[Form 4] Columbia Financial, Inc. Insider Trading Activity
Holland Noel R., a director of Columbia Financial, Inc. (CLBK), reported transactions on Form 4 dated 09/05/2025. The filing shows the trustee of the Bank's rabbi trust purchased 11.0995 phantom stock units at $15.01 under the Columbia Bank Stock Based Deferral Plan; those units will be settled in shares upon distribution. The report lists multiple holdings: 9,968.4445 shares indirectly held via the deferral plan, 46,280 shares indirectly held in a SEP-IRA, and 3,207 shares indirectly from a stock award. The filer also reported a disposition of 33,519 common shares.
The filer holds fully vested stock options83,294 underlying common shares held directly. Stock awards granted under the 2019 Equity Incentive Plan will vest on 03/11/2026.
Holland Noel R., consigliere di Columbia Financial, Inc. (CLBK), ha presentato transazioni nel Modulo 4 in data 09/05/2025. La dichiarazione indica che il fiduciario del rabbi trust della banca ha acquistato 11.0995 unit脿 di azioni fantasma a $15,01 nell'ambito del Columbia Bank Stock Based Deferral Plan; tali unit脿 saranno liquidate in azioni al momento della distribuzione. Il rapporto elenca pi霉 partecipazioni: 9.968,4445 azioni detenute indirettamente tramite il piano di differimento, 46.280 azioni detenute indirettamente in un SEP-IRA e 3.207 azioni detenute indirettamente da un premio azionario. Il dichiarante ha inoltre riportato una cessione di 33.519 azioni ordinarie.
Il dichiarante detiene opzioni su azioni completamente maturate con prezzo di esercizio $15,60 esercitabili fino al 07/23/2029 che rappresentano 83.294 azioni ordinarie sottostanti detenute direttamente. I premi azionari concessi ai sensi del 2019 Equity Incentive Plan matureranno il 03/11/2026.
Holland Noel R., director de Columbia Financial, Inc. (CLBK), report贸 transacciones en el Formulario 4 con fecha 09/05/2025. La presentaci贸n muestra que el fiduciario del rabbi trust del banco compr贸 11.0995 unidades de acciones fantasma a $15.01 bajo el Columbia Bank Stock Based Deferral Plan; esas unidades se liquidar谩n en acciones al momento de la distribuci贸n. El informe enumera varias tenencias: 9,968.4445 acciones mantenidas indirectamente a trav茅s del plan de diferimiento, 46,280 acciones mantenidas indirectamente en un SEP-IRA y 3,207 acciones mantenidas indirectamente por una adjudicaci贸n de acciones. El declarante tambi茅n report贸 una disposici贸n de 33,519 acciones comunes.
El declarante posee opciones sobre acciones totalmente adquiridas con un precio de ejercicio de $15.60 ejercitables hasta el 07/23/2029 que representan 83,294 acciones comunes subyacentes mantenidas directamente. Las adjudicaciones de acciones otorgadas bajo el 2019 Equity Incentive Plan vencer谩n el 03/11/2026.
旖滊熂牍勳晞 韺岇澊雮胳厹(Columbia Financial, Inc., CLBK) 鞚挫偓須� 鞚挫偓鞚� Holland Noel R.臧� 2025-09-05鞛� Form 4鞐� 瓯半灅毳� 氤搓碃頄堨姷雼堧嫟. 鞁犼碃靹滌棎 霐半ゴ氅� 鞚�頄夓潣 霝橂箘 韸鸽煬鞀ろ姼(rabbi trust) 靾橅儊鞛愱皜 Columbia Bank Stock Based Deferral Plan鞐� 霐半澕 11.0995臧滌潣 韺厐 鞀ろ啞 雼渼毳� 雼皜 $15.01鞐� 毵れ垬頄堨溂氅�, 頃措嫻 雼渼電� 攵勲鞍 鞁� 欤检嫕鞙茧 鞝曥偘霅╇媹雼�. 氤搓碃靹滌棎電� 鞐煬 氤挫湢雮挫棴鞚� 旮办灛霅橃柎 鞛堨姷雼堧嫟: 鞐瓣赴 頂岆灉鞚� 韱淀暣 臧勳爲 氤挫湢頃� 9,968.4445欤�, SEP-IRA鞐� 臧勳爲 氤挫湢 欷戩澑 46,280欤�, 欤检嫕 靾橃棳搿� 鞚疙暣 臧勳爲 氤挫湢頃� 3,207欤�. 鞁犼碃鞚胳潃 霕愴暅 33,519欤检潣 氤错喌欤� 觳橂秳鞚� 氤搓碃頄堨姷雼堧嫟.
鞁犼碃鞚胳潃 鞕勳爠 旆摑霅� 鞀ろ啞鞓奠厴鞚� 氤挫湢頃橁碃 鞛堨姷雼堧嫟 頃措嫻 鞓奠厴鞚� 頄夓偓臧�電� $15.60鞚措┌ 07/23/2029旯岇 頄夓偓 臧�電ロ晿瓿�, 鞚措姅 歆侅爲 氤挫湢 欷戩澑 83,294欤检潣 旮办磮 氤错喌欤�鞐� 頃措嫻頃╇媹雼�. 2019雲� 欤检嫕 鞚胳劶韹半笇 頂岆灉(2019 Equity Incentive Plan)鞐� 霐半澕 攵�鞐悳 欤检嫕 靾橃棳攵勳潃 03/11/2026鞐� 旆摑霅╇媹雼�.
Holland Noel R., administrateur de Columbia Financial, Inc. (CLBK), a d茅clar茅 des transactions sur le Formulaire 4 dat茅 du 05/09/2025. Le d茅p么t indique que le fiduciaire du rabbi trust de la banque a achet茅 11.0995 unit茅s d'actions fant么mes 脿 15,01 $ dans le cadre du Columbia Bank Stock Based Deferral Plan ; ces unit茅s seront r茅gl茅es en actions lors de la distribution. Le rapport 茅num猫re plusieurs avoirs : 9,968.4445 actions d茅tenues indirectement via le plan de report, 46,280 actions d茅tenues indirectement dans un SEP-IRA, et 3,207 actions d茅tenues indirectement suite 脿 une attribution d'actions. Le d茅clarant a 茅galement signal茅 une cession de 33,519 actions ordinaires.
Le d茅clarant d茅tient des options d'achat d'actions enti猫rement acquises avec un prix d'exercice de 15,60 $ exer莽ables jusqu'au 07/23/2029, repr茅sentant 83,294 actions ordinaires sous-jacentes d茅tenues directement. Les attributions d'actions accord茅es en vertu du 2019 Equity Incentive Plan seront acquises le 03/11/2026.
Holland Noel R., Direktor von Columbia Financial, Inc. (CLBK), meldete Transaktionen in Formular 4 vom 05.09.2025. Die Einreichung zeigt, dass der Treuh盲nder des rabbi trust der Bank 11.0995 Phantom-Aktieneinheiten zu $15,01 im Rahmen des Columbia Bank Stock Based Deferral Plan erworben hat; diese Einheiten werden bei Auszahlung in Aktien umgewandelt. Der Bericht listet mehrere Best盲nde auf: 9.968,4445 Aktien, indirekt gehalten 眉ber den Deferral-Plan, 46.280 Aktien, indirekt gehalten in einem SEP-IRA, und 3.207 Aktien, indirekt aus einer Aktienzuteilung. Der Melder berichtete au脽erdem 眉ber eine Ver盲u脽erung von 33.519 Stammaktien.
Der Melder h盲lt voll erworbene Aktienoptionen mit einem Aus眉bungspreis von $15,60, aus眉bbar bis zum 23.07.2029, die 83.294 zugrunde liegende Stammaktien direkt repr盲sentieren. Aktienzuteilungen, die unter dem 2019 Equity Incentive Plan gew盲hrt wurden, fallen am 03/11/2026 zur Vesting.
- Acquisition of 11.0995 phantom stock units under the Columbia Bank Stock Based Deferral Plan, which will be settled in shares upon distribution
- Substantial long-term equity exposure including 83,294 shares underlying fully vested options exercisable through 07/23/2029
- Clear disclosure of stock awards vesting on 03/11/2026 under the 2019 Equity Incentive Plan
- Disposition of 33,519 common shares reported on the form
- Potential future dilution from 83,294 underlying option shares if exercised
Insights
TL;DR: Routine insider transactions show a mix of acquisitions, a substantial disposition, and large vested option exposure.
The Form 4 documents a non-discretionary acquisition of 11.0995 phantom stock units purchased by the rabbi trust and several existing indirect and direct equity positions. Notably, the filer disposed of 33,519 common shares while retaining significant indirect holdings (totaling tens of thousands of shares) and 83,294 shares underlying fully vested options with a $15.60 strike. This increases potential future dilution if options are exercised but reflects standard executive compensation mechanics rather than an operational development.
TL;DR: Disclosure aligns with compensation and deferral plan mechanics; the reported disposition warrants attention but is not a governance red flag by itself.
The filing clarifies that phantom units are held in a rabbi trust under the Stock Based Deferral Plan and certain stock awards vest on 03/11/2026. The presence of a large vested option position (exercisable through 2029) and an outright disposal of 33,519 shares are material to the director's alignment with shareholders and liquidity events. All transactions appear documented with appropriate explanatory footnotes consistent with the 2019 Equity Incentive Plan.
Holland Noel R., consigliere di Columbia Financial, Inc. (CLBK), ha presentato transazioni nel Modulo 4 in data 09/05/2025. La dichiarazione indica che il fiduciario del rabbi trust della banca ha acquistato 11.0995 unit脿 di azioni fantasma a $15,01 nell'ambito del Columbia Bank Stock Based Deferral Plan; tali unit脿 saranno liquidate in azioni al momento della distribuzione. Il rapporto elenca pi霉 partecipazioni: 9.968,4445 azioni detenute indirettamente tramite il piano di differimento, 46.280 azioni detenute indirettamente in un SEP-IRA e 3.207 azioni detenute indirettamente da un premio azionario. Il dichiarante ha inoltre riportato una cessione di 33.519 azioni ordinarie.
Il dichiarante detiene opzioni su azioni completamente maturate con prezzo di esercizio $15,60 esercitabili fino al 07/23/2029 che rappresentano 83.294 azioni ordinarie sottostanti detenute direttamente. I premi azionari concessi ai sensi del 2019 Equity Incentive Plan matureranno il 03/11/2026.
Holland Noel R., director de Columbia Financial, Inc. (CLBK), report贸 transacciones en el Formulario 4 con fecha 09/05/2025. La presentaci贸n muestra que el fiduciario del rabbi trust del banco compr贸 11.0995 unidades de acciones fantasma a $15.01 bajo el Columbia Bank Stock Based Deferral Plan; esas unidades se liquidar谩n en acciones al momento de la distribuci贸n. El informe enumera varias tenencias: 9,968.4445 acciones mantenidas indirectamente a trav茅s del plan de diferimiento, 46,280 acciones mantenidas indirectamente en un SEP-IRA y 3,207 acciones mantenidas indirectamente por una adjudicaci贸n de acciones. El declarante tambi茅n report贸 una disposici贸n de 33,519 acciones comunes.
El declarante posee opciones sobre acciones totalmente adquiridas con un precio de ejercicio de $15.60 ejercitables hasta el 07/23/2029 que representan 83,294 acciones comunes subyacentes mantenidas directamente. Las adjudicaciones de acciones otorgadas bajo el 2019 Equity Incentive Plan vencer谩n el 03/11/2026.
旖滊熂牍勳晞 韺岇澊雮胳厹(Columbia Financial, Inc., CLBK) 鞚挫偓須� 鞚挫偓鞚� Holland Noel R.臧� 2025-09-05鞛� Form 4鞐� 瓯半灅毳� 氤搓碃頄堨姷雼堧嫟. 鞁犼碃靹滌棎 霐半ゴ氅� 鞚�頄夓潣 霝橂箘 韸鸽煬鞀ろ姼(rabbi trust) 靾橅儊鞛愱皜 Columbia Bank Stock Based Deferral Plan鞐� 霐半澕 11.0995臧滌潣 韺厐 鞀ろ啞 雼渼毳� 雼皜 $15.01鞐� 毵れ垬頄堨溂氅�, 頃措嫻 雼渼電� 攵勲鞍 鞁� 欤检嫕鞙茧 鞝曥偘霅╇媹雼�. 氤搓碃靹滌棎電� 鞐煬 氤挫湢雮挫棴鞚� 旮办灛霅橃柎 鞛堨姷雼堧嫟: 鞐瓣赴 頂岆灉鞚� 韱淀暣 臧勳爲 氤挫湢頃� 9,968.4445欤�, SEP-IRA鞐� 臧勳爲 氤挫湢 欷戩澑 46,280欤�, 欤检嫕 靾橃棳搿� 鞚疙暣 臧勳爲 氤挫湢頃� 3,207欤�. 鞁犼碃鞚胳潃 霕愴暅 33,519欤检潣 氤错喌欤� 觳橂秳鞚� 氤搓碃頄堨姷雼堧嫟.
鞁犼碃鞚胳潃 鞕勳爠 旆摑霅� 鞀ろ啞鞓奠厴鞚� 氤挫湢頃橁碃 鞛堨姷雼堧嫟 頃措嫻 鞓奠厴鞚� 頄夓偓臧�電� $15.60鞚措┌ 07/23/2029旯岇 頄夓偓 臧�電ロ晿瓿�, 鞚措姅 歆侅爲 氤挫湢 欷戩澑 83,294欤检潣 旮办磮 氤错喌欤�鞐� 頃措嫻頃╇媹雼�. 2019雲� 欤检嫕 鞚胳劶韹半笇 頂岆灉(2019 Equity Incentive Plan)鞐� 霐半澕 攵�鞐悳 欤检嫕 靾橃棳攵勳潃 03/11/2026鞐� 旆摑霅╇媹雼�.
Holland Noel R., administrateur de Columbia Financial, Inc. (CLBK), a d茅clar茅 des transactions sur le Formulaire 4 dat茅 du 05/09/2025. Le d茅p么t indique que le fiduciaire du rabbi trust de la banque a achet茅 11.0995 unit茅s d'actions fant么mes 脿 15,01 $ dans le cadre du Columbia Bank Stock Based Deferral Plan ; ces unit茅s seront r茅gl茅es en actions lors de la distribution. Le rapport 茅num猫re plusieurs avoirs : 9,968.4445 actions d茅tenues indirectement via le plan de report, 46,280 actions d茅tenues indirectement dans un SEP-IRA, et 3,207 actions d茅tenues indirectement suite 脿 une attribution d'actions. Le d茅clarant a 茅galement signal茅 une cession de 33,519 actions ordinaires.
Le d茅clarant d茅tient des options d'achat d'actions enti猫rement acquises avec un prix d'exercice de 15,60 $ exer莽ables jusqu'au 07/23/2029, repr茅sentant 83,294 actions ordinaires sous-jacentes d茅tenues directement. Les attributions d'actions accord茅es en vertu du 2019 Equity Incentive Plan seront acquises le 03/11/2026.
Holland Noel R., Direktor von Columbia Financial, Inc. (CLBK), meldete Transaktionen in Formular 4 vom 05.09.2025. Die Einreichung zeigt, dass der Treuh盲nder des rabbi trust der Bank 11.0995 Phantom-Aktieneinheiten zu $15,01 im Rahmen des Columbia Bank Stock Based Deferral Plan erworben hat; diese Einheiten werden bei Auszahlung in Aktien umgewandelt. Der Bericht listet mehrere Best盲nde auf: 9.968,4445 Aktien, indirekt gehalten 眉ber den Deferral-Plan, 46.280 Aktien, indirekt gehalten in einem SEP-IRA, und 3.207 Aktien, indirekt aus einer Aktienzuteilung. Der Melder berichtete au脽erdem 眉ber eine Ver盲u脽erung von 33.519 Stammaktien.
Der Melder h盲lt voll erworbene Aktienoptionen mit einem Aus眉bungspreis von $15,60, aus眉bbar bis zum 23.07.2029, die 83.294 zugrunde liegende Stammaktien direkt repr盲sentieren. Aktienzuteilungen, die unter dem 2019 Equity Incentive Plan gew盲hrt wurden, fallen am 03/11/2026 zur Vesting.
FAQ
What did Holland Noel R. report on the Form 4 for CLBK?
How many option shares does the reporting person control for CLBK?
Are there any vesting dates disclosed in the CLBK Form 4?
What is the nature of the 11.0995 units acquired?
Was the Form 4 filed individually or jointly for CLBK?
