[Form 4] Columbia Financial, Inc. Insider Trading Activity
John Klimowich, SEVP & Chief Risk Officer of Columbia Financial, Inc. (CLBK), reported changes in his beneficial ownership related to both stock awards and option holdings. On 08/08/2025 the Form 4 shows a disposition of 60,769 shares and an acquisition of phantom stock units purchased into the company's rabbi trust under the Columbia Bank Stock Based Deferral Plan that will be settled in shares on distribution.
The filing also details indirect holdings of common stock through retirement and benefit vehicles�17,130 shares via 401(k), 7,620 via ESOP, 7,051 via SERP, 4,214 via SIM—and multiple stock awards (13,781, 12,068, 11,723). Derivative holdings include 188,235 fully vested options (exercise $15.60, exp. 07/23/2029) and additional outstanding options totaling 41,190 with stated vesting schedules and later expirations.
John Klimowich, SEVP e Chief Risk Officer di Columbia Financial, Inc. (CLBK), ha comunicato variazioni nella sua titolarità effettiva relative sia a premi azionari sia a opzioni. In data 08/08/2025 il Modulo 4 riporta una cessione di 60.769 azioni e l'acquisizione di unità phantom stock conferite nel rabbi trust della società nell'ambito del Columbia Bank Stock Based Deferral Plan, che saranno regolate in azioni alla distribuzione.
La comunicazione dettaglia altresì partecipazioni indirette in azioni ordinarie tramite veicoli pensionistici e benefit � 17.130 azioni via 401(k), 7.620 via ESOP, 7.051 via SERP, 4.214 via SIM � e più premi azionari (13.781, 12.068, 11.723). Le posizioni su derivati includono 188.235 opzioni pienamente vestite (prezzo di esercizio $15.60, scadenza 07/23/2029) e ulteriori opzioni in essere per un totale di 41.190 con piani di vesting indicati e scadenze successive.
John Klimowich, SEVP y Chief Risk Officer de Columbia Financial, Inc. (CLBK), informó cambios en su propiedad beneficiaria relacionados tanto con adjudicaciones de acciones como con tenencias de opciones. El 08/08/2025 el Formulario 4 muestra una disposición de 60.769 acciones y la adquisición de unidades de acciones fantasma abonadas en el rabbi trust de la compañÃa bajo el Columbia Bank Stock Based Deferral Plan, que se liquidarán en acciones en la distribución.
La presentación también detalla participaciones indirectas de acciones ordinarias a través de vehÃculos de jubilación y beneficios â€� 17.130 acciones vÃa 401(k), 7.620 vÃa ESOP, 7.051 vÃa SERP, 4.214 vÃa SIM â€� y múltiples adjudicaciones de acciones (13.781, 12.068, 11.723). Las posiciones sobre derivados incluyen 188.235 opciones totalmente adquiridas (precio de ejercicio $15.60, vencimiento 07/23/2029) y opciones pendientes adicionales por un total de 41.190 con cronogramas de vesting y vencimientos posteriores.
John Klimowich, Columbia Financial, Inc. (CLBK)ì� SEVP ê²� ìµœê³ ìœ„í—˜ê´€ë¦¬ì±…ìž„ìž(Chief Risk Officer)ëŠ� ì£¼ì‹ ìˆ˜ì—¬ ë°� 옵션 ë³´ìœ ì™€ ê´€ë ¨í•œ 실질ì � ì†Œìœ ë³€ë™ì„ ë³´ê³ í–ˆìŠµë‹ˆë‹¤. 08/08/2025ìž� Form 4ì—는 60,769ì£� 처분ê³� Columbia Bank Stock Based Deferral Planì—� ë”°ë¼ íšŒì‚¬ì� rabbi trustì—� 편입ë� 팬텀 스톡 ìœ ë‹› ì·¨ë“(ë¶„ë°° ì‹� 주ì‹ìœ¼ë¡œ ì •ì‚°ë�)ì� 기ë¡ë˜ì–´ 있습니다.
서류ì—는 ë˜í•œ í‡´ì§ ë°� ë³µë¦¬í›„ìƒ ê³„ì •ì� 통한 ê°„ì ‘ ë³´ìœ ì£¼ì‹ì� ìžì„¸íž� 기재ë˜ì–´ 있습니다 â€� 401(k)ë¡� 17,130ì£�, ESOPë¡� 7,620ì£�, SERPë¡� 7,051ì£�, SIM으로 4,214ì£� â€� 그리ê³� 여러 ì£¼ì‹ ìˆ˜ì—¬(13,781, 12,068, 11,723). 파ìƒìƒí’ˆ ë³´ìœ ì—는 ì™„ì „íž� ë² ìŠ¤íŒ…ëœ 188,235 옵션(행사가 $15.60, 만료 07/23/2029)ê³� 명시ë� ë² ìŠ¤íŒ� ì¼ì • ë°� ì´í›„ 만료ì¼ì„ ê°€ì§� 추가 미행ì‚� 옵션 합계 41,190ì� í¬í•¨ë©ë‹ˆë‹�.
John Klimowich, SEVP et Chief Risk Officer de Columbia Financial, Inc. (CLBK), a déclaré des modifications de sa détention bénéficiaire liées aux attributions d'actions et aux positions d'options. Le 08/08/2025, le formulaire 4 indique une cession de 60 769 actions et l'acquisition d'unités « phantom stock » versées dans le rabbi trust de la société dans le cadre du Columbia Bank Stock Based Deferral Plan, qui seront réglées en actions lors de la distribution.
Le dépôt détaille également des détentions indirectes d'actions ordinaires via des dispositifs de retraite et d'avantages � 17 130 actions via 401(k), 7 620 via ESOP, 7 051 via SERP, 4 214 via SIM � et plusieurs attributions d'actions (13 781, 12 068, 11 723). Les positions sur dérivés comprennent 188 235 options pleinement acquises (prix d'exercice $15.60, échéance 07/23/2029) et des options supplémentaires en circulation totalisant 41 190 avec des calendriers de vesting indiqués et des échéances ultérieures.
John Klimowich, SEVP und Chief Risk Officer von Columbia Financial, Inc. (CLBK), meldete Änderungen seines wirtschaftlichen Eigentums im Zusammenhang mit Aktienzuteilungen und Optionsbeständen. Am 08/08/2025 weist das Formular 4 eine Veräußerung von 60.769 Aktien und den Erwerb von Phantom-Aktieneinheiten aus, die in den rabbi trust der Gesellschaft im Rahmen des Columbia Bank Stock Based Deferral Plan eingebracht wurden und bei Auszahlung in Aktien abgewickelt werden.
Die Einreichung führt zudem indirekte Beteiligungen an Stammaktien über Alters- und Leistungsvehikel auf � 17.130 Aktien über 401(k), 7.620 über ESOP, 7.051 über SERP, 4.214 über SIM � sowie mehrere Aktienzuteilungen (13.781, 12.068, 11.723). Zu den Derivatpositionen gehören 188.235 voll ausgeübte Optionen (Ausübungspreis $15.60, Ablauf 07/23/2029) und weitere ausstehende Optionen mit insgesamt 41.190 Stück mit angegebenen Vestingplänen und späteren Laufzeiten.
- Acquisition of phantom stock units under the Columbia Bank Stock Based Deferral Plan that will be settled in shares on distribution
- Large vested option position: 188,235 fully vested stock options exercisable at $15.60 (expiring 07/23/2029), indicating continued alignment with shareholder value
- Disposition of 60,769 shares reported on the Form 4 (08/08/2025), representing an insider sale or transfer
- Significant portion of equity held indirectly through multiple benefit plans, which can delay transparent change-of-control visibility until distributions occur
Insights
Insider sold shares but remains heavily vested in options and deferred stock; overall neutral to ownership structure.
The Form 4 shows a 60,769-share disposition alongside acquisition of phantom units under the Stock Based Deferral Plan. Klimowich retains a large position in vested options (notably 188,235 options exercisable at $15.60) and multiple indirect holdings through benefit plans. The mix of a meaningful sale with substantial remaining equity and long-dated options suggests liquidity action rather than full exit; materiality to investors is limited absent company-wide context.
Transaction mix indicates routine compensation and diversification actions, with governance disclosures intact.
The filing documents both compensation-related awards and an open-market or plan-based disposition of 60,769 shares, while describing deferred and performance-based awards with multi-year vesting. Explanations identify plan-based settlements (rabbi trust) and standard vesting schedules for options and awards, reflecting expected executive compensation mechanics rather than governance red flags in the disclosure itself.
John Klimowich, SEVP e Chief Risk Officer di Columbia Financial, Inc. (CLBK), ha comunicato variazioni nella sua titolarità effettiva relative sia a premi azionari sia a opzioni. In data 08/08/2025 il Modulo 4 riporta una cessione di 60.769 azioni e l'acquisizione di unità phantom stock conferite nel rabbi trust della società nell'ambito del Columbia Bank Stock Based Deferral Plan, che saranno regolate in azioni alla distribuzione.
La comunicazione dettaglia altresì partecipazioni indirette in azioni ordinarie tramite veicoli pensionistici e benefit � 17.130 azioni via 401(k), 7.620 via ESOP, 7.051 via SERP, 4.214 via SIM � e più premi azionari (13.781, 12.068, 11.723). Le posizioni su derivati includono 188.235 opzioni pienamente vestite (prezzo di esercizio $15.60, scadenza 07/23/2029) e ulteriori opzioni in essere per un totale di 41.190 con piani di vesting indicati e scadenze successive.
John Klimowich, SEVP y Chief Risk Officer de Columbia Financial, Inc. (CLBK), informó cambios en su propiedad beneficiaria relacionados tanto con adjudicaciones de acciones como con tenencias de opciones. El 08/08/2025 el Formulario 4 muestra una disposición de 60.769 acciones y la adquisición de unidades de acciones fantasma abonadas en el rabbi trust de la compañÃa bajo el Columbia Bank Stock Based Deferral Plan, que se liquidarán en acciones en la distribución.
La presentación también detalla participaciones indirectas de acciones ordinarias a través de vehÃculos de jubilación y beneficios â€� 17.130 acciones vÃa 401(k), 7.620 vÃa ESOP, 7.051 vÃa SERP, 4.214 vÃa SIM â€� y múltiples adjudicaciones de acciones (13.781, 12.068, 11.723). Las posiciones sobre derivados incluyen 188.235 opciones totalmente adquiridas (precio de ejercicio $15.60, vencimiento 07/23/2029) y opciones pendientes adicionales por un total de 41.190 con cronogramas de vesting y vencimientos posteriores.
John Klimowich, Columbia Financial, Inc. (CLBK)ì� SEVP ê²� ìµœê³ ìœ„í—˜ê´€ë¦¬ì±…ìž„ìž(Chief Risk Officer)ëŠ� ì£¼ì‹ ìˆ˜ì—¬ ë°� 옵션 ë³´ìœ ì™€ ê´€ë ¨í•œ 실질ì � ì†Œìœ ë³€ë™ì„ ë³´ê³ í–ˆìŠµë‹ˆë‹¤. 08/08/2025ìž� Form 4ì—는 60,769ì£� 처분ê³� Columbia Bank Stock Based Deferral Planì—� ë”°ë¼ íšŒì‚¬ì� rabbi trustì—� 편입ë� 팬텀 스톡 ìœ ë‹› ì·¨ë“(ë¶„ë°° ì‹� 주ì‹ìœ¼ë¡œ ì •ì‚°ë�)ì� 기ë¡ë˜ì–´ 있습니다.
서류ì—는 ë˜í•œ í‡´ì§ ë°� ë³µë¦¬í›„ìƒ ê³„ì •ì� 통한 ê°„ì ‘ ë³´ìœ ì£¼ì‹ì� ìžì„¸íž� 기재ë˜ì–´ 있습니다 â€� 401(k)ë¡� 17,130ì£�, ESOPë¡� 7,620ì£�, SERPë¡� 7,051ì£�, SIM으로 4,214ì£� â€� 그리ê³� 여러 ì£¼ì‹ ìˆ˜ì—¬(13,781, 12,068, 11,723). 파ìƒìƒí’ˆ ë³´ìœ ì—는 ì™„ì „íž� ë² ìŠ¤íŒ…ëœ 188,235 옵션(행사가 $15.60, 만료 07/23/2029)ê³� 명시ë� ë² ìŠ¤íŒ� ì¼ì • ë°� ì´í›„ 만료ì¼ì„ ê°€ì§� 추가 미행ì‚� 옵션 합계 41,190ì� í¬í•¨ë©ë‹ˆë‹�.
John Klimowich, SEVP et Chief Risk Officer de Columbia Financial, Inc. (CLBK), a déclaré des modifications de sa détention bénéficiaire liées aux attributions d'actions et aux positions d'options. Le 08/08/2025, le formulaire 4 indique une cession de 60 769 actions et l'acquisition d'unités « phantom stock » versées dans le rabbi trust de la société dans le cadre du Columbia Bank Stock Based Deferral Plan, qui seront réglées en actions lors de la distribution.
Le dépôt détaille également des détentions indirectes d'actions ordinaires via des dispositifs de retraite et d'avantages � 17 130 actions via 401(k), 7 620 via ESOP, 7 051 via SERP, 4 214 via SIM � et plusieurs attributions d'actions (13 781, 12 068, 11 723). Les positions sur dérivés comprennent 188 235 options pleinement acquises (prix d'exercice $15.60, échéance 07/23/2029) et des options supplémentaires en circulation totalisant 41 190 avec des calendriers de vesting indiqués et des échéances ultérieures.
John Klimowich, SEVP und Chief Risk Officer von Columbia Financial, Inc. (CLBK), meldete Änderungen seines wirtschaftlichen Eigentums im Zusammenhang mit Aktienzuteilungen und Optionsbeständen. Am 08/08/2025 weist das Formular 4 eine Veräußerung von 60.769 Aktien und den Erwerb von Phantom-Aktieneinheiten aus, die in den rabbi trust der Gesellschaft im Rahmen des Columbia Bank Stock Based Deferral Plan eingebracht wurden und bei Auszahlung in Aktien abgewickelt werden.
Die Einreichung führt zudem indirekte Beteiligungen an Stammaktien über Alters- und Leistungsvehikel auf � 17.130 Aktien über 401(k), 7.620 über ESOP, 7.051 über SERP, 4.214 über SIM � sowie mehrere Aktienzuteilungen (13.781, 12.068, 11.723). Zu den Derivatpositionen gehören 188.235 voll ausgeübte Optionen (Ausübungspreis $15.60, Ablauf 07/23/2029) und weitere ausstehende Optionen mit insgesamt 41.190 Stück mit angegebenen Vestingplänen und späteren Laufzeiten.