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2025 Hanover Home Report Finds Homeowners Have Ample Opportunities to Increase Home Safety

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The Hanover Insurance Group's 2025 Home Report reveals significant gaps between homeowners' awareness of safety measures and their implementation. Based on a Harris Poll survey of 1,100+ American homeowners, the study found high awareness but low adoption of protective technologies. For water damage prevention, while 79% know about water sensors, only 16% have installed them. Similarly, 61% are aware of fortified roofs, but just 17% have upgraded to them. Fire safety showed better adoption, with 67% having smoke detectors installed. Notably, roof inspection rates improved from 38% in 2024 to 57% in 2025. The report emphasizes the growing importance of proactive home protection measures as weather patterns become more severe, highlighting the gap between risk awareness and actual implementation of preventive solutions.
Il rapporto 2025 di The Hanover Insurance Group evidenzia notevoli discrepanze tra la consapevolezza dei proprietari di casa riguardo alle misure di sicurezza e la loro effettiva applicazione. Basato su un sondaggio Harris Poll su oltre 1.100 proprietari americani, lo studio mostra un'elevata conoscenza ma una bassa adozione delle tecnologie protettive. Per la prevenzione dei danni da acqua, sebbene il 79% conosca i sensori d'acqua, solo il 16% li ha installati. Allo stesso modo, il 61% è a conoscenza dei tetti rinforzati, ma solo il 17% ha effettuato l'aggiornamento. La sicurezza antincendio presenta una migliore adozione, con il 67% che ha installato rilevatori di fumo. Da notare, inoltre, un miglioramento nelle ispezioni dei tetti, salite dal 38% nel 2024 al 57% nel 2025. Il rapporto sottolinea l'importanza crescente delle misure proattive di protezione domestica, soprattutto con l'aggravarsi delle condizioni climatiche, evidenziando il divario tra la consapevolezza del rischio e l'effettiva implementazione delle soluzioni preventive.
El Informe sobre Hogares 2025 de The Hanover Insurance Group revela importantes brechas entre la conciencia de los propietarios sobre las medidas de seguridad y su implementación. Basado en una encuesta Harris Poll a más de 1,100 propietarios estadounidenses, el estudio encontró un alto conocimiento pero baja adopción de tecnologías protectoras. En la prevención de daños por agua, aunque el 79% conoce los sensores de agua, solo el 16% los ha instalado. De manera similar, el 61% está al tanto de los techos reforzados, pero solo el 17% los ha mejorado. La seguridad contra incendios mostró mejor adopción, con un 67% que tiene detectores de humo instalados. Cabe destacar que las inspecciones de techos aumentaron del 38% en 2024 al 57% en 2025. El informe enfatiza la creciente importancia de medidas proactivas de protección del hogar a medida que los patrones climáticos se vuelven más severos, destacando la brecha entre la conciencia del riesgo y la implementación real de soluciones preventivas.
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Le rapport 2025 sur les habitations du groupe Hanover Insurance révèle des écarts importants entre la prise de conscience des propriétaires concernant les mesures de sécurité et leur mise en œuvre effective. Basée sur une enquête Harris Poll auprès de plus de 1 100 propriétaires américains, l'étude montre une forte sensibilisation mais une faible adoption des technologies de protection. Pour la prévention des dégâts des eaux, bien que 79 % connaissent les capteurs d'eau, seuls 16 % les ont installés. De même, 61 % sont informés des toits renforcés, mais seulement 17 % ont effectué cette mise à niveau. La sécurité incendie est mieux adoptée, avec 67 % de détecteurs de fumée installés. Notamment, le taux d'inspection des toits est passé de 38 % en 2024 à 57 % en 2025. Le rapport souligne l'importance croissante des mesures proactives de protection des habitations face à des conditions météorologiques de plus en plus sévères, mettant en lumière le fossé entre la prise de conscience des risques et la mise en œuvre réelle des solutions préventives.
Der Home Report 2025 der Hanover Insurance Group zeigt erhebliche Lücken zwischen dem Bewusstsein der Hausbesitzer für Sicherheitsmaßnahmen und deren Umsetzung auf. Basierend auf einer Harris Poll-Umfrage unter über 1.100 amerikanischen Hausbesitzern fand die Studie eine hohe Bekanntheit, aber geringe Nutzung von Schutztechnologien. Bei der Verhinderung von Wasserschäden wissen zwar 79 % von Wassersensoren, doch nur 16 % haben diese installiert. Ähnlich verhält es sich bei verstärkten Dächern: 61 % sind informiert, aber nur 17 % haben aufgerüstet. Der Brandschutz zeigt eine bessere Umsetzung, mit 67 % Rauchmelder-Installation. Auffällig ist die Verbesserung der Dachinspektionsraten von 38 % im Jahr 2024 auf 57 % im Jahr 2025. Der Bericht betont die wachsende Bedeutung proaktiver Hausschutzmaßnahmen angesichts zunehmender Wetterextreme und hebt die Lücke zwischen Risikoerkennung und tatsächlicher Umsetzung präventiver Lösungen hervor.
Positive
  • Increased awareness of home safety measures with 79% of homeowners aware of water sensors and 76% aware of automatic water shutoff devices
  • Significant improvement in roof inspection rates from 38% in 2024 to 57% in 2025
  • High adoption rate of basic fire safety measures with 67% having smoke detectors installed
  • 62% of homeowners maintained dryer vent ducts in the past 12 months
Negative
  • Low adoption rate of water protection technology with only 16% having water sensors installed
  • Only 13% of homes have automatic water shutoff devices despite high awareness
  • Just 17% have updated their roofs with fortified materials despite known risks
  • Merely 10% have installed wind-rated garages despite weather-related risks

New data shows homeowners are becoming more aware of risk prevention options

WORCESTER, Mass., June 3, 2025 /PRNewswire/ --ÌýAccording to theÌýÌýreleased today by Ìý(±·³Û³§·¡: THG), many homeowners1 still can take steps to protect their homes from significant and costly damage. The report highlights opportunities for increased awareness and adoption of new technologies and solutions to improve home maintenance and mitigate risk.

The Hanover commissioned The Harris Poll to survey more than 1,100 American homeowners to better understand the actions they are taking to protect what is one of their biggest assets, as well as their knowledge regarding high-risk areas in and around their homes. Results from the study include:

Water damage prevention:

  • Risk area: Water damage that isn't caused by weather is a common reason for home insurance claims, affecting a significant number of homeowners each year.
  • Awareness: 79% of homeowners are aware of water sensors, and 76% have heard of about automatic water shutoff devices that can prevent extensive water damage.
  • Action: Only 16% of homeowners have installed water sensors or made sure their homes already had them, and only 13% have installed automatic water shutoff devices or made sure their homes already had them.

Structural safety:

  • Risk area: Wind and hail damage are also frequent causes of home insurance claims, with many homeowners filing related claims each year.
  • Awareness: 61% of homeowners are aware of fortified roofs, and 59% know of wind-rated garages.
  • Action:Ìý17% have updated their roofs with fortified materials, and 10% have installed wind-rated garages or made sure their homes already had them. In The Hanover's , only 38% of homeowners had checked their roofs in the past 12-months, whereas this year, 57% said they checked their roofs condition in the past 12 months, possibly indicating the industry's focus on roof protection may have made homeowners more aware of the need to do so.

Fire prevention:

  • Risk area: Fire-related incidents are among the most serious types of home insurance claims, often resulting in substantial financial losses.
  • Awareness: 99% of homeowners are aware of smoke detectors, and 97% are aware of fire alarms.
  • Action: 67% have installed smoke detectors or made sure their home already had them, and 62% have cleaned dryer vent ducts in the past 12 months. Servicing HVAC systems or changing filters is a crucial step in home fire prevention - 57% of homeowners have done this in the past 12 months.

In response to these results, some actionable tips homeowners can take to help protect their homes include:

  • Installing water sensors and automatic shutoff devices: These devices reduce the impact of water losses. Water sensors are a low-cost investment and easy to install.
  • Performing regular property inspections: Annual checks of water heaters, roofs, and HVAC systems can identify potential issues early and ultimately prevent costly damage.
  • Trimming trees and cleaning gutters: Regular maintenance can prevent wind and hail damage, especially before a storm happens.
  • Fire safety measures: Installing smoke detectors and cleaning dryer vents monthly are simple yet effective ways to prevent fires.

"As weather becomes more severe and risks evolve, it's more important than ever that homeowners take proactive measures to protect their homes and the significant financial investments they represent," said Daniel C. Halsey, president of personal lines at The Hanover. "Homeowners don't want to experience the stress and disruption that often accompany a loss. Taking care of properties can help homeowners reduce the impact. As an industry, we've made progress on educating customers to raise awareness but there's more to be done, especially to help homeowners take actionable steps to protect their homes."

The 2025 Hanover Home Report: Loss Prevention underscores the importance of adopting new technologies and solutions for homeowner protection. With the professional help and advice of their insurance agents, homeowners can better understand the importance of monitoring and maintaining specific areas of the home, including roofs, gutters, and hot water heaters, ultimately reducing the chance of costly damage.

To view the full results of the 2025 Hanover Home Report: Loss Prevention and learn more about home protection, .

About The Hanover �
The Hanover Insurance Group, Inc. is the holding company for several property and casualty insurance companies, which together constitute one of the largest insurance businesses in the United States. The company provides exceptional insurance solutions through a select group of independent agents and brokers. Together with its agent partners, The Hanover offers standard and specialized insurance protection for small and mid-sized businesses, as well as for homes, automobiles, and other personal items. For more information, please visit hanover.com.�

This material is provided for informational purposes only and does not provide any coverage or guarantee prevention of loss. All products are underwritten by The Hanover Insurance Company or one of its insurance company subsidiaries or affiliates ("The Hanover"). Coverage may not be available in all jurisdictions and is subject to the company underwriting guidelines and the issued policy. This material is provided for informational purposes only and does not provide any coverage. (For more information visit .)

Survey method
The 2025 survey was conducted online within the United States by The Harris Poll on behalf of The Hanover from March 25 - 27, 2025 among 1,111 adults ages 18 and older who own a house. ÌýThe sampling precision of Harris online polls is measured by using a Bayesian credible interval.Ìý For this study, the sample data is accurate to within +/- 3.6 percentage points using a 95% confidence level.

CONTACTS:

Kyle Tildsley

Emily P. Trevallion

[email protected]

[email protected]

508-855-3287

508-855-3263

_________________________

1 For the purposes of this report, homeowners refer to those individuals who own a house.

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SOURCE The Hanover Insurance Group, Inc.

FAQ

What are the key findings of The Hanover Insurance Group's 2025 Home Report?

The report reveals a significant gap between awareness and implementation of home safety measures, with high awareness of protective technologies (79% for water sensors) but low adoption rates (16% installation rate for water sensors). Fire safety measures showed better adoption with 67% having smoke detectors.

How many homeowners have installed water damage prevention devices according to THG's 2025 report?

According to the report, only 16% of homeowners have installed water sensors and 13% have installed automatic water shutoff devices, despite awareness levels of these technologies being around 79% and 76% respectively.

What improvement did The Hanover's 2025 report show in roof inspection rates?

The report showed that roof inspection rates improved significantly, increasing from 38% in 2024 to 57% in 2025, indicating greater awareness of roof protection importance.

What are the main home safety recommendations from The Hanover's 2025 report?

The report recommends installing water sensors and automatic shutoff devices, performing regular property inspections of water heaters, roofs, and HVAC systems, trimming trees and cleaning gutters regularly, and implementing fire safety measures like smoke detectors and monthly dryer vent cleaning.

What percentage of homeowners have implemented fire safety measures according to THG's 2025 report?

The report shows that 67% of homeowners have installed smoke detectors, 62% have cleaned dryer vent ducts in the past 12 months, and 57% have serviced HVAC systems or changed filters.
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Insurance - Property & Casualty
Fire, Marine & Casualty Insurance
United States
WORCESTER