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Gallagher Study Reveals Employers Investing in Holistic Wellbeing for Future Growth

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Gallagher (NYSE:AJG) has released its 2025 U.S. Benefits Benchmarks Report, analyzing responses from over 4,000 organizations across the United States. The study reveals employers are increasingly investing in holistic wellbeing strategies encompassing physical, emotional, career, and financial health.

Key findings show that 31% of employers have enhanced medical benefits for recruitment and retention, while 32% are carving out pharmacy benefits to pharmacy benefit managers, a 13-point increase from 2024. The report highlights significant coverage trends, with 59% offering hearing aids, 54% covering autism therapy, and 48% providing fertility treatments. Additionally, 67% of employers consider voluntary benefits crucial for comprehensive financial wellbeing strategies.

Gallagher (NYSE:AJG) ha pubblicato il suo Rapporto di Riferimento sui Benefici negli Stati Uniti per il 2025, analizzando le risposte di oltre 4.000 organizzazioni in tutto il paese. Lo studio evidenzia come i datori di lavoro stiano investendo sempre più in strategie di benessere olistico che includono salute fisica, emotiva, carriera e finanziaria.

I risultati principali mostrano che il 31% dei datori di lavoro ha migliorato i benefici medici per favorire il reclutamento e la fidelizzazione, mentre il 32% ha delegato i benefici farmaceutici ai gestori di benefici farmaceutici, con un incremento di 13 punti percentuali rispetto al 2024. Il rapporto mette in luce tendenze significative nelle coperture, con il 59% che offre apparecchi acustici, il 54% che copre la terapia per l'autismo e il 48% che fornisce trattamenti per la fertilità. Inoltre, il 67% dei datori di lavoro considera i benefici volontari fondamentali per strategie finanziarie di benessere complete.

Gallagher (NYSE:AJG) ha publicado su Informe de Referencia de Beneficios en EE.UU. para 2025, analizando respuestas de más de 4,000 organizaciones en todo Estados Unidos. El estudio revela que los empleadores están invirtiendo cada vez más en estrategias integrales de bienestar que abarcan la salud física, emocional, profesional y financiera.

Los hallazgos clave muestran que el 31% de los empleadores ha mejorado los beneficios médicos para la contratación y retención, mientras que el 32% está externalizando los beneficios farmacéuticos a los gestores de beneficios farmacéuticos, un aumento de 13 puntos respecto a 2024. El informe destaca tendencias importantes en la cobertura, con un 59% ofreciendo audífonos, un 54% cubriendo terapia para el autismo y un 48% proporcionando tratamientos de fertilidad. Además, el 67% de los empleadores considera que los beneficios voluntarios son clave para estrategias financieras integrales de bienestar.

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주요 결과� 따르� 31%� 고용�가 채용 � 유지 강화� 위해 의료 혜택� 향상시켰으며, 32%� 약국 혜택� 약국 혜택 관리자에게 위탁하고 있는�, 이는 2024� 대� 13포인� 증가� 수치입니�. 보고서는 59%가 보청�� 제공하고, 54%가 자폐 치료� 보장하며, 48%가 불임 치료� 제공하는 � 중요� 보장 추세� 강조합니�. 또한 67%� 고용�가 포괄적인 재정� 웰빙 전략� 위해 자발� 혜택� 중요하게 여깁니다.

Gallagher (NYSE:AJG) a publié son Rapport de Référence sur les Avantages Sociaux aux États-Unis pour 2025, analysant les réponses de plus de 4 000 organisations à travers le pays. L'étude révèle que les employeurs investissent de plus en plus dans des stratégies de bien-être global englobant la santé physique, émotionnelle, professionnelle et financière.

Les principales conclusions montrent que 31 % des employeurs ont amélioré les avantages médicaux pour le recrutement et la rétention, tandis que 32 % externalisent les avantages pharmaceutiques aux gestionnaires de prestations pharmaceutiques, soit une augmentation de 13 points par rapport à 2024. Le rapport met en lumière des tendances importantes en matière de couverture, avec 59 % offrant des aides auditives, 54 % couvrant la thérapie pour l'autisme et 48 % proposant des traitements de fertilité. De plus, 67 % des employeurs considèrent les avantages volontaires comme essentiels pour des stratégies complètes de bien-être financier.

Gallagher (NYSE:AJG) hat seinen US-Benefits-Benchmark-Bericht 2025 veröffentlicht, in dem die Antworten von über 4.000 Organisationen in den Vereinigten Staaten analysiert wurden. Die Studie zeigt, dass Arbeitgeber zunehmend in ganzheitliche Wohlfühlstrategien investieren, die körperliche, emotionale, berufliche und finanzielle Gesundheit umfassen.

Wesentliche Erkenntnisse zeigen, dass 31 % der Arbeitgeber medizinische Leistungen zur Gewinnung und Bindung von Mitarbeitern verbessert haben, während 32 % die Apothekenleistungen an Apotheken-Benefit-Manager auslagern, ein Anstieg um 13 Prozentpunkte gegenüber 2024. Der Bericht hebt bedeutende Trends bei den Leistungen hervor: 59 % bieten Hörgeräte, 54 % decken Autismus-Therapien ab und 48 % bieten Fruchtbarkeitsbehandlungen an. Zudem betrachten 67 % der Arbeitgeber freiwillige Zusatzleistungen als entscheidend für umfassende finanzielle Wohlfühlstrategien.

Positive
  • Comprehensive data analysis from 4,000+ organizations providing valuable industry benchmarks
  • 31% of employers enhanced medical benefits to support recruitment and retention
  • Significant increase in pharmacy benefit management with 13-point growth from 2024
  • Expanded coverage for specialized health needs including hearing aids (59%) and autism treatment (54%)
  • Strong commitment to reproductive health with 48% covering fertility treatments
  • 67% of employers recognize importance of voluntary benefits for financial wellbeing
Negative
  • Only 12% of employers focused on improving pharmacy benefits despite rising costs
  • Low adoption rates for cost management strategies like claims audits (16%) and eligibility audits (16%)
  • Rising healthcare and specialty drug costs creating challenges for employers

ROLLING MEADOWS, Ill., July 9, 2025 /PRNewswire/ -- In response to macro uncertainty and rising costs, employers are increasingly prioritizing comprehensive wellbeing strategies to meet the evolving needs of their workforce. Gallagher's 2025 U.S. Benefits Benchmarks Report highlights a growing trend among employers to adopt holistic approaches that encompass physical, emotional, career and financial health.

"We are at a pivotal moment as employers and organizational leaders—a moment where we can have a significant opportunity to reimagine the employee care experience. To compete for talent, reinvesting benefit savings where it may matter most to employees can make a difference. Knowing that care encompasses all aspects of an employee's wellbeing from physical to emotional and financial needs, ensuring leaders have the right data to make informed decisions is more critical than ever," stated John Tournet, U.S. CEO of Gallagher's Benefits & HR Consulting Division.

The foundation for crafting a successful people strategy begins with data. This study, based on Gallagher's 2025 U.S. Benefits Strategy & Benchmarking Survey, analyzed responses from over 4,000 organizations across the U.S. and aims to guide employers in optimizing employee wellbeing through holistic initiatives and effective healthcare cost management.

Key Findings in Benefits:

Rising Costs Drive Plan Design Changes

Access to affordable, quality healthcare and prescription drugs is essential for maintaining an engaged and productive workforce. However, employers face challenges due to the high costs of medical services and specialty drugs. While 31% of employers have enhanced medical benefits to support recruitment and retention in 2025, only 12% are focused on improving pharmacy benefits.

Adjustments to medical (31%) or prescription drug (26%) plan designs can help manage expenses effectively. Employers often aim to achieve efficiencies and greater value through their vendors and contracting processes. Actions like switching plan carriers (29%) and conducting eligibility (16%) or claims (16%) audits, though less common, are still worth considering.Additionally, nearly a third of employers (32%) are carving out pharmacy benefits to a pharmacy benefit manager, marking an increase of 13 points from 2024.

Including Specialty Coverages to Meet Diverse Needs

Employers can customize and enhance their employee benefit packages with specialized coverages to better meet the diverse needs of employees and their families. Common options include hearing aids (59%), applied behavior analysis therapy for children with autism spectrum disorder (54%) and other autism treatments (44%). Furthermore, 45% of employers cover bariatric surgery for eligible plan members.

Recognizing the significant impact of family formation on employees' emotional and physical health, many employers offer reproductive health benefits. Specifically, 48% cover infertility services or fertility treatments. Among those offering coverage, there's been a slight increase in rates from 2024 for fertility medications (84%, up 2 points), in vitro fertilization (71%, up 2 points), intrauterine insemination (54%, up 3 points) and surgery (50%, up 4 points). Other covered services include evaluations by a reproductive or infertility specialist (69%, unchanged) and cryopreservation (32%, up 4 points).

Offering Voluntary Benefits as Financial Protection

Two-thirds of employers (67%) agree that voluntary offerings are an important component of a comprehensive financial wellbeing strategy. They can provide crucial support in areas where traditional benefits may still expose employees to substantial costs if an emergency occurs.

Financial-focused programs, like identity theft protection (39%) and legal plans (38%), help employees better manage their risk for financial exposure, leading to reduced stress and increased productivity. Likewise, permanent life insurance options � including whole (36%), permanent term (35%) and universal (17%) � offer another financial safeguard. Their long-term care features provide living benefits such as home healthcare, adult day care and assisted living support during the later stages of an employee's life.

"By embracing comprehensive wellbeing strategies, employers not only support their workforce's diverse needs but also pave the way for organizational success," said Tournet. "When we invest in our people, we invest in our future."

ABOUT THE 2025 U.S. BENEFITS BENCHMARKS REPORT
is part of the Workforce Trends Report Series, which highlights survey results on medical, pharmacy and voluntary benefits, as well as wellbeing initiatives and absence management strategies. Other reports in the series cover talent and financial solutions, best-in-class employers, employee communications, and employees' perspectives on voluntary benefit programs.

The series is designed to assist employers in developing and optimizing a people strategy focused on holistic wellbeing, enabling their employees and families, their organization and their communities to thrive. The data and insights are compiled from a variety of Gallagher benchmarking surveys conducted each year. In this report, they're based on the results of the U.S. Benefits Strategy & Benchmarking Survey, gathered from January to March 2025. A total of 4,035 organizations across the U.S. participated.

ABOUT GALLAGHER
Arthur J. Gallagher & Co. (NYSE:AJG), a global insurance brokerage, risk management and consulting services firm, is headquartered in Rolling Meadows, Illinois. Gallagher provides these services in approximately 130 countries around the world through its owned operations and a network of correspondent brokers and consultants.

Contact:
Mary Schwartz, Gallagher
847.378.5893
[email protected]

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SOURCE Gallagher

FAQ

What are the key findings of Gallagher's 2025 U.S. Benefits Benchmarks Report?

The report reveals that 31% of employers enhanced medical benefits, 32% are carving out pharmacy benefits, and 67% consider voluntary benefits crucial for financial wellbeing. The study analyzed data from over 4,000 organizations across the U.S.

How many employers are enhancing medical benefits for recruitment and retention in 2025?

According to the Gallagher report, 31% of employers have enhanced medical benefits to support recruitment and retention efforts in 2025.

What percentage of employers offer fertility treatment coverage in 2025?

48% of employers cover infertility services or fertility treatments, with coverage including fertility medications (84%), in vitro fertilization (71%), and specialist evaluations (69%).

How are employers addressing rising healthcare costs in 2025?

Employers are managing costs through medical plan design changes (31%), prescription drug plan adjustments (26%), switching carriers (29%), and carving out pharmacy benefits (32%) to pharmacy benefit managers.

What specialized health coverages are most commonly offered by employers in 2025?

The most common specialized coverages include hearing aids (59%), autism spectrum disorder therapy (54%), bariatric surgery (45%), and other autism treatments (44%).
Arthur J. Gallagher & Co

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