eHealth Research Highlights Graduation Season Education Gap: 80% Don't Know Where to Start When It Comes to Health Insurance
- High percentage (79%) of young adults prioritize health benefits in job selection, showing awareness of its importance
- Company provides educational resources and guidance for graduates exploring insurance options
- Significant knowledge gap with 80% of young adults not knowing how to find health coverage
- Low awareness (5%) about available subsidies for individual coverage
- Majority (57%) have poor understanding of coverage options upon graduation
Most young adults have a limited understanding of their coverage options, despite
Many young adults don't know they may be able to stay on their parent'shealth plan until age 26, while only
In a nationwide representative survey of 500 young adults ages 18 to 25:
80% say they wouldn't know where to start if they had to find health coverage on their own.79% say health benefits are a high priority when considering job options.57% admit they had a poor understanding of their coverage options upon graduation.1
The survey also uncovered a lack of familiarity with the rules governing how long young adults are allowed to stay on a parent's health insurance plan, and the financial assistance available to them if they want to enroll in their own individual plan:
54% did not realize they could stay on a parent's health plan until age 26.5% knew they could earn up to about per year and still potentially qualify for subsidies under the Affordable Care Act that could substantially reduce their coverage costs.$60,000
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"Millions of young adults are entering the workforce for the first time, and many of them have questions about their health insurance options. In fact,
For young adults and their families who want to make more informed coverage choices before or after graduation, eHealth has published an with tips for those staying on a parent's health plan, enrolling through an employer plan, or shopping the individual market.
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1 Findings are based on a survey of 500 Americans aged 18 to 25 years old; the survey was conducted through a third-party survey vendor in May 2025 and had a probability sampling error of +/-
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SOURCE eHealth, Inc.