Bank of America Comments on Stress Test Results; Plans to Increase Quarterly Dividend 8% to $0.28 Per Share
Bank of America (NYSE: BAC) has announced plans to increase its quarterly common stock dividend by 8% to $0.28 per share starting in Q3 2025, following positive results from the Federal Reserve's 2025 Comprehensive Capital Analysis and Review (CCAR).
The bank's 2025 stress test results showed a 100 basis points improvement in modeled capital depletion to 170 bps. Under current Federal Reserve rules, BAC's preliminary stress capital buffer (SCB) would improve by 70 bps to 2.5%, with a CET1 minimum requirement of 10.0% effective October 1, 2025. If proposed Federal Reserve rule modifications are adopted, BAC's SCB would be 2.7% with a new CET1 minimum ratio of 10.2%, effective January 1, 2026.
As of March 31, 2025, Bank of America maintained $201 billion of regulatory CET1 capital and a CET1 ratio of 11.8%, exceeding current minimum requirements. The bank serves approximately 69 million consumer and small business clients through 3,700 retail financial centers and 15,000 ATMs, with 59 million verified digital users.
Bank of America (NYSE: BAC) ha annunciato l'intenzione di aumentare il dividendo trimestrale sulle azioni ordinarie dell'8%, portandolo a 0,28 dollari per azione a partire dal terzo trimestre del 2025, a seguito dei risultati positivi del Comprehensive Capital Analysis and Review (CCAR) 2025 della Federal Reserve.
I risultati del test di stress 2025 della banca hanno mostrato un miglioramento di 100 punti base nella riduzione del capitale modellato, che ora 猫 pari a 170 punti base. Secondo le regole attuali della Federal Reserve, il buffer preliminare di capitale da stress (SCB) di BAC migliorerebbe di 70 punti base, raggiungendo il 2,5%, con un requisito minimo CET1 del 10,0% in vigore dal 1掳 ottobre 2025. Se venissero adottate le modifiche proposte alle regole della Federal Reserve, lo SCB di BAC sarebbe del 2,7% con un nuovo requisito minimo CET1 del 10,2%, a partire dal 1掳 gennaio 2026.
Al 31 marzo 2025, Bank of America deteneva 201 miliardi di dollari di capitale regolamentare CET1 e un rapporto CET1 dell'11,8%, superando i requisiti minimi attuali. La banca serve circa 69 milioni di clienti consumer e piccole imprese tramite 3.700 centri finanziari retail e 15.000 sportelli automatici, con 59 milioni di utenti digitali verificati.
Bank of America (NYSE: BAC) ha anunciado planes para aumentar su dividendo trimestral de acciones comunes en un 8%, hasta 0,28 d贸lares por acci贸n a partir del tercer trimestre de 2025, tras los resultados positivos del Comprehensive Capital Analysis and Review (CCAR) 2025 de la Reserva Federal.
Los resultados de la prueba de estr茅s 2025 del banco mostraron una mejora de 100 puntos b谩sicos en la disminuci贸n modelada de capital, hasta 170 puntos b谩sicos. Seg煤n las reglas actuales de la Reserva Federal, el buffer preliminar de capital bajo estr茅s (SCB) de BAC mejorar铆a en 70 puntos b谩sicos, alcanzando el 2,5%, con un requisito m铆nimo CET1 del 10,0% efectivo desde el 1 de octubre de 2025. Si se adoptan las modificaciones propuestas a las reglas de la Reserva Federal, el SCB de BAC ser铆a del 2,7% con un nuevo requisito m铆nimo CET1 del 10,2%, efectivo desde el 1 de enero de 2026.
Al 31 de marzo de 2025, Bank of America manten铆a 201 mil millones de d贸lares en capital regulatorio CET1 y una ratio CET1 del 11,8%, superando los requisitos m铆nimos actuales. El banco atiende aproximadamente a 69 millones de clientes consumidores y peque帽as empresas a trav茅s de 3.700 centros financieros minoristas y 15.000 cajeros autom谩ticos, con 59 millones de usuarios digitales verificados.
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2025雲� 3鞗� 31鞚� 旮办, Bank of America電� 2010鞏� 雼煬鞚� 攴滌牅 CET1 鞛愲掣瓿� 11.8%鞚� CET1 牍勳湪鞚� 鞙犾頃橃棳 順勳灛 斓滌唽 鞖旉惮旃橂ゼ 齑堦臣頄堨姷雼堧嫟. 鞚�頄夓潃 3,700臧滌潣 靻岆Г 旮堨湹 靹柬劙鞕� 15,000雽�鞚� ATM鞚� 韱淀暣 鞎� 6,900毵� 氇呾潣 臧滌澑 氚� 靻岅赴鞐� 瓿犼皾鞐愱矊 靹滊箘鞀るゼ 鞝滉车頃橂┌, 5,900毵� 氇呾潣 鞚胳霅� 霐旍韯� 靷毄鞛愱皜 鞛堨姷雼堧嫟.
Bank of America (NYSE : BAC) a annonc茅 son intention d'augmenter son dividende trimestriel sur actions ordinaires de 8 %, 脿 0,28 $ par action 脿 partir du troisi猫me trimestre 2025, suite aux r茅sultats positifs du Comprehensive Capital Analysis and Review (CCAR) 2025 de la R茅serve f茅d茅rale.
Les r茅sultats du test de r茅sistance 2025 de la banque ont montr茅 une am茅lioration de 100 points de base dans la d茅pl茅tion mod茅lis茅e du capital, atteignant 170 points de base. Selon les r猫gles actuelles de la R茅serve f茅d茅rale, le buffer de capital sous stress (SCB) pr茅liminaire de BAC s'am茅liorerait de 70 points de base pour atteindre 2,5 %, avec une exigence minimale CET1 de 10,0 % applicable 脿 partir du 1er octobre 2025. Si les modifications propos茅es aux r猫gles de la R茅serve f茅d茅rale sont adopt茅es, le SCB de BAC serait de 2,7 % avec un nouveau ratio CET1 minimum de 10,2 %, applicable 脿 partir du 1er janvier 2026.
Au 31 mars 2025, Bank of America d茅tenait 201 milliards de dollars de capital r茅glementaire CET1 et un ratio CET1 de 11,8 %, d茅passant les exigences minimales actuelles. La banque sert environ 69 millions de clients particuliers et petites entreprises via 3 700 centres financiers de d茅tail et 15 000 distributeurs automatiques, avec 59 millions d'utilisateurs num茅riques v茅rifi茅s.
Bank of America (NYSE: BAC) hat Pl盲ne angek眉ndigt, seine viertelj盲hrliche Dividende auf Stammaktien ab dem dritten Quartal 2025 um 8 % auf 0,28 US-Dollar pro Aktie zu erh枚hen, nachdem positive Ergebnisse aus der umfassenden Kapitalanalyse und -眉berpr眉fung (CCAR) 2025 der Federal Reserve vorliegen.
Die Ergebnisse des Stresstests 2025 zeigten eine Verbesserung der modellierten Kapitalabnahme um 100 Basispunkte auf 170 Basispunkte. Nach den aktuellen Regeln der Federal Reserve w眉rde der vorl盲ufige Stress-Kapitalpuffer (SCB) von BAC um 70 Basispunkte auf 2,5 % steigen, mit einer Mindestanforderung an CET1 von 10,0 %, die ab dem 1. Oktober 2025 gilt. Sollten die vorgeschlagenen Regel盲nderungen der Federal Reserve angenommen werden, l盲ge der SCB von BAC bei 2,7 % mit einem neuen Mindest-CET1-Satz von 10,2 %, g眉ltig ab dem 1. Januar 2026.
Zum 31. M盲rz 2025 hielt Bank of America 201 Milliarden US-Dollar an regulatorischem CET1-Kapital und eine CET1-Quote von 11,8 %, womit die aktuellen Mindestanforderungen 眉bertroffen wurden. Die Bank betreut etwa 69 Millionen Privat- und Kleinunternehmenskunden 眉ber 3.700 Filialen und 15.000 Geldautomaten, mit 59 Millionen verifizierten digitalen Nutzern.
- Quarterly dividend increase of 8% to $0.28 per share
- 100 basis points improvement in modeled capital depletion to 170 bps
- Stress capital buffer (SCB) improvement of 70 bps to 2.5%
- Strong CET1 ratio of 11.8%, exceeding minimum requirements
- Substantial regulatory CET1 capital of $201 billion
- None.
The 2025 stress test results indicated that Bank of America's modeled capital depletion improved 100 bps to 170 bps.聽Capital depletion measures the difference between a firm's CET1 capital ratios at the beginning and in the most stressed period of the test scenario. As a result, under current Federal Reserve rules, Bank of America's preliminary stress capital buffer (SCB) would improve 70 bps to
The Federal Reserve recently proposed modifications to the SCB calculation. If those rule changes are adopted as proposed, Bank of America's 2025 stress test results would indicate an SCB of
At March 31, 2025, Bank of America had
The quarterly common stock dividend is subject to approval by Bank of America's Board of Directors.
Forward-Looking Statements
Certain statements contained in this news release may constitute "forward-looking" statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements represent the current expectations, plans or forecasts of Bank of America based on available information. Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts. These statements often use words like "expects," "anticipates," "believes," "estimates," "targets," "intends," "plans," "predicts," "goal" and other similar expressions or future or conditional verbs such as "will," "may," "might," "should," "would" and "could." Forward-looking statements speak only as of the date they are made, and Bank of America undertakes no obligation to update any forward-looking statement to reflect the impact of circumstances or events that arise after the date the forward-looking statement was made.
Forward-looking statements represent Bank of America's current expectations, plans or forecasts of its future results, revenues, expenses, dividends, efficiency ratio, capital measures, and future business and economic conditions more generally, and other future matters. These statements are not guarantees of future results or performance and involve certain known and unknown risks, uncertainties and assumptions that are difficult to predict and are often beyond Bank of America's control. Actual outcomes and results may differ materially from those expressed in, or implied by, any forward-looking statements due to a variety of factors. You should not place undue reliance on any forward-looking statement and should consider all of the precautionary statements, uncertainties and risks discussed in Bank of America's filings with the Securities and Exchange Commission, including in Bank of America's Current Report on Form 8-K dated July 24, 2024, announcing Bank of America's common stock repurchase program, under Item 1A. "Risk Factors" of Bank of America's Annual Report on Form 10-K for the year ended December 31, 2024, and in any of Bank of America's other subsequent Securities and Exchange Commission filings.
Bank of America
Bank of America is one of the world's leading financial institutions, serving individual consumers, small and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. The company provides unmatched convenience in
Investors may contact:
Lee McEntire, Bank of America
Phone:聽 1.980.388.6780
[email protected]
Jonathan G. Blum, Bank of America (Fixed Income)
Phone: 1.212.449.3112
[email protected]
Reporters may contact:
Jocelyn Seidenfeld, Bank of America
Phone: 1.646.743.3356
[email protected]
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