streubesitz von Usio gering ist, kann eine inkrementelle Insider-Beteiligung Vertrauen signalisieren und die Interessenangleichung mit den Aktionären verbessern. Das Ereignis wird jedoch als routine eingestuft und dürfte keine wesentlichen Auswirkungen auf Bewertung oder Liquidität haben.

Positive
  • Insider ownership increased by 7,000 shares, signalling continued alignment with shareholders
  • Filing was timely and compliant with Section 16 requirements, indicating good governance practices
Negative
  • None.

Insights

TL;DR: Routine RSU vesting—insider adds 7k shares, now holds ~130k; immaterial but marginally positive alignment.

The Form 4 discloses standard equity compensation settlement. No open-market buying pressure exists because shares were issued from the company’s equity plan, not purchased. Post-vesting ownership (129,667 shares) represents only a small fraction of Usio’s ~26 million share count, limiting market impact. Still, the absence of sales and continued accumulation modestly reinforces insider confidence. From a valuation standpoint, dilution is negligible, and there are no red flags such as simultaneous share disposals or early option exercises.

TL;DR: Governance-neutral event; standard 2024 RSUs vested on schedule—no compliance or control concerns.

The transaction follows the original grant timeline (06/21/2024 � 06/21/2025) and complies with Section 16 reporting within two business days. No Rule 10b5-1 plan is cited, suggesting voluntary disclosure discipline. The director’s continuing stake supports alignment without triggering concentration risks. No indications of board turnover or changes in beneficial ownership thresholds are present, thus the filing is governance-neutral.

Usio, Inc. (USIO) � Comunicazione interna Form 4 datata 23/06/2025

Il Direttore Brad Rollins ha segnalato la conversione di 7.000 unità azionarie vincolate (RSU) in azioni ordinarie il 21/06/2025. L'operazione è contrassegnata con il codice “M�, che indica la disposizione automatica del derivato (RSU) e l'acquisizione delle azioni ordinarie sottostanti al momento del maturare del diritto. Il prezzo di conversione indicato è di 1,44 $ per azione, anche se le RSU generalmente si convertono senza alcun costo in contanti per l'insider.

Dopo la liquidazione, la partecipazione diretta di Rollins aumenta a 129.667 azioni ordinarie. La colonna delle partecipazioni derivate mostra che rimangono 21.000 RSU in essere, con un prezzo di esercizio pari a 0,00 $ e una scadenza fissata al 21/06/2034.

Non si è verificata alcuna vendita di azioni, non è stato menzionato alcun piano di trading 10b5-1 e il documento non indica che Rollins stia rinunciando allo status di segnalazione ai sensi della Sezione 16. L'operazione rappresenta una normale maturazione di compensi azionari e non un acquisto sul mercato aperto.

  • Ruolo dell’insider: Direttore (non dirigente)
  • Tipo di transazione: Maturazione RSU (Codice M)
  • Azioni acquisite: 7.000
  • Partecipazione diretta totale dopo la transazione: 129.667 azioni

Pur essendo il numero assoluto di azioni contenuto rispetto al flottante di Usio, un aumento della partecipazione interna può indicare fiducia e migliorare l’allineamento con gli azionisti. Tuttavia, l’evento è considerato ordinario e probabilmente non avrà un impatto significativo su valutazione o liquidità.

Usio, Inc. (USIO) � Presentación interna Formulario 4 fechada 23/06/2025

El director Brad Rollins reportó la conversión de 7,000 unidades restringidas de acciones (RSU) en acciones comunes el 21/06/2025. La transacción está codificada como “M�, indicando la disposición automática del derivado (RSU) y la adquisición de las acciones comunes subyacentes al consolidarse. El precio de conversión indicado es de $1.44 por acción, aunque las RSU normalmente se convierten sin costo en efectivo para el insider.

Tras la liquidación, la participación directa de Rollins aumenta a 129,667 acciones comunes. La columna de participaciones derivadas muestra que quedan 21,000 RSU pendientes, con un precio de ejercicio de $0.00 y fecha de vencimiento el 21/06/2034.

No se realizó venta de acciones, no se mencionó ningún plan de trading 10b5-1 y la presentación no indica que Rollins renuncie al estatus de reporte bajo la Sección 16. La transacción representa una consolidación rutinaria de compensación en acciones, no una compra en mercado abierto.

  • Rol del insider: Director (no ejecutivo)
  • Tipo de transacción: Consolidación de RSU (Código M)
  • Acciones adquiridas: 7,000
  • Propiedad directa total tras la transacción: 129,667 acciones

Aunque el número absoluto de acciones es modesto en relación con el float de Usio, un aumento incremental en la propiedad interna puede señalar confianza y mejorar la alineación con los accionistas. Sin embargo, el evento se considera rutinario y es improbable que tenga un impacto material en la valoración o liquidez.

Usio, Inc. (USIO) � 내부� 보고� Form 4, 2025� 6� 23일자

이사 Brad Rollins가 2025� 6� 21� 7,000개의 제한 주식 단위(RSU)� 보통주로 전환했다� 보고했습니다. 거래� “M� 코드� 표시되었으며, 이는 RSU� 자동 처분� 권리 확정 � 기초 보통� 취득� 의미합니�. 명시� 전환 가격은 주당 $1.44이나, RSU� 일반적으� 내부자에� 현금 비용 없이 전환됩니�.

정산 � Rollins� 직접 보유 주식 수는 129,667주로 증가했습니다. 파생 보유 항목에는 21,000 RSU가 아직 남아있으�, 행사가격은 $0.00, 만기일은 2034� 6� 21일입니다.

주식 매도� 없었�, 10b5-1 거래 계획� 언급되지 않았으며, Rollins가 섹션 16 보고 의무� 포기한다� 내용� 없습니다. � 거래� 공개 시장 매수가 아닌 정기적인 주식 보상 권리 확정� 해당합니�.

  • 내부� 역할: 이사 (임원 아님)
  • 거래 유형: RSU 권리 확정 (코드 M)
  • 취득 주식 �: 7,000�
  • 거래 � 직접 보유 � 주식 �: 129,667�

Usio� 유통 주식 수에 비해 절대 주식 수는 적지�, 내부� 지� 증가가 신뢰� 나타내고 주주와� 이해관� 일치� 개선� � 있습니다. 다만, � 사건은 일상�� 것으� 간주되며 가� 평가� 유동성에 중대� 영향� 미칠 가능성은 낮습니다.

Usio, Inc. (USIO) � Déclaration d’initié Formulaire 4 datée du 23/06/2025

Le directeur Brad Rollins a déclaré la conversion de 7 000 unités d’actions restreintes (RSU) en actions ordinaires le 21/06/2025. La transaction est codée « M », indiquant la cession automatique du dérivé (RSU) et l’acquisition des actions ordinaires sous-jacentes à l’acquisition des droits. Le prix de conversion indiqué est de 1,44 $ par action, bien que les RSU se convertissent généralement sans coût en espèces pour l’initié.

Après règlement, la participation directe de Rollins s’élève à 129 667 actions ordinaires. La colonne des avoirs dérivés indique que 21 000 RSU restent en circulation, avec un prix d’exercice de 0,00 $ et une date d’expiration au 21/06/2034.

Aucune vente d’actions n’a eu lieu, aucun plan de trading 10b5-1 n’a été mentionné, et la déclaration n’indique pas que Rollins renonce à son statut de déclarant en vertu de la Section 16. La transaction représente une acquisition de droits sur actions dans le cadre d’une rémunération habituelle, et non un achat sur le marché libre.

  • Rôle de l’initié : Directeur (non cadre)
  • Type de transaction : Acquisition de droits RSU (Code M)
  • Actions acquises : 7 000
  • Participation directe totale après transaction : 129 667 actions

Bien que le nombre absolu d’actions soit modeste par rapport au flottant d’Usio, une augmentation progressive de la participation des initiés peut témoigner de confiance et améliorer l’alignement avec les actionnaires. Cependant, l’événement est considéré comme routinier et il est peu probable qu’il ait un impact significatif sur la valorisation ou la liquidité.

Usio, Inc. (USIO) � Insider-Meldung Form 4 vom 23.06.2025

Der Direktor Brad Rollins meldete am 21.06.2025 die Umwandlung von 7.000 Restricted Stock Units (RSUs) in Stammaktien. Die Transaktion ist mit dem Code „M� gekennzeichnet, was auf die automatische Veräußerung des Derivats (RSUs) und den Erwerb der zugrundeliegenden Stammaktien bei Vesting hinweist. Der angegebene Umwandlungspreis beträgt 1,44 $ pro Aktie, obwohl RSUs üblicherweise ohne Barausgabe für den Insider umgewandelt werden.

Nach der Abwicklung erhöht sich Rollins� direkter Bestand auf 129.667 Stammaktien. In der Spalte der derivativen Bestände sind noch 21.000 RSUs ausstehend, mit einem Ausübungspreis von 0,00 $ und einem Verfallsdatum am 21.06.2034.

Es fand kein Aktienverkauf statt, es wurde kein 10b5-1 Handelsplan erwähnt, und die Meldung deutet nicht darauf hin, dass Rollins seinen Status als Berichtspflichtiger nach Sektion 16 aufgibt. Die Transaktion stellt eine routinemäßige Ausübung von Aktienvergütungen dar und keinen Kauf am offenen Markt.

  • Insider-Rolle: Direktor (kein leitender Angestellter)
  • Transaktionstyp: RSU-Vesting (Code M)
  • Erworbene Aktien: 7.000
  • Direktbesitz nach der Transaktion: 129.667 Aktien

Obwohl die absolute Aktienanzahl im Verhältnis zum Streubesitz von Usio gering ist, kann eine inkrementelle Insider-Beteiligung Vertrauen signalisieren und die Interessenangleichung mit den Aktionären verbessern. Das Ereignis wird jedoch als routine eingestuft und dürfte keine wesentlichen Auswirkungen auf Bewertung oder Liquidität haben.

SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Rollins Brad

(Last) (First) (Middle)
3611 PAESANOS PARKWAY
SUITE 300

(Street)
SAN ANTONIO TX 78231

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
Usio, Inc. [ USIO ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director 10% Owner
Officer (give title below) Other (specify below)
3. Date of Earliest Transaction (Month/Day/Year)
06/21/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 06/21/2025 M 7,000(1) A $1.44 129,667 D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Restriced Stock Units $0.0000 06/21/2025 M 7,000 06/21/2025 06/21/2034 Common Shares 7,000(1) $0.0000 21,000 D
Explanation of Responses:
1. The reporting person received these shares of common stock due to the vesting and subsequent conversion of restricted stock units granted on 6/21/2024 and vested 6/21/2025.
/s/ Brad Rollins 06/23/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many Usio (USIO) shares did Director Brad Rollins acquire on 06/21/2025?

He acquired 7,000 common shares through the vesting of RSUs.

What is Brad Rollins� total direct ownership in USIO after this Form 4 transaction?

Post-transaction, Rollins directly owns 129,667 common shares.

Did the transaction involve a cash outlay or open-market purchase?

No. The shares resulted from automatic RSU conversion; no open-market purchase occurred.

How many restricted stock units does Rollins still hold after the conversion?

He retains 21,000 RSUs with a $0.00 exercise price, expiring 06/21/2034.

Does this filing reference a Rule 10b5-1 trading plan?

No Rule 10b5-1 plan is mentioned in the Form 4.
Usio Inc

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41.36M
21.69M
18.14%
25.41%
0.16%
Software - Infrastructure
Functions Related to Depository Banking, Nec
United States
SAN ANTONIO