UBS 6-K: Q2 25 Capitalization at $428B; Debt Up 3.8%

Q: What is UBS (UBS) total capitalization as of 30 June 2025?

UBS reports USD 427.9 billion in total capitalization.

Q: How much did UBS short-term debt change in Q2 2025?

Short-term debt increased USD 7.9 billion to USD 97.2 billion, up 8.8% from 31 Mar 25.

Q: What portion of UBS debt is unsecured?

88% of the USD 338.2 billion total debt is unsecured.

Q: How large is UBS鈥檚 AT1 capital stock?

High-trigger AT1 instruments total USD 16.6 billion .

[6-K] UBS Group AG Current Report (Foreign Issuer)

Filing Impact

(Low)

Filing Sentiment

(Neutral)

Form Type

6-K

Rhea-AI Filing Summary

UBS Group AG Form 6-K dated 30 July 2025 provides an updated capitalization snapshot as of 30 June 2025.

Total capitalization: USD 427.9 bn, up 3.5% from 31 Mar 25 (USD 413.6 bn).
Total debt issued: USD 338.2 bn (+3.8%). Within this, short-term debt climbed 8.8% to USD 97.2 bn while long-term debt rose 1.9% to USD 241.0 bn.
Equity: Shareholder equity increased 2.4% to USD 89.3 bn; non-controlling interests reached USD 0.4 bn.
Capital mix: Debt now represents roughly 79% of total capitalization, equity 21%.
Loss-absorbing capital: High-trigger AT1 instruments total USD 16.6 bn; non-Basel-III Tier 2 legacy bonds are immaterial (USD 0.2 bn).
Funding profile: 88% of debt is unsecured, highlighting continued reliance on wholesale markets.

The filing contains no earnings, guidance or transactional details; it chiefly updates capital figures and is incorporated by reference into existing S-8 shelf registrations.

Positive

Shareholder equity increased 2.4% quarter-over-quarter, enhancing capital base.
High-trigger AT1 instruments of USD 16.6 bn continue to bolster loss-absorbing capacity.

Negative

Total debt rose USD 12.3 bn, with an 8.8% jump in short-term obligations.
88% unsecured debt indicates significant reliance on wholesale funding, posing refinancing risk.

Insights

TL;DR: Modest balance-sheet expansion; leverage stable; information neutral for valuation.

Capitalization rose by USD 14.4 bn, driven mainly by higher short-term funding. Equity growth roughly offset the debt increase, keeping the debt-to-equity ratio near 3.8脳. The USD 16.6 bn of AT1 capital supports regulatory buffers, and legacy Tier 2 exposure is negligible. Absence of earnings or CET1 ratios limits credit-quality insight. Overall, the update neither alters profitability outlook nor capital adequacy trajectory, so market impact is muted.

TL;DR: Rising unsecured debt raises wholesale funding dependence but within normal range.

Short-term debt grew almost 9% in three months, signaling elevated liquidity usage. With 88% of total debt unsecured, UBS remains sensitive to funding-market conditions; however, ample AT1 capital offers loss-absorption capacity. Because absolute leverage and capital mix remain consistent with prior quarters, risk profile is largely unchanged, yielding a neutral impact.

07/30/2025 - 07:21 AM

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

_________________

FORM 6-K

REPORT OF FOREIGN PRIVATE

ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16 UNDER

THE SECURITIES EXCHANGE ACT OF 1934

Date: July 30,

2025

UBS Group AG

(Registrant's Name)

Bahnhofstrasse 45, 8001 Zurich, Switzerland

(Address of principal executive office)

Commission File Number: 1-36764

Indicate by check mark whether the registrant files or will file annual

reports under cover of

Form 20-F or Form 40-F.

Form 20-F

☒

Form 40-F

☐

UBS Group AG produces regular annual and quarterly reports, which

are submitted to the

SEC under Forms 20-F and 6-K, respectively. UBS Group AG’s consolidated financial statements are

prepared in accordance with IFRS Accounting Standards. SEC regulations

require certain additional

disclosures to be included in registration statements relating to offerings of securities.

Certain of these

additional disclosures follow herein, and should be read in conjunction with

the annual report on Form

20-F for the year ended 31 December 2024 of UBS Group AG, filed with

the SEC on March 17,

2025,

as well as UBS Group AG's first quarter 2025 report, submitted to the SEC

on Form 6-K on April 30,

2025, and UBS Group AG's second quarter 2025 report, submitted

to the SEC on Form 6-K on July

30, 2025.

Capitalization of UBS Group AG

The

table

below

presents

the

consolidated

capitalization

UBS

Group

accordance

with

IFRS

Accounting

Standards in US dollars, the presentation currency of UBS Group AG.

As of

USD m

30.6.25

31.3.25

Debt:

Short-term debt issued

97,241

89,360

Long-term debt issued

240,990

236,612

of which: eligible as high-trigger loss-absorbing additional

tier 1 capital instruments

16,608

16,352

of which: eligible as non-Basel III-compliant tier 2 capital

instruments

196

205

Total debt issued

338,231

325,972

Equity attributable to shareholders

89,277

87,185

Equity attributable to non-controlling interests

422

405

Total capitalization

427,931

413,562

1 Short-term debt issued consists of debt issued (reflected on

the balance sheet lines Debt issued measured at amortized cost

and Debt issued designated at fair value) by

UBS Group AG and

its subsidiaries with a remaining contractual maturity

of less than one year without considering any

early redemption features.

2 Long-term debt issued consists of

debt issued (reflected on

the balance sheet lines Debt issued measured at amortized cost and Debt issued

designated at fair value) by UBS Group AG and its

subsidiaries with a remaining contractual maturity of more

than one year without considering any early redemption features.

3 As of 30 June 2025, 88% of the total debt issued was unsecured.

This

Form

6-K

hereby

incorporated

reference

into

each

the

registration

statements

UBS

Group AG

on Form

S-8 (Registration

Numbers 333-200634;

333-200635; 333-200641;

333-200665;

333-215254;

333-215255;

333-228653;

333-230312;

333-249143

and

333-272975),

and

into

each

prospectus outstanding under any of the foregoing registration statements.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the

registrant has duly

caused this report to be signed on its behalf by the undersigned,

thereunto duly authorized.

UBS Group AG

By: _/s/ David Kelly _____________

Name:

David Kelly

Title:

Managing Director

By: _/s/ Ella Copetti-Campi ______________

Name:

Ella Copetti-Campi

Title:

Executive Director

Date:

July 30, 2025

Source:

FAQ

What is UBS (UBS) total capitalization as of 30 June 2025?

UBS reports USD 427.9 billion in total capitalization.

How much did UBS short-term debt change in Q2 2025?

Short-term debt increased USD 7.9 billion to USD 97.2 billion, up 8.8% from 31 Mar 25.

What portion of UBS debt is unsecured?

88% of the USD 338.2 billion total debt is unsecured.

How large is UBS鈥檚 AT1 capital stock?

High-trigger AT1 instruments total USD 16.6 billion.

Does the 6-K include earnings or guidance information?

No, the filing only updates capitalization and is incorporated into existing S-8 registrations.

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[6-K] UBS Group AG Current Report (Foreign Issuer)

Insights

FAQ

What is UBS (UBS) total capitalization as of 30 June 2025?

How much did UBS short-term debt change in Q2 2025?

What portion of UBS debt is unsecured?

How large is UBS鈥檚 AT1 capital stock?

Does the 6-K include earnings or guidance information?

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[6-K] UBS Group AG Current Report (Foreign Issuer)

Insights

Financial Analyst neutral

Risk Analyst neutral

FAQ

What is UBS (UBS) total capitalization as of 30 June 2025?

How much did UBS short-term debt change in Q2 2025?

What portion of UBS debt is unsecured?

How large is UBS鈥檚 AT1 capital stock?

Does the 6-K include earnings or guidance information?

NYSE:UBS

UBS Rankings

UBS Latest News

UBS Latest SEC Filings

UBS Stock Data