Mortgage Rates Tick Up
Freddie Mac (OTCQB: FMCC) reported an increase in mortgage rates, with the 30-year fixed-rate mortgage (FRM) rising to 6.72% from 6.67% last week. The uptick follows five consecutive weeks of decline and comes after a stronger-than-expected jobs report.
The 15-year FRM increased to 5.86% from 5.80% last week. Despite ongoing affordability challenges, mortgage applications have shown significant year-over-year growth, with home purchase applications up 25% and refinance applications surging 56% compared to the same period last year.
Freddie Mac (OTCQB: FMCC) ha riportato un aumento dei tassi ipotecari, con il mutuo a tasso fisso a 30 anni (FRM) che è salito al 6,72% rispetto al 6,67% della settimana scorsa. Questo incremento segue cinque settimane consecutive di calo ed è avvenuto dopo un rapporto sull'occupazione più forte del previsto.
Il mutuo a tasso fisso a 15 anni (FRM) è aumentato al 5,86% rispetto al 5,80% della settimana precedente. Nonostante le continue difficoltà legate all'accessibilità, le domande di mutuo hanno mostrato una crescita significativa su base annua, con le domande per l'acquisto di case in aumento del 25% e le domande di rifinanziamento in crescita del 56% rispetto allo stesso periodo dell'anno scorso.
Freddie Mac (OTCQB: FMCC) informó un aumento en las tasas hipotecarias, con la hipoteca fija a 30 años (FRM) subiendo al 6,72% desde el 6,67% de la semana pasada. Este aumento sigue a cinco semanas consecutivas de descenso y se produce tras un informe de empleo más fuerte de lo esperado.
La hipoteca fija a 15 años (FRM) aumentó al 5,86% desde el 5,80% de la semana pasada. A pesar de los continuos desafíos de accesibilidad, las solicitudes de hipotecas han mostrado un crecimiento significativo interanual, con las solicitudes para compra de vivienda aumentando un 25% y las solicitudes de refinanciamiento disparándose un 56% en comparación con el mismo período del año pasado.
프레� �(OTCQB: FMCC)은 모기지 금리 상승� 보고했으�, 30� 고정 모기지 금리(FRM)가 지난주 6.67%에서 6.72%� 올랐습니�. � 상승은 5� 연속 하락 � 이루어졌으며 예상보다 강한 고용 보고� 이후� 발생했습니다.
15� 고정 모기지 금리(FRM)� 지난주 5.80%에서 5.86%� 상승했습니다. 지속되� 주택 구매 부담에� 불구하고, 모기지 신청 건수� 전년 대� 크게 증가했으�, 주택 구매 신청은 25%, 재융� 신청은 56% 증가했습니다.
Freddie Mac (OTCQB : FMCC) a annoncé une hausse des taux hypothécaires, avec le prêt hypothécaire à taux fixe sur 30 ans (FRM) passant à 6,72% contre 6,67% la semaine dernière. Cette hausse fait suite à cinq semaines consécutives de baisse et survient après un rapport sur l'emploi plus solide que prévu.
Le prêt hypothécaire à taux fixe sur 15 ans (FRM) a augmenté à 5,86% contre 5,80% la semaine dernière. Malgré les difficultés persistantes en matière d’accessibilité, les demandes de prêt hypothécaire ont connu une croissance significative d’une année sur l’autre, avec une augmentation de 25% des demandes d’achat de maison et une hausse de 56% des demandes de refinancement par rapport à la même période l’an dernier.
Freddie Mac (OTCQB: FMCC) meldete einen Anstieg der Hypothekenzinsen, wobei der 30-jährige Festzins-Hypothekarkredit (FRM) von 6,67% auf 6,72% stieg. Der Anstieg folgt auf fünf aufeinanderfolgende Wochen mit Rückgängen und erfolgte nach einem stärker als erwartet ausgefallenen Arbeitsmarktbericht.
Der 15-jährige Festzins-Hypothekarkredit (FRM) stieg von 5,80% auf 5,86%. Trotz anhaltender Herausforderungen bei der Erschwinglichkeit zeigen Hypothekenanträge ein deutliches Wachstum im Jahresvergleich, mit einem Anstieg der Kaufanträge um 25% und einem Anstieg der Refinanzierungsanträge um 56% im Vergleich zum gleichen Zeitraum des Vorjahres.
- Home purchase applications increased by 25% year-over-year
- Refinance applications surged 56% compared to last year
- 30-year FRM rates are lower than last year's 6.89%
- 15-year FRM rates decreased from 6.17% last year to 5.86%
- 30-year FRM increased to 6.72% from 6.67% last week
- 15-year FRM rose to 5.86% from 5.80% last week
- Ongoing affordability challenges persist in the housing market
MCLEAN, Va., July 10, 2025 (GLOBE NEWSWIRE) -- (OTCQB: FMCC) today released the results of its (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“After declining for five consecutive weeks, the 30-year fixed-rate mortgage moved slightly higher following a stronger than expected jobs report,� said Sam Khater, Freddie Mac’s Chief Economist. “Despite ongoing affordability challenges in the housing market, we are seeing home purchase and refinance applications respond to the downward trajectory in rates, increasing by
News Facts
- The averaged
6.72% as of July 10, 2025, up from last week when it averaged6.67% . A year ago at this time, the 30-year FRM averaged6.89% . - The averaged
5.86% , up from last week when it averaged5.80% . A year ago at this time, the 15-year FRM averaged6.17% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: | | | | | |
MEDIA CONTACT:
Mollie Laniado
(571)382-1784
[email protected]
A photo accompanying this announcement is available at
