[Form 4] Columbia Financial, Inc. Insider Trading Activity
Randall Elizabeth E., a director of Columbia Financial, Inc. (CLBK), reported transactions on 09/05/2025. The filing shows the non-discretionary purchase of 164.3351 phantom stock units at $15.01 under the Columbia Bank Stock Based Deferral Plan, which are to be settled in shares on distribution. The report lists aggregate beneficial holdings across accounts: 39,934 direct shares, 44,447 indirect via IRA, 6,704 indirect via Roth IRA, 3,207 indirect via a stock award, and 9,510.5511 indirect from the deferral plan following the transaction. The filing also discloses 62,474 fully vested and exercisable stock options with a $15.60 exercise price expiring 07/23/2029.
Randall Elizabeth E., amministratrice di Columbia Financial, Inc. (CLBK), ha segnalato operazioni il 05/09/2025. La dichiarazione riferisce l'acquisto non discrezionale di 164.3351 unità di phantom stock al prezzo di $15.01 nell'ambito del Columbia Bank Stock Based Deferral Plan; tali unità saranno liquidate in azioni al momento della distribuzione. Il rapporto indica il totale delle partecipazioni di vantaggio attraverso i conti: 39.934 azioni dirette, 44.447 indirette tramite IRA, 6.704 indirette tramite Roth IRA, 3.207 indirette tramite un premio in azioni e 9.510.5511 indirette derivanti dal piano di differimento dopo l'operazione. Viene inoltre comunicata la detenzione di 62.474 opzioni su azioni pienamente maturate ed esercitabili con prezzo di esercizio $15.60, in scadenza il 23/07/2029.
Randall Elizabeth E., directora de Columbia Financial, Inc. (CLBK), informó transacciones el 05/09/2025. La presentación muestra la compra no discrecional de 164.3351 unidades de phantom stock a $15.01 bajo el Columbia Bank Stock Based Deferral Plan; dichas unidades se liquidarán en acciones al momento de la distribución. El informe detalla las participaciones agregadas en las cuentas: 39.934 acciones directas, 44.447 indirectas vÃa IRA, 6.704 indirectas vÃa Roth IRA, 3.207 indirectas por una concesión de acciones y 9.510.5511 indirectas procedentes del plan de diferimiento tras la transacción. También se revela la tenencia de 62.474 opciones totalmente adquiridas y ejercitables con precio de ejercicio de $15.60, que vencen el 23/07/2029.
Columbia Financial, Inc.(CLBK)ì� ì´ì‚¬ Randall Elizabeth E.ê°€ 2025-09-05ì—� 거래ë¥� ë³´ê³ í–ˆìŠµë‹ˆë‹¤. ì œì¶œì„œë¥˜ì—� 따르ë©� Columbia Bank Stock Based Deferral Planì—� ë”°ë¼ $15.01ì—� 164.3351ê°œì˜ íŒ¬í…€ 스톡 단위ë¥� 비재량ì 으로 매수했으ë©�, ì� ë‹¨ìœ„ë“¤ì€ ë¶„ë°° ì‹� 주ì‹ìœ¼ë¡œ ì •ì‚°ë©ë‹ˆë‹�. ë³´ê³ ì„œì—ëŠ� 계좌ë³� ì´� ë³´ìœ ë‚´ì—ì� 기재ë˜ì–´ 있습니다: 39,934 ì§ì ‘ ë³´ìœ ì£¼ì‹, 44,447 IRAë¥� 통한 ê°„ì ‘ ë³´ìœ , 6,704 Roth IRAë¥� 통한 ê°„ì ‘ ë³´ìœ , 3,207 ì£¼ì‹ ìƒì—¬ë¡� ì¸í•œ ê°„ì ‘ ë³´ìœ , 그리ê³� 거래 í›� 차입연기플랜ì—서ì� 9,510.5511 ê°„ì ‘ ë³´ìœ . ë˜í•œ $15.60 í–‰ì‚¬ê°€ê²©ì˜ ì™„ì „ ì·¨ë“ ë°� 행사 가능한 스톡옵션 62,474ê°�(만기 2029-07-23)ê°€ 공개ë˜ì–´ 있습니다.
Randall Elizabeth E., administratrice de Columbia Financial, Inc. (CLBK), a déclaré des transactions le 05/09/2025. Le dossier indique l'achat non discrétionnaire de 164.3351 unités de phantom stock à $15.01 dans le cadre du Columbia Bank Stock Based Deferral Plan ; ces unités seront réglées en actions lors de la distribution. Le rapport énumère les participations agrégées par compte : 39 934 actions directes, 44 447 indirectes via IRA, 6 704 indirectes via Roth IRA, 3 207 indirectes via une attribution d'actions et 9 510.5511 indirectes provenant du plan de différé après la transaction. Le dépôt révèle également 62 474 options d'achat d'actions entièrement acquises et exerçables au prix d'exercice de $15.60, expirant le 23/07/2029.
Randall Elizabeth E., Direktorin von Columbia Financial, Inc. (CLBK), meldete Transaktionen am 05.09.2025. Die Einreichung zeigt den nicht-diskretionären Kauf von 164.3351 Phantom-Stock-Einheiten zu $15.01 im Rahmen des Columbia Bank Stock Based Deferral Plan; diese Einheiten werden bei Ausschüttung in Aktien abgewickelt. Der Bericht listet die aggregierten wirtschaftlichen Beteiligungen über Konten auf: 39.934 direkte Aktien, 44.447 indirekt über eine IRA, 6.704 indirekt über eine Roth IRA, 3.207 indirekt durch eine Aktienzuteilung und 9.510.5511 indirekt aus dem Deferral-Plan nach der Transaktion. Zudem werden 62.474 voll erworbene und ausübungsfähige Aktienoptionen mit einem Ausübungspreis von $15.60, Laufzeit bis zum 23.07.2029, offengelegt.
- Acquisition under formal plan: 164.3351 phantom stock units purchased through the Columbia Bank Stock Based Deferral Plan, indicating use of structured compensation.
- Substantial vested options: 62,474 fully vested and exercisable options at a $15.60 strike, providing potential alignment with shareholder value.
- Transparent reporting: Filing discloses holdings across direct, IRA, Roth IRA, stock award, and deferral plan accounts.
- None.
Insights
TL;DR: Routine insider acquisition and sizable vested options; modest alignment with shareholders, not material to valuation.
The Form 4 documents a small acquisition of phantom stock units via a non-qualified deferral plan and discloses a substantial holding of 62,474 vested options exercisable at $15.60. The newly acquired 164.3351 units at $15.01 are minor relative to total reported holdings but increase the reporting person’s deferred equity exposure. No sales or other dispositions were reported. For investors, this is a routine insider filing showing compensation plan activity and option leverage, not an unusual liquidity event.
TL;DR: Filing reflects standard director compensation and plan-driven purchases; governance signals are routine and transparent.
The disclosure indicates the purchase was executed by the trustee of a rabbi trust under the company’s Stock Based Deferral Plan, consistent with non-discretionary plan mechanics. The presence of vested options and multiple account types (direct, IRA, Roth IRA, deferred units) shows typical director equity mix and retention incentives. The filing includes a power-of-attorney signature, which is an accepted administrative practice. There are no governance red flags or unusual related-party transactions disclosed.
Randall Elizabeth E., amministratrice di Columbia Financial, Inc. (CLBK), ha segnalato operazioni il 05/09/2025. La dichiarazione riferisce l'acquisto non discrezionale di 164.3351 unità di phantom stock al prezzo di $15.01 nell'ambito del Columbia Bank Stock Based Deferral Plan; tali unità saranno liquidate in azioni al momento della distribuzione. Il rapporto indica il totale delle partecipazioni di vantaggio attraverso i conti: 39.934 azioni dirette, 44.447 indirette tramite IRA, 6.704 indirette tramite Roth IRA, 3.207 indirette tramite un premio in azioni e 9.510.5511 indirette derivanti dal piano di differimento dopo l'operazione. Viene inoltre comunicata la detenzione di 62.474 opzioni su azioni pienamente maturate ed esercitabili con prezzo di esercizio $15.60, in scadenza il 23/07/2029.
Randall Elizabeth E., directora de Columbia Financial, Inc. (CLBK), informó transacciones el 05/09/2025. La presentación muestra la compra no discrecional de 164.3351 unidades de phantom stock a $15.01 bajo el Columbia Bank Stock Based Deferral Plan; dichas unidades se liquidarán en acciones al momento de la distribución. El informe detalla las participaciones agregadas en las cuentas: 39.934 acciones directas, 44.447 indirectas vÃa IRA, 6.704 indirectas vÃa Roth IRA, 3.207 indirectas por una concesión de acciones y 9.510.5511 indirectas procedentes del plan de diferimiento tras la transacción. También se revela la tenencia de 62.474 opciones totalmente adquiridas y ejercitables con precio de ejercicio de $15.60, que vencen el 23/07/2029.
Columbia Financial, Inc.(CLBK)ì� ì´ì‚¬ Randall Elizabeth E.ê°€ 2025-09-05ì—� 거래ë¥� ë³´ê³ í–ˆìŠµë‹ˆë‹¤. ì œì¶œì„œë¥˜ì—� 따르ë©� Columbia Bank Stock Based Deferral Planì—� ë”°ë¼ $15.01ì—� 164.3351ê°œì˜ íŒ¬í…€ 스톡 단위ë¥� 비재량ì 으로 매수했으ë©�, ì� ë‹¨ìœ„ë“¤ì€ ë¶„ë°° ì‹� 주ì‹ìœ¼ë¡œ ì •ì‚°ë©ë‹ˆë‹�. ë³´ê³ ì„œì—ëŠ� 계좌ë³� ì´� ë³´ìœ ë‚´ì—ì� 기재ë˜ì–´ 있습니다: 39,934 ì§ì ‘ ë³´ìœ ì£¼ì‹, 44,447 IRAë¥� 통한 ê°„ì ‘ ë³´ìœ , 6,704 Roth IRAë¥� 통한 ê°„ì ‘ ë³´ìœ , 3,207 ì£¼ì‹ ìƒì—¬ë¡� ì¸í•œ ê°„ì ‘ ë³´ìœ , 그리ê³� 거래 í›� 차입연기플랜ì—서ì� 9,510.5511 ê°„ì ‘ ë³´ìœ . ë˜í•œ $15.60 í–‰ì‚¬ê°€ê²©ì˜ ì™„ì „ ì·¨ë“ ë°� 행사 가능한 스톡옵션 62,474ê°�(만기 2029-07-23)ê°€ 공개ë˜ì–´ 있습니다.
Randall Elizabeth E., administratrice de Columbia Financial, Inc. (CLBK), a déclaré des transactions le 05/09/2025. Le dossier indique l'achat non discrétionnaire de 164.3351 unités de phantom stock à $15.01 dans le cadre du Columbia Bank Stock Based Deferral Plan ; ces unités seront réglées en actions lors de la distribution. Le rapport énumère les participations agrégées par compte : 39 934 actions directes, 44 447 indirectes via IRA, 6 704 indirectes via Roth IRA, 3 207 indirectes via une attribution d'actions et 9 510.5511 indirectes provenant du plan de différé après la transaction. Le dépôt révèle également 62 474 options d'achat d'actions entièrement acquises et exerçables au prix d'exercice de $15.60, expirant le 23/07/2029.
Randall Elizabeth E., Direktorin von Columbia Financial, Inc. (CLBK), meldete Transaktionen am 05.09.2025. Die Einreichung zeigt den nicht-diskretionären Kauf von 164.3351 Phantom-Stock-Einheiten zu $15.01 im Rahmen des Columbia Bank Stock Based Deferral Plan; diese Einheiten werden bei Ausschüttung in Aktien abgewickelt. Der Bericht listet die aggregierten wirtschaftlichen Beteiligungen über Konten auf: 39.934 direkte Aktien, 44.447 indirekt über eine IRA, 6.704 indirekt über eine Roth IRA, 3.207 indirekt durch eine Aktienzuteilung und 9.510.5511 indirekt aus dem Deferral-Plan nach der Transaktion. Zudem werden 62.474 voll erworbene und ausübungsfähige Aktienoptionen mit einem Ausübungspreis von $15.60, Laufzeit bis zum 23.07.2029, offengelegt.