Ally Bank Earns Fourth Consecutive 'Outstanding' CRA Rating
Ally Bank (NYSE: ALLY), the largest all-digital bank in the U.S., has received its fourth consecutive "Outstanding" rating from the Federal Reserve Board for Community Reinvestment Act (CRA) performance. This achievement places Ally among the top 15% of U.S. financial institutions evaluated under CRA.
During the 2023-2024 examination period, Ally deployed $2.68 billion in community development initiatives, including $1.7 billion in community development investments (with $1.47 billion for affordable housing), $734.4 million in community development loans, and $3.4 million in nonprofit grants. Notable projects included a $35 million loan to Lendistry supporting small businesses and an $11.7 million construction loan for low-income housing.
Ally Bank (NYSE: ALLY), la pi霉 grande banca completamente digitale degli Stati Uniti, ha ottenuto per la quarta volta consecutiva la valutazione "Outstanding" dalla Federal Reserve Board per la performance nel Community Reinvestment Act (CRA). Questo risultato colloca Ally tra il 15% migliore delle istituzioni finanziarie statunitensi esaminate ai sensi del CRA.
Nel periodo d'esame 2023-2024, Ally ha destinato 2,68 miliardi di dollari a iniziative di sviluppo comunitario, inclusi 1,7 miliardi di dollari in investimenti per lo sviluppo comunitario (di cui 1,47 miliardi per abitazioni a prezzi accessibili), 734,4 milioni in prestiti per lo sviluppo comunitario e 3,4 milioni in sovvenzioni a organizzazioni non profit. Tra i progetti principali figurano un prestito da 35 milioni di dollari a Lendistry per supportare le piccole imprese e un prestito per la costruzione di alloggi a basso reddito da 11,7 milioni di dollari.
Ally Bank (NYSE: ALLY), el mayor banco totalmente digital de EE.听UU., ha recibido por cuarta vez consecutiva la calificaci贸n "Outstanding" de la Federal Reserve Board por su desempe帽o en la Ley de Reinversi贸n Comunitaria (CRA). Este logro sit煤a a Ally entre el 15% superior de las instituciones financieras estadounidenses evaluadas bajo el CRA.
Durante el per铆odo de examen 2023-2024, Ally destin贸 $2.68 mil millones a iniciativas de desarrollo comunitario, incluyendo $1.7 mil millones en inversiones para desarrollo comunitario (de los cuales $1.47 mil millones se destinaron a vivienda asequible), $734.4 millones en pr茅stamos para desarrollo comunitario y $3.4 millones en subvenciones a organizaciones sin fines de lucro. Proyectos destacados incluyen un pr茅stamo de $35 millones a Lendistry para apoyar a peque帽as empresas y un pr茅stamo de construcci贸n de $11.7 millones para vivienda de bajos ingresos.
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2023鈥�2024 鞁偓 旮瓣皠 霃欖晥 Ally電� 歆�鞐偓須� 臧滊皽 靷梾鞐� 26.8鞏� 雼煬(= $2.68 billion)毳� 韴瀰頄堨溂氅�, 攴胳 17鞏� 雼煬電� 旎る雼堩嫲 臧滊皽 韴瀽(鞝�霠错暅 欤柬儩鞐� 14.7鞏� 雼煬 韽暔), 7.344鞏� 雼煬電� 旎る雼堩嫲 臧滊皽 雽�於�, 340毵� 雼煬電� 牍勳榿毽嫧觳� 氤挫“旮堨溂搿� 歆戫枆霅橃棃鞀惦媹雼�. 欤检殧 頂勲鞝濏姼搿滊姅 靻岅赴鞐� 歆�鞗愳潉 鞙勴暅 Lendistry鞐� 雽�頃� 3,500毵� 雼煬 雽�於滉臣 鞝�靻岆摑旄� 欤柬儩 瓯挫劋鞚� 鞙勴暅 1,170毵� 雼煬 瓯挫劋雽�於滌澊 鞛堨姷雼堧嫟.
Ally Bank (NYSE: ALLY), la plus grande banque enti猫rement digitale des 脡tats-Unis, a re莽u pour la quatri猫me fois cons茅cutive la note 芦 Outstanding 禄 de la Federal Reserve Board pour sa performance au titre du Community Reinvestment Act (CRA). Cette distinction place Ally parmi les 15 % sup茅rieurs des 茅tablissements financiers am茅ricains 茅valu茅s sous le CRA.
Au cours de la p茅riode d'examen 2023-2024, Ally a engag茅 2,68 milliards de dollars dans des initiatives de d茅veloppement communautaire, dont 1,7 milliard de dollars en investissements de d茅veloppement communautaire (dont 1,47 milliard pour le logement abordable), 734,4 millions en pr锚ts de d茅veloppement communautaire et 3,4 millions en subventions aux associations 脿 but non lucratif. Parmi les projets notables figurent un pr锚t de 35 millions de dollars 脿 Lendistry pour soutenir les petites entreprises et un pr锚t de construction de 11,7 millions de dollars pour des logements 脿 faible revenu.
Ally Bank (NYSE: ALLY), die gr枚脽te voll digitale Bank in den USA, hat von der Federal Reserve Board zum vierten Mal in Folge die Bewertung "Outstanding" f眉r ihre Leistungen im Rahmen des Community Reinvestment Act (CRA) erhalten. Damit z盲hlt Ally zu den Top 15 % der US-Finanzinstitute, die im CRA bewertet wurden.
Im Pr眉fzeitraum 2023鈥�2024 setzte Ally 2,68 Milliarden US-Dollar f眉r Gemeindeentwicklungsprojekte ein, darunter 1,7 Milliarden US-Dollar an Community-Development-Investitionen (davon 1,47 Milliarden f眉r bezahlbaren Wohnraum), 734,4 Millionen an Community-Development-Darlehen und 3,4 Millionen an Zusch眉ssen an gemeinn眉tzige Organisationen. Zu den bemerkenswerten Projekten geh枚rten ein 35-Millionen-Dollar-Kredit an Lendistry zur Unterst眉tzung von Kleinunternehmen und ein 11,7-Millionen-Dollar-Baudarlehen f眉r einkommensschwache Wohnbauten.
- Achieved fourth consecutive 'Outstanding' CRA rating, placing among top 15% of U.S. financial institutions
- Deployed $2.68 billion in total community development loans and investments
- Provided $1.7 billion in community development investments, including $1.47 billion for affordable housing
- Contributed $734.4 million in community development loans supporting economic development
- None.
Insights
Ally's fourth consecutive "Outstanding" CRA rating demonstrates exceptional compliance and community investment commitment, strengthening its competitive position.
Ally Bank's achievement of a fourth consecutive "Outstanding" Community Reinvestment Act (CRA) rating from the Federal Reserve places it in the top 15% of U.S. financial institutions evaluated under this regulatory framework. This regulatory distinction isn't merely symbolic 鈥� it represents a significant competitive advantage in the banking sector.
The bank's
From a regulatory perspective, maintaining consistent "Outstanding" ratings since 2017 provides Ally with several tangible benefits. Banks with superior CRA ratings typically face fewer regulatory hurdles during expansion activities, merger approvals, or new branch applications. This regulatory advantage creates meaningful operational flexibility and can accelerate growth initiatives compared to competitors with lower ratings.
The
Federal Reserve recognition highlights deep, long-term commitment to community investment
"Ally's fourth consecutive 'Outstanding' CRA rating reflects that doing right by our communities is foundational to our long-term business success," said Ally chief legal and corporate affairs officer,听Hope Mehlman. "This rating is a testament to the strength of our CRA program and the passion our teams bring to serving their communities."
As part of the most recent exam period (2023-2024), Ally delivered on its community reinvestment mission through
$1.7 billion $1.47 billion $734.4 million $138 million $3.4 million - 1,685 in employee volunteer hours focused on financial literacy initiatives and nonprofit partnerships
The rating affirms Ally's long-standing commitment to expanding access to capital in听low- and moderate-income (LMI) communities听across the country. Impactful examples include:
- A
$35 million - An
$11.7 million - A
$5 million
Adopted in 1977, the CRA requires federally insured deposit-taking institutions to support the borrowing needs of all the communities where they do business, including low鈥� and moderate鈥搃ncome areas. Banks are rated during periodic evaluation intervals for their lending, investments, and service activities.
For more information about Ally's community development efforts are available .
Ally Bank, Member FDIC
About Ally Financial
Ally Financial Inc. (NYSE: ALLY) is a financial services company with the nation's largest all-digital bank and an industry-leading auto financing business, driven by a mission to "Do It Right" and be a relentless ally for customers and communities. The company serves customers with deposits and securities brokerage and investment advisory services as well as auto financing and insurance offerings. The company also includes a seasoned corporate finance business that offers capital for equity sponsors and middle-market companies. For more information, please visit听.听听
For more information and disclosures about Ally visit .
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Contacts:
Alex Moore
Ally Communications
[email protected]听
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FAQ
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